Loan to buy more cloth for my tailoring shop

Pamela

Mwanda Village, Kenya

34% repaid

Entrepreneur

Name

Pamela

Member since

June 2015

On-time repayments

65 installments  •  35%

About Me

I grew up in Bumula in Western Kenya province, firstborn daughter to Joseph Wafula Mulongo. Our family had 10 children,my 2 brothers and 8 sisters. My father had three wives and my mother had only me while the second wife gave birth to 4 children while his third wife gave birth to 4 children, while i was the only one born to my mother but grew up with a child who was born to another woman out of wedlock,but my mother being kind decided that she would live with the child and raise her as our sister.
I attended Siekumulo primary school but did not complete my primary school education because of financial constraints.But my father had a neighbor teach me how to use a tailoring machine and i learned while he paid for the tutorial sessions.I managed to become so good at the work that the person who taught me made me an assistant and i learned a lot more.I did not manage to raise enough money to resume my studies so i eventually got married in June of the year 2000 and now have 4 children, 1 boy and 3 girls.
My business has enabled me to buy a plot of land in the area and even helped me educate my children while also engaging in farming.

My Business

I have a sewing machine and make repairs on local peoples garments.I also buy materials from the nearby border town of Busia and make men trousers and womens skirts and tops.Sometimes i sew table cloths which are common here and preferred by many. I sell one trouser for around 3$ while a skirt goes for 4$.I usually buy a 300 metre roll of cloth at 18$. I do the work from my home so i dont have to pay anyone rent and my income is small enough that the local council does not demand licence fees from me.
I use the proceeds to develop my business and also use it to buy farm produce which i plant ,especially maize. After my first Zidisha loan my business expanded greatly and i even hired an extra hand who helps me with the orders i receive especially from schools and a college. I also used my increased proceeds to invest in chicken farming and now have 50 chicken in my homestead.

Loan Proposal

I will buy more African "kitenge" material costing me 100$ and will use the same to produce at least 20 womens garments each costing an average 25$ which i will advertise for high end clients who mostly go to the capital to order for expensive kitenge designer wear.I will also be able to invest more in school orders as my profits increase and i will be able to also engage more in my chicken farming becuase of the profits that have increased.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Feb 7, 2016

Repayment status

Late

Projected term

9 months

Other loans

Lenders

Z

zmilez

London, United Kingdom

Rosario von Li

San Jose, Ca, United States

Caitlin Campbell

Chicago, United States

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