Purchase female calf for start-up dairy farming

Rose

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Rose

Member since

April 2015

On-time repayments

228 installments  •  14%

About Me

Am a loving wife and Amother of a five year son my Husband is a veterinary Doctor and a dairy farmer, Am a Secretary at the same veterinary but in a diffrent section.

My parents are from kericho town in the rifty valley and am married in the central province of kenya,
I did a secretarial course at kenya institute of management studies , I love my family so much and I would wish to provide everything for them in future,
My husband has alwas been surportive to me He is the one who got me the job after school and he also paid for my course,My son wants to be a politician but my husband wants him to be a farmer.
Travelling is what I love most experiencing diffrent climate and learning diffrent cultulture and languages makes me hapy.

My Business

Like I stated am employed as a Secretary earning 12oooksh a month , I find this cash not enough due to my family raising needs.

I want to do dairy farming with my husband and in future I would resign from my job and concentrate with the livestock as my husband continues with is work.

I find dairy keeping a good idea due to demand in milk and meat products, also availability of manure which can further lead to small scall farming,
My husband and I have several cows and goats I would wish to buy a calf and surport him with his dreams.

Currently a liter of milk goes for 45ksh a cow can give 20 ltrs in a day giving a averaage of 900ksh per day this is three times my salary in a say so I find it reasonable to quite my job and concentrate on the farm.
Addition of more cows will lead to increase of milk production and manure for sell and home farming in future.

We target to have a maximum of ten cows due to the size of land ,This profits will be more than enough to educate my son and take care of my families raising needs.

Loan Proposal

am happy to join zidisha family , when my hubby told me about it I dint waste time I applied immediately .thank you so much.

if I get this loan I will make it 100usd and use 85usd it to buy a small calf and 15usd for transportation to my home.
paying the loan will be out of my salary .
thanks again am looking forward to workibg closely and getting advice from zidisha team.God bless you all.

Feedback

3

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Apr 8, 2015

Repayment status

On Time

Projected term

2 months

Lenders

McJulio

New Jersey, United States

fairspirit

Utrecht, Netherlands

Evan Lamos

Brussels, Belgium

rjb

Phnom Penh, Cambodia, United Kingdom

A

Anonymous

United States

NF

Nina Forsberg

Sweden, Greece

Paul

Seattle, United States

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  • Wendy Emlyn    Jul 20, 2016

    Please contact [email protected] to discuss the best way forward. We want to help you, but you have to do your bit too!
    God bless you,
    Wendy

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  • Wendy Emlyn    Apr 25, 2016

    Hello Rose. Are you able to start making payments again yet?
    God bless you,
    Wendy

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  • Marvin    Mar 15, 2016

    hi lender the client had financial constraints and has agreed to adjust his payment amount

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  • Rose    Feb 16, 2016

    am unable to raise my loan amount i hope to raise the amount once i start making more money am so sorry for inconvenience.

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  • Wendy Emlyn    Feb 6, 2016

    Can you get in touch with Zidisha to reduce your payments to a more manageable level? That is better than letting yourself get behind with your payments, which can make it harder to get future loans.
    God bless you,
    Wendy

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  • Rose    Jan 19, 2016

    thankjs you so miuch for disbursing my loan i received a loan eguivalent to the proposed amount this is all with prayers as a chhristian i belive God is doing wonderss on to my life and my new years resolution was to make it big this year this is just butb sigh tha i am going to make it, Lenders and friends if not for you i wouldnt have made this far i promise to pay the loan and give more time to the cattle project that is my passion and dream. GOD bless you.

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  • Rose    Jan 14, 2016

    ohh yes i have been funded again thank you God, i will buy cattle and take advantage of animal feeds left in my neighbours farm after he did harvest maize and this will make use of the remains. I wish you and family all the best in anythinhg you do.

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  • Rose    Jan 8, 2016

    cows is what i love most please help me add more to this farm which will soon become the supply of milk and manure to my community. God bless you

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  • Rose    Jan 7, 2016

    Thank you so much for all the help and support towards my family and life, Two years ago my life was dark i could not raise money for school fees and could barely have a good health today i see life in a different perspective and when i take a cup of milk from my cow i remember how zidisha loan has transformed my life.
    God bless you .

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  • Rose    Jan 2, 2016

    i have tried my best to reach my invitee in vain they both can not pick my calls am so sorry for the lose they caused and this has made me not to send invite to any other friend.
    i hope they will pay the loan and will keep pushing them to pay.

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  • Rose    Jan 2, 2016

    My focus is to be self employed in dairy farming sector my loan was used to buy a calf and milking cylinders some little balance i used to plant few kale's in my garden and up to date i have been paying the loan from my income.
    My husband is supporting me and the loan is also a relive to my family.
    I hope to finalize my loan and boost my project further. happy new year God bless.

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  • Rose    Dec 25, 2015

    Merry christmas evveryone,Thank you for the surport and the previous loan the amount did change my life in diffrent ways, farming is what i like most and witghn zidisha i have been able to focus on my farming activities with great ease.

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  • Rose    Nov 20, 2015

    greetings from family and friends i wish to thank you for support my progress is perfect and this all because of the loan however i will reduce my loan amount by half so to keep up with mu records.

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  • Rose    Oct 9, 2015

    thanks for suport God bless am doing great hope you and your family too.

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  • Rose    Sep 20, 2015

    hallo lenders , Thanks again for the loan it helped me alot.

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  • Rose    Sep 10, 2015

    lenders and zidisha family my project is doing great and i want to increase my payments so to give back to zidisha on time.
    thanks for your help and kindness.

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  • Rose    Aug 12, 2015

    Am currently unable to make my payments on time due to over spending on my younger sister who was not feeling good last weekend.
    This was unexpected i hope you will understand.

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  • Rose    Jul 8, 2015

    thank you lenders i received 187 Usd which i will use to buy calf's.This will increase my production and lead to profits in future.
    thank you so much.

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  • Rose    Jul 4, 2015

    may God bless you for funding me, I will use the amount to buy two calfs.
    I will now target good surply of milk and dairy products in future.

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  • Rose    Jun 30, 2015

    happy and good people of zidisha family your previous loan helped me bought a small calf which adapted well with tge rest of the cows, I also got another new born calf which was deliverd early last month.
    I thank you for your surport I have managed to increase my cows and would be a dairy farmer in future.
    thank you.

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