Loan to buy training materials for my coaching business

Alex Murithi

Naari, Kenya

12% repaid

Entrepreneur

Name

Alex Murithi

Location

Naari, Kenya

On-time repayments

256 weekly installments  •  55%

About Me

My name is Alex murithi. I am a young Kenyan graduate from Chuka University class of 2015 November. I come from a humble family of 3 siblings .Thanks for taking your time to read through my Zidisha profile, apart from studies I have always had a passion for business.
I have always been passionate in changing and expanding the mindset of young people towards entrepreneurship. The types of business I do include freelance writing and forex trading.
I have been in these businesses since I joined college and they have helped me to cater for my expenses as well as pay school fees for my younger sibling.
Having gained some good wealth of experience, I do train, mentor, employ young people interested to join these type of business and any other online jobs I have knowledge about. The reason I have ventured in business is due to the high rate of unemployment in Kenya. I therefore decided to take lead in investing time in learning skills in these online jobs that can make me self-independent . Some of my hobbies include reading, networking, swimming, travelling and writing articles. I am sure we can tackle the unemployment rate in our country by teaching young people to work online and I wish to train as many as possible youths to earn some income from these exciting online ventures.

My Business

My two major sources of income come from my Forex trading business and freelance writing. I also run some transport/logistics business aside. I trade stocks and indices as well as offer my writing skills to companies and individuals in need of content. Apart from doing these I also train, mentor and employ young people ready to learn the above named skills. I am currently running these Trainings and mentorship programs under my platform known as Brains With Concepts. My main aim is to encourage youths to solve unemployment through entrepreneurship through learning skills such as content curation and trading currencies and stocks.
I have been doing the training part time, but now I want to do regular training and recruit more youths into entrepreneurship. These services are on high demand because of the high unemployment rate among graduates in Kenya. Costs incurred during my training sessions include hiring a standard conference room, hiring presentation gadgets and payment of some trainers I invite during my meetings. These may total up to 700$ for a session that may take 1 week. I charge 100$-200$ for these workshops inclusive of a mentorship package we offer to the trainees where we guide them untill they are able to make consistent income using the skills learnt. I use the profits in paying office bills, enrolling for other courses to sharpen my skills and re investing in other offline ventures.

Loan Proposal

For this particular loan I will use 300$ to buy a 50'' Screen to be used for trainings. I will also buy a white board at a cost of 100$. Writing equipments will cost 50$. For purposes of outside trainings, I will need to use a lcd projector. which