Loan to buy quality seeds and organic manure for planting

Esther

Kayole Estate,nairobi City, Kenya

5% repaid

Entrepreneur

Name

Esther

Member since

May 2015

On-time repayments

223 installments  •  5%

About Me

My names are Esther Wairimu Maina.I am a Kenyan citizen by birth and i do reside at Kayole estate,Nairobi City-Kenya.i am a mother of one boy called Levis and a wife to Mr.Samuel Muthee.On my free times i do attends to the children's home within my estate to interact with the children and to give them hope in life.
After my education i was able to secure an employment at the Upper Hill school for a secretarial position for a period of five years,which i was planning to start my own employment job.In the year 2011,I secured a land through lease agreement here in Nairobi County in a place called Ruiru of an acre plot.
I have been doing the agribusiness activities for a profit gains.i normally plant all the year long since the river flows 50 meters away from my land using the diesel motor engine.Thank you

My Business

I am a farmer and i practice agribusiness as my means of daily income.I own a piece of land through leasing agreement from the owner here in Nairobi County in a place called Ruiru.It is approximately 45 minutes drive from my residential home.
I preferred doing my farming activities here since the Nairobi river flows from this direction,hence making the availability of water to irrigate my crops available through out the year.
My piece of land is one and 1/4 acreage squared and I have planted different varieties of plantations to make sure i tap the ever growing demand of the green vegetations.Currently I have planted into different portions,The first portion is for the maize,second is for the Kales & cabbages and the third portion is for the Legumes,peppers,managuz & Mbiriganyas.
The customers oftenly come for the produce on the harvesting season and most of them do return with nothing due to the shortage of the produce in the area,thus making the demand to be higher compared to what i harvest.Through your kind financial assistance,plant the quarter acre of land that i secured through with the first loan.I am planning to plant the horticultural crops which are on higher demand by my customers.I believe that I have the capability to satisfy my customers demands through your kind support and i will be in a good position to increase my sales revenues at the end of every sales.Thank you in advance for the kind consideration towards improving my farming and also for empowering my agribusiness.Long live Zidisha Microfinance team & thank you all.

Loan Proposal

I am overwhelmed by the kind gesture you have been offering my farm business with.The first loan was of great help as i was able to secure a Quarter piece of land through leasing for one full year.Now I am planning to plant the whole lot with horticultural crops.i have sud-divided the quarter land into four portions and i am looking forward to plant the whole land with different varieties of fast growing crops(3 months old to maturity)so that i can be able to sell to the nearby market and to my neighboring communities too.
I am planning to buy the following through your kind assistance:
(a)6 bags(@ 50kgs )of organic manure/fertilizer at a cost of Kshs.10620($-112)
(b)2kgs Cabbage seedlings (F1 variety)at a cost of Kshs.3200($-34)
(c)1 kg English managu at a cost of Kshs.2900.($-31)
(d)2 kgs Cow-peas at a cost of Kshs.3225.($-34.10)
(e)2 liters of herbicides at a cost of Kshs.1110.($-11.70)

Thank you all my lenders and kindly help me in buying the above goods.Welcome for the bidding and God bless you all in advance.Regard.

(f)

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$212.00

Date disbursed

Aug 14, 2015

Repayment status

Late

Projected term

49 months

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Donna Manton

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Ask Esther a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Hellen Muthoni    Feb 14, 2017

    Esther has been out my town area though I had called her like two weeks ago and she promised to pay all her arrears.Thanks for the patience my lenders.

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  • Donna Manton    May 9, 2016

    Hey Esther

    I have previously supported you in another loan which you repaid in full on time. is everything OK ? Do you need to reduce your payments ? When no repayments are received for a long time it makes it more difficult for you to get another loan. Please respond

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  • Donna Manton    Nov 10, 2015

    Esther

    how are things? I haven't heard from you since August. Any good news on your crops? When will you be able to start making repayments?

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  • Lewis    Sep 29, 2015

    dear lenders,
    i spoke to madam esther maina and i reminded her to make her payments, she was very polite and she promised she will send her arrears, her business is doing well despite there are fears that elnino might strike in kenya next month as we had be informed by meteorologist..
    regards lewis

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  • Donna Manton    Sep 24, 2015

    Hi Esther

    How is everything going ? Hope you've had some rain and will be able to harvest

    Donna Manton

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  • Esther    Aug 26, 2015

    I would like to reduce my installment due to rain shortage hence my farm produce have delayed their maturity period

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  • Donna Manton    Aug 15, 2015

    Hi Esther

    I'm so happy to be supporting you again in your farming venture.

    Donna Manton

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    • Esther    Sep 7, 2015

      Thanks Donna Manton for your continuous,generous support in my farming business for a better tommorrow.I am proud to have such a good and a reliable lender.Thanks alot and be blessed.
      Regards,
      Esther Maina.

