Joseph
O.rongai, Kenya
6% repaid
Name
Joseph
Member since
January 2016
On-time repayments
50 installments • 78%
I am happy to get this opportunity.
First in our days we were less educated and that is why we opted for farming and doing other business.
My childhood was full of challenges and and not all of my brothers and sisters were able to go to school.I managed to reach only secondary education due to financial problems that my old parents had.
i was able to study basics education while helping my parents with farming and rearing livestock.When i grew up i was fully experienced as a farmer.My father gave me a piece of land to cultivate and it is my love for horticulture that i started farming at a 2 Acres piece of land.This is how i came to start my job that unto today has educated my children and made me live a better life.What is unique about the culture of the place i live is that,community embrace one another and life harmoniously helping one another.My children would want to have a helpful father,who can educate them and bring them up in a good way possible.
My unique hobby is helping the needy especially in my community where the government not reached to help the poor.
Thank you.
Well, i offer Horticulture farm produce.
These includes,vegetables,fruits like pawpaw,Tomatoes,Bananas,lettuce and a few cattle.These goods are always on demand because they add to the ingredients in our diets and are food product that everyone cannot live without.I choose this kind of business because i was experienced and i loved farming since i was young beside giving giving me money and profit.
My typical cost are usually labor cost of preparing the land to plant items,cost of buying seeds,fertilizers, spraying chemicals buying and transport to the market.
My profit is usually used to meet these coasts and catering for my children as well a helping my parents and needy in the society.
I want to thank you lenders for giving me another chance to boost my project and achieve my dreams. I have been good and doing very well.
Once I get this loan I will buy more of the farming inputs.
On the list are following items and goods that I will buy with the loan;
Seed treatment chemicals at $34.00 and Storage chemicals at a cost of $26.00
I will also buy assorted Fungicides, Insecticides & Herbicides chemicals for various crops all at a cost of $45.00,
I will also buy new improved Seed for vegetables and Cabbages each at a cost of $35.00 and $40.00 respectively.
Also Urea DAP & CAN Mineral fertilizer for the crops such as cabbages, carrots e.t.c at a cost of $40.00 and $30.00 respectively.
I will also buy various water pipes and connectors at a cost of $42.00
Since we’re again heading to summer season and the food products in the market is always low, i am expecting to make a good profit out of this farming season. My happiness is that with ready money i will be preparing my farm and setting water supply ready without worrying about the source of funds. I will be selling the first batch of farm produce in two months time.
I am projecting my next profit to rise to $800.00 and above. This will be very possible from my past experience of farming and selling price. The profit I will get will again help me in repaying your loan without delay and meet my daily expenses. My family will be able to get food; my wife will expand her business of dressmaking and add to our income. I will continue to support my grandsons in their education. On the other hand I will be contributing towards child help welfare through our church fundraising. I feel well motivation y your help of funds and I pray God to give you health and happy life.
Thank you.
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Project Type
Classic Loan
Disbursed amount
$303.00
Date disbursed
Sep 4, 2016
Repayment status
Late
Projected term
64 months
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