Loan to buy seedlings and crops for my farm
Robert
Gera Village, Mbita, Kenya, Kenya
56% repaid
Entrepreneur
Name
Robert
Member since
April 2015
On-time repayments
162 installments • 54%
About Me
I am Robert Japheth Osodoloo, I was born in a rural village of Kanyamwa in Homa Bay in 1948. I was born in a polygamous family (my father had 7 wives with 42 children). In my mother's house, I am the 2nd born in a family of 6 (4 boys and 2 girls ). I was brought up in a humble background with lots of life challenges pertaining to access to basic needs and education. Both my parents have died now. My father was a trader, trading in livestock and was a peasant farmer. My mother was a cereals trader and peasant farmer. I learnt skills on tree conservation from my mother during farm activities that she made a mandatory for her children.
I went through my education in Government funded schools and completed High School in 1968 at Homa Bay High School. After High School, I joined Kenya Polytechnic to pursue a Higher Diploma Course in Applied Biology. Upon my graduation in 1972, I got an employment with the Government of Kenya as a Laboratory Technologist between 1972 upto 2003.
I got married, in 1969, my wife was a Food Nutritionist and served with various schools in Kenya until the year 2006 when she retired and we both came back home in Mbita to do tree conservation, animal husbandry and farming. We are both doing the tree nursery business now as a family venture. I love beautification of environment (landscaping) and improving forest cover in order to combat climate change.
I am a social and outgoing person. I like watching football games, hockey and athletics.
My Business
I started tree nursery business in 2008. Our farm is a mixed up farm, we do animal husbandry, tree seedlings nursery and food crops farming. This farm is the source of our livelihood. It has provided another reason for life for me and my wife.
During the rainy season, I do sell upto 1,000 tree seedlings per day . This amounts to a monthly income of KES 27,000. I have many customers because I have the best of what they need, people like indigenous trees, I strive to provide the seedlings for them. I water the seedlings with the water I pump from a river passing the farm . The business is doing well though a substantial capital is needed to expand it in order to serve the ever-growing clients base.
Loan Proposal
I am seeking a loan of KES 21,114 to enable me purchase the following items;
-Purchase maize seedlings at a cost of KES 8,500
-Purchase Vegetable Seedlings at a cost of KES 8,500
-Purchase 7 Meters Water Pipe (Horse Pipe) at a cost of KES 4,114
With the new water pipe and improved seedlings. my farm will be able to generate more surplus income to enable me meet the educational costs for my orphan grandchild in High School. Let me take this opportunity to thank my ZIDISHA lenders for their generosity that has enabled me to improve my farm business and get a good income hat has enabled me repay the loan on time.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$242.00
Date disbursed
Mar 10, 2016
Repayment status
Late
Projected term
28 months
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Summary
Amount repaid
$141.02
Amount remaining
$113.08
Expected completion
Jul 30, 2018
Status
Repaying late
Installment amount
$2.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 21, 2016 | $18.13 | Apr 21, 2016 | $18.13 |
| Mar 28, 2016 | $0.00 | ||
| Apr 4, 2016 | $0.00 | ||
| Apr 11, 2016 | $0.00 | ||
| Apr 18, 2016 | $0.00 | ||
| Apr 25, 2016 | $0.00 | ||
| May 2, 2016 | $2.01 | May 4, 2016 | $2.01 |
| May 9, 2016 | $2.01 | Jun 9, 2016 | $2.01 |
| May 16, 2016 | $2.01 | Jun 9, 2016 | $2.01 |
| May 23, 2016 | $2.01 | Jun 9, 2016 | $2.01 |
| May 30, 2016 | $2.01 | Jun 9, 2016 | $2.01 |
| Jun 6, 2016 | $2.01 | Jun 9, 2016 | $2.01 |
| Jun 13, 2016 | $2.01 | Jun 21, 2016 | $2.01 |
| Jun 20, 2016 | $2.01 | Jul 4, 2016 | $2.01 |
| Jun 27, 2016 | $2.01 | Jul 4, 2016 | $2.01 |
| Jul 4, 2016 | $2.01 | Jul 4, 2016 | $2.01 |
| Jul 11, 2016 | $2.01 | Jul 4, 2016 | $2.01 |
| Jul 18, 2016 | $2.01 | Jul 4, 2016 | $2.01 |