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  • Esther    Aug 15, 2015

    Thank you lender for supporting my loan and funding it into full.I received the loan and I will make good use of it in my farm project.I am certain that I will make a bumber harvest once they mature.Thank you once again and be blessed.

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  • Esther    Aug 11, 2015

    THANK YOU my worthy lenders for your generous and kind contributions in my second loan.I appreciate your kind generosity and promise you all that i will never let you down.Now that i will be going to expand my farming,I am looking forward for a positive results.Thank you in advance.

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  • Esther    Aug 4, 2015

    To the Lenders,I am grateful for the good deeds you have been doing in my agribusiness.I am back to you once again to kindly request for a helping hand from you.I believe that I can be a good and successful farmers through you generous support.
    I am welcoming you all to fund my second loan for the expansion of my farming project.Thank you in advance to you all.

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  • Donna Manton    Aug 3, 2015

    Esther
    Congratulations on finalizing your loan. It has been an absolute pleasure doing business with you. I wish you all the best and would be happy to help finance you again should you need it.
    Kind regards
    Donna

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    • Esther    Aug 4, 2015

      Thanks Donna Manton for kind & wise comment.I am intending to apply for the second loan today,and I am inviting you to help me in expanding my farm project.Your kind and generous support will definitely make my small farm to have a bumber harvest and also feed the community within my surroundings with my fresh produce.Thank you and God bless you.
      Regards,
      Esther maina.

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      • Donna Manton    Aug 4, 2015

        I have just contributed to your 2nd loan. Wishing you all the best

        Donna

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        • Esther    Aug 6, 2015

          Thank you so much Donna Manton for your kind contributions.I am looking forward to improve my farm coutesy of your generous support.thank you and be blessed.

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  • Esther    Jul 11, 2015

    to my dear lenders i am pleased to tell you that i sold some cabbages in my portion of the farm,which enabled me to pay my arrears and two weeks ahead of my normal pay day.I will be expecting the kales to be ready in about three weeks period,ready for harvest.i will be happy to get good returns once i harvest them.Thank you for your kind generosity.

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  • Donna Manton    Jun 15, 2015

    Esther , I am so glad that things are working out so well for you. It's raining where I live also. Kind regards Donna.

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    • Esther    Jun 20, 2015

      Woow! I can see from the picture here.The good thing is to plant some crops to feed the Nation.Do you practice farming?All the best in you weekend.
      Regards,Esther

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      • Donna Manton    Jun 28, 2015

        Hi Esther, no we do not plant crops, although I do have a lemon tree which produces fruit!!

        Hoping you gt sufficient rainfall to grow your crops
        Donna :)

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  • Esther    Jun 15, 2015

    Hi to all my lenders,Today being on monday,God has made us to rejoice in Him through giving us strengh to work.In the morning hours I was at my farm where i saw the vegetation doing good,reason being that,over the weekend we had experienced a rainfall which for real is giving us a new hope for good harvest soon.I THANK YOU LENLDERS for your generous support in this good initiative.
    Gerards,
    Esther Maina.

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  • Esther    Jun 3, 2015

    To all my worthy lenders,I am happy and thankful for your kind support in my Zidisha loan that I have already received the loan.I am on my final process with the land owner to complete the paper work so that i can lease the neighboring piece of land for my agriculture farming.To all my lenders I am thanking you all for your effort to make this a successful one.Thank you and have a great week ahead.Regards.

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  • Donna Manton    May 29, 2015

    What type of crops do you grow Ether.?

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    • Esther    Jun 3, 2015

      Hallo Donna Manton,I first want to thank you for your financial support and I am thankful for your kind deeds.Secondly,I mostly specialize on growing maize and millet for commercial purposes in my farm.Thank you Donna Manton and have a Great day.

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  • Esther    May 29, 2015

    To all the lenders who helped my loan contribution especially lenders Bing-shu Pan,mlrobert74,Paul Graham,paulk and Donna Manton I sincerely aknowledge your kind support in my loan funding and I say THANK YOU for the contributions.The loan will definitely help me in expanding my farming.Thank you and much welcome.Regards.

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  • Donna Manton    May 28, 2015

    Hi Esther

    I have just added the required amount to complete your loan. I wish you every success.

    Regards
    Donna

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    • Esther    May 29, 2015

      Thank you Donna Manton for your kind support.I do appreciate your support and promise to exhaust the loan in a good use to lease the piece of land to expand my agriculture business.Thank you and welcome.

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  • Esther    May 28, 2015

    Thank you in advance for the lenders who have already supported my loan,by your kind contributions.i am happy to see that soon,i will be having more harvest,after i get the loan.The loan will help me in allocating another piece of land to increase the produce for my customers.Thank you for the support.

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