Loan to buy fertilizers for planting kales

Paul

Burumba, Kenya

100% repaid

Entrepreneur

Name

Paul

Member since

December 2014

On-time repayments

26 installments  •  65%

About Me

My name is Paul Oteba ,I was born in a family of eight and I am the first born.I went to ojamii primary school and joined Township Secondary school,due to financial constraints ,I did not manage to join college.
After secondary school,I had no job.I decided to work as farm hand in a neighbors farm,with time i started growing my own vegetables.After sometime time I realized I could earn a good living out of agriculture.I decide to upscale my activities to earn living.
I have three kids,they all want to be nurses when they grow up.I always work hard to ensure they get the best education available.

My Business

I am a horticulture farmer.I grow kales and cabbages for sale to hospitals,schools and traders in the neighborhood.The demand for this goods is very high due to high population in the neighborhood and bad weather conditions that make it impossible to produce without irrigation.
I offer fresh and high quality vegetables to my clients.I always ensure I offer my products at a good price so as to retain my clients.
In a month I spend $100 on labor,generator fuel and pesticides.My revenues range between $200-$300 in a month depending on season.
I use my profits to pay pay fees for my kids and take care of general leaving expenses.I also take care of my aging parents and grand parents.Thank you so much for visiting my profile.

Loan Proposal

My name is Paul Oteba ,I am requesting for a loan to help me buy fertilizer for my kale's that are to be transplanted in one weeks time,I need fertilizers worth $180 to plant 0.75acres,however I have saved only $80 for the purpose.This loan will be a timely loan and will help me avoid exorbitant Shylock.Thank you so much

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Dec 19, 2014

Repayment status

On Time

Projected term

6 weeks

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  • John    Jun 9, 2015

    Paul says he was to make payments last week but a client he had supplied gave him a bounced cheque. He is getting in touch with the said client and would make payments once the issue is solved

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  • Paul    May 30, 2015

    hello lenders. I am sorry for the delay in payments due to late payment buy one of my suppliers. All is well now

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  • Paul    May 7, 2015

    dear lenders,the loan was very helpful. I was able to buy the pump an spray.I have been supplying products to school and hope to make lump sum payments once I get paid. thank you

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  • Paul    Feb 10, 2015

    dear lenders,i am requesting you to allow me reschedule my loan for 3 weeks and the reschedule it again this because of financial constrain I am facing after my wife fell sick.I believe I will be able to pay as per the schedule once I stabilize.thank you so much for your support,I appreciate you you so much.Thank you

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  • Paul    Jan 26, 2015

    When a friend invited me to zidisha ,I did not believe him. But being a friend and a peer he convinced me to try it out. I read the terms and conditions and said to myself,why not give it a try. Little did I know it will be a game changer in my life.
    The loan was very helpful , I managed to to buy fertilizer and has already planted. Everything is ok. unfortunately i dont have pictures at the moment but i will get a cameraman and post some.
    Thank you so much.

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  • Paul    Jan 21, 2015

    I am sorry, for paying 48hours late,this is due to problems with my Mpesa services, I am really sorry for inconvenience caused.

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  • SammyGeorge    Jan 5, 2015

    Thank you for another repayment Paul. Best Wishes.

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    • James    Mar 17, 2015

      Thank you SammyGeorge for the help you are giving to people. I am also counting on your support. I have 1 day left before my loan application expires, kindly help me out. Once again thank you and God bless.

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  • SammyGeorge    Dec 30, 2014

    Thank you for the repayment and Happy New Year!

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  • Paul    Dec 13, 2014

    Dear lenders ,please help me raise my loan .thank you

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  • Paul    Dec 13, 2014

    PaulE Thank you so much

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