Name
Lucy
Member since
June 2014
On-time repayments
51 installments • 24%
I am Lucy Gacheru, 1st born in a family of six. Born in Narok County- Rift Valley region of Kenya and later relocated to Gilgil where the family still lives.
I later moved to Mombasa and to my late husband John Kiruri in 2008 who passed on in 2013 due to heart failure. I have one daughter who is 3years and 10 months old. She is now attending a pre-primary unit in year one. We started a business together with my late husband in Mombasa which I rely on for my daughter’s upkeep and other family expenses.
I deal with industrial chemicals for making detergents, body lotions, hair, carpet as well as car shampoos. I provide raw materials to people who manufacture these products on a very small scale. I serve many customers since these products are very popular with low income earners who are the majority in this town. They products provide a cheap alternative to the more expensive and well packaged products produced by multi-national companies.
Due to the large number of customers, the business gives me a fairly good income of about $500 after paying my 1 worker and the bills. I am intending to expand my business by hiring an extra worker who will help me in delivering the chemicals to clients. However, this will come at a cost since I have to buy him a protective gear and create a desk for him.
Thanks zidisha for giving me the first loan which I used to purchase chemicals that I use to make soap for low budget people. I live in an area that is economically depressed and thus cannot afford soap and detergent which are manufactured by multinational companies.
My work offers a cheap alternative since I use very basic material to manufacture and package the cleaning materials.
If given this loan, I will use it to buy flavours for soap and detergent. The most popular ones are lemon, lavender and Chantia.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$73.00
Date disbursed
Oct 24, 2014
Repayment status
On Time
Projected term
7 weeks
Other loans
Ask Lucy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Amount repaid
$73.61
Amount remaining
$0.00
Date repaid
Dec 17, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 2, 2014 | $10.51 | Nov 3, 2014 | $10.51 |
Nov 9, 2014 | $10.51 | Nov 10, 2014 | $10.51 |
Nov 16, 2014 | $10.51 | Nov 17, 2014 | $10.51 |
Nov 23, 2014 | $10.51 | Nov 29, 2014 | $10.51 |
Nov 30, 2014 | $10.51 | Nov 29, 2014 | $0.28 |
Dec 10, 2014 | $10.23 | ||
Dec 7, 2014 | $10.51 | Dec 10, 2014 | $10.51 |
Dec 14, 2014 | $10.55 | Dec 10, 2014 | $1.99 |
Dec 17, 2014 | $8.56 |
Loading...