| Jul 25, 2016 | $2.01 | Jul 31, 2016 | $2.01 |
| Aug 1, 2016 | $2.01 | Aug 16, 2016 | $2.01 |
| Aug 8, 2016 | $2.01 | Aug 16, 2016 | $2.01 |
| Aug 15, 2016 | $2.01 | Aug 28, 2016 | $2.01 |
| Aug 22, 2016 | $2.01 | Aug 28, 2016 | $2.01 |
| Aug 29, 2016 | $2.01 | Sep 5, 2016 | $2.01 |
| Sep 5, 2016 | $2.01 | Sep 5, 2016 | $2.01 |
| Sep 12, 2016 | $2.01 | Sep 5, 2016 | $2.01 |
| Sep 19, 2016 | $2.01 | Sep 5, 2016 | $2.01 |
| Sep 26, 2016 | $2.01 | Sep 5, 2016 | $2.01 |
| Oct 3, 2016 | $2.01 | Sep 5, 2016 | $2.01 |
| Oct 10, 2016 | $2.01 | Sep 5, 2016 | $2.01 |
| Oct 17, 2016 | $2.01 | Sep 5, 2016 | $2.01 |
| Oct 24, 2016 | $2.01 | Nov 2, 2016 | $2.01 |
| Oct 31, 2016 | $2.01 | Nov 13, 2016 | $2.01 |
| Nov 7, 2016 | $2.01 | Nov 13, 2016 | $2.01 |
| Nov 14, 2016 | $2.01 | Nov 13, 2016 | $2.01 |
| Nov 21, 2016 | $2.01 | Nov 13, 2016 | $2.01 |
| Nov 28, 2016 | $2.01 | Nov 13, 2016 | $2.01 |
| Dec 5, 2016 | $2.01 | Nov 13, 2016 | $2.01 |
| Dec 12, 2016 | $2.01 | Nov 13, 2016 | $2.01 |
| Dec 19, 2016 | $2.01 | Dec 5, 2016 | $2.01 |
| Dec 26, 2016 | $2.01 | Dec 5, 2016 | $2.01 |
| Jan 2, 2017 | $2.01 | Dec 5, 2016 | $2.01 |
| Jan 9, 2017 | $2.01 | Dec 5, 2016 | $2.01 |
| Jan 16, 2017 | $2.01 | Dec 5, 2016 | $2.01 |
| Jan 23, 2017 | $2.01 | Dec 5, 2016 | $2.01 |
| Jan 30, 2017 | $2.01 | Dec 5, 2016 | $2.01 |
| Feb 6, 2017 | $2.01 | Dec 5, 2016 | $2.01 |
| Feb 13, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Feb 20, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Feb 27, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Mar 6, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Mar 13, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Mar 20, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Mar 27, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Apr 3, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Apr 10, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Apr 17, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| Apr 24, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| May 1, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| May 8, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| May 15, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| May 22, 2017 | $2.01 | Feb 19, 2017 | $2.01 |
| May 29, 2017 | $2.01 | May 29, 2017 | $2.01 |
| Jun 5, 2017 | $2.01 | Jun 10, 2017 | $2.01 |
| Jun 12, 2017 | $2.01 | Jun 24, 2017 | $2.01 |
| Jun 19, 2017 | $2.01 | Jul 12, 2017 | $2.01 |
| Jun 26, 2017 | $2.01 | Jul 12, 2017 | $2.01 |
| Jul 3, 2017 | $2.01 | ||
| Jul 10, 2017 | $2.01 | ||
| Jul 17, 2017 | $2.01 | ||
| Jul 24, 2017 | $2.01 | ||
| Jul 31, 2017 | $2.01 | ||
| Aug 7, 2017 | $2.01 | ||
| Aug 14, 2017 | $2.01 | ||
| Aug 21, 2017 | $2.01 | ||
| Aug 28, 2017 | $2.01 | ||
| Sep 4, 2017 | $2.01 | ||
| Sep 11, 2017 | $2.01 | ||
| Sep 18, 2017 | $2.01 | ||
| Sep 25, 2017 | $2.01 | ||
| Oct 2, 2017 | $2.01 | ||
| Oct 9, 2017 | $2.01 | ||
| Oct 16, 2017 | $2.01 | ||
| Oct 23, 2017 | $2.01 | ||
| Oct 30, 2017 | $2.01 | ||
| Nov 6, 2017 | $2.01 | ||
| Nov 13, 2017 | $2.01 | ||
| Nov 20, 2017 | $2.01 | ||
| Nov 27, 2017 | $2.01 | ||
| Dec 4, 2017 | $2.01 | ||
| Dec 11, 2017 | $2.01 | ||
| Dec 18, 2017 | $2.01 | ||
| Dec 25, 2017 | $2.01 | ||
| Jan 1, 2018 | $2.01 | ||
| Jan 8, 2018 | $2.01 | ||
| Jan 15, 2018 | $2.01 | ||
| Jan 22, 2018 | $2.01 | ||
| Jan 29, 2018 | $2.01 | ||
| Feb 5, 2018 | $2.01 | ||
| Feb 12, 2018 | $2.01 | ||
| Feb 19, 2018 | $2.01 | ||
| Feb 26, 2018 | $2.01 | ||
| Mar 5, 2018 | $2.01 | ||
| Mar 12, 2018 | $2.01 | ||
| Mar 19, 2018 | $2.01 | ||
| Mar 26, 2018 | $2.01 | ||
| Apr 2, 2018 | $2.01 | ||
| Apr 9, 2018 | $2.01 | ||
| Apr 16, 2018 | $2.01 | ||
| Apr 23, 2018 | $2.01 | ||
| Apr 30, 2018 | $2.01 | ||
| May 7, 2018 | $2.01 | ||
| May 14, 2018 | $2.01 | ||
| May 21, 2018 | $2.01 | ||
| May 28, 2018 | $2.01 | ||
| Jun 4, 2018 | $2.01 | ||
| Jun 11, 2018 | $2.01 | ||
| Jun 18, 2018 | $2.01 | ||
| Jun 25, 2018 | $2.01 | ||
| Jul 2, 2018 | $2.01 | ||
| Jul 9, 2018 | $2.01 | ||
| Jul 16, 2018 | $2.01 | ||
| Jul 23, 2018 | $2.01 | ||
| Jul 30, 2018 | $0.26 | ||
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