Loan to buy more sheep

Bernard Cheruiyot

Siwot Village, Kenya

100% repaid



Bernard Cheruiyot

Member since

October 2013

On-time repayments

97 installments  •  47%

About Me

I am a businessman and a farmer from Keringet, Kuresoi constituency in Nakuru County. My business is in Information Technology sector; I own a cyber cafe and a computer services shop in Molo. My business in situated in Tuulek House, Olenguruone centre, Kuresoi South Sub-county.
I offer computer services: cyber, typesetting, designing various items, printing, photo-printing, photocopy, scanning, lamination e.t.c).
In farming, I grow potatoes, peas and rear sheep.

My Business

I started the business in October 2012 with a computer which my friend assisted me with. I had to lend a printer from a friend at a monthly fee. The little amount of money I had was used to pay for office rent and license fees.
The business has been successful; currently I have acquired my own machines worth over (USD 1,948) and own other assets (bought directly from business income) worth over (USD 8,534).
I am also currently investing in a sheep farm.
The only hindering factor is raising enough capital in a short span of time; but I believe ZIDISHA is going to assist me solve this problem.

Loan Proposal

Firstly, I want to take this opportunity once again to thank all the lenders who funded my last three loans. I really appreciate you people for your kind hearts and generosity. May God bless you as you extend you kind hands to others.
Secondly, let me put my request again to be considered for more funds to buy more ewes. This will allow me get nearer to my target of 50 sheep. Currently, I have managed to buy 24 sheep.
The profits from the farm will help me in paying school fees for my siblings.
Your consideration will highly be appreciated.
I will pay the loan comfortably from my business income.
Thank you.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Feb 28, 2015

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Service fee: $0.64


Paul Buchheit

Mountain View, United States

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Amount repaid


Amount remaining


Date repaid

Apr 6, 2015


Fully repaid

Repayment History

Expected Payments Actual Payments
Mar 8, 2015 $24.22 Mar 7, 2015 $24.22
Mar 15, 2015 $24.22 Mar 7, 2015 $0.22
Mar 14, 2015 $24.00
Mar 22, 2015 $24.22 Mar 21, 2015 $24.22
Mar 29, 2015 $24.22 Mar 27, 2015 $24.22
Apr 5, 2015 $24.22 Mar 27, 2015 $3.56
Apr 4, 2015 $20.67
Apr 12, 2015 $24.29 Apr 4, 2015 $0.44
Apr 6, 2015 $23.84