Loan to buy a drier for my saloon

Penina

Webuye, Kenya

100% repaid

Entrepreneur

Name

Penina

Member since

September 2015

On-time repayments

33 installments  •  58%

About Me

I am the third born in our family single mother of one child. I went to shibuye primary school and shibuye secondary school and Ashley college for hair dressing and beauty diploma.
I had a child to take of and did not have start up capital for a business,I worked as saloon assistant for six months and raised $250 that I used to buy basic equipment to start off of my business.
Our culture is diverse and men have to go through a rite of passage which is circumcision so that the community can recognize them as men.
my child wants to be a nurse when she grows up. she loves how nurses dress and that inspires her.I am working hard to ensure she achieve her dreams.
I love swimming,dancing ,singing and making new friends.

My Business

I provide beauty and hair dressing services in my saloon. THe demand for the services is high because of high population of young girls and women in my area.
I choose the business because i loved the industry and it gives me descent living and a reason to smile for I love what I do.
my monthly costs are $200 for water ,rent,and electricity .my monthly revenues are average $400.
I use my profits to pay fees for my child and nephew,and support my parents as well reinvest back in the business.

Loan Proposal

Hello lenders,merry xmas to you all,I am requesting for a loan to buy drier for my saloon, the drier I am using currently is old and in sufficient. It does break down a lot. the new drier would help me improve my business efficiency and service hence sales. Thank you

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$149.00

Date disbursed

Dec 31, 2015

Repayment status

On Time

Projected term

36 months

Lenders

F

FHult

Stockholm, Sweden

B

blahblah

Nuernberg, Germany

ads68

Melbourne, Australia

F

flaguy999

Tampa, United States

C

Clben7

Cincinnati, United States

B

bugdaniel

Switzerland

mepster

San Francisco, Ca, United States

A

andreab

United States

MW

Matt Willis

United States

W

Wade

United States

M

Marc

Newcastle upon Tyne, United Kingdom

Marcus

Germany

WE

Wendy Emlyn

Devon, United Kingdom

BB

Ben Bellows

United States

L

Linn

United Kingdom

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  • Penina    Mar 10, 2016

    Hello lenders,the business is doing well ,I am a bit drained financially but will reschedule my loan in the next two weeks.Thank you

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  • Penina    Feb 22, 2016

    I am so grateful dear lenders. Thank you so much

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  • Penina    Feb 21, 2016

    I am thankful,God bless you

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  • Penina    Feb 20, 2016

    I am very pleased these morning to once again thank you dear lenders for patience and understanding. I am and will always be focused and committed to making payments. The loan was very vital for my business for I was able to replace my drier and that has real helped me improve my business. I am humbled,thank you once again.

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  • Wendy Emlyn    Feb 11, 2016

    Well done, Penina - you're back on track with your payments again! Keep it up like this and you will soon clear the loan.
    God bless you,
    Wendy

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    • Penina    Feb 14, 2016

      Thanks mom,the business is always up and down but I am determined to succeed. thank you

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  • Penina    Feb 10, 2016

    I am very grateful and delighted for the loan,things are not the same and probably will never be same,forward ever backward never.

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  • Penina    Jan 31, 2016

    I hope you are all well dia lenders,I love you and miss you all

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  • Penina    Jan 27, 2016

    thank you dear lenders,the business is doing well and I am so grateful.Asante sana, karibu kenya hakuna matata

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  • Wendy Emlyn    Jan 19, 2016

    Hello Penina, can you get in touch with Zidisha to reduce your payments to a more manageable level? That is better than letting yourself get behind with your payments, which can make it harder to get a future loan.
    God bless you,
    Wendy

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  • Penina    Jan 14, 2016

    Hello lenders.I received my loan and has invested the money,I will make payments as per the schedule in bulk. than you so much for support always

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  • Penina    Dec 30, 2015

    I am glad for the loan. looking forward to great 2016.thank you

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  • Penina    Dec 29, 2015

    hello lenders.thank you for the loan. I am at 49% please help me raise it to 100%. Prosperous and healthy 2016

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  • Penina    Dec 26, 2015

    Thanks lenders

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  • Marcus    Dec 23, 2015

    Dear Penina,

    you are very welcome and we are so glad to have a chance to help you to help yourself and others too. Merry Christmas and a happy new year,

    Marcus

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    • Penina    Dec 23, 2015

      I am very grateful for the loan,despite the many blackouts ,I am always in business and that has improved my income.

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  • Penina    Dec 23, 2015

    I take these opportunity to thank all my lenders and zidisha team ,I am happy with my small loan,I have been able to improve lives of people through clean solar enery.thank you always

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  • Penina    Dec 16, 2015

    hello lenders ,the business is doing well and I wish to make my payments in full.Thank you for the patience and giving me more time. Love you all.

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  • Penina    Oct 9, 2015

    dear lenders,my mum is sick. allow me to reduce my installments please

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    • Marcus    Oct 10, 2015

      Dear Penina,
      yes, please reduce your installments as long as you need and only pay what you can. Even pay nothing for some time and take care for your mom.
      Best regards and good luck, Marcus

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  • Ian Murray    Sep 29, 2015

    Welcome to solar power, Penina. Australia has 1.4 million homes with rooftop solar power - it's the way to go.

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    • Penina    Dec 16, 2015

      really?? that looks so nice! I am hopeful I would expnd my business to that level.

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  • Penina    Sep 26, 2015

    remember me my dear lenders

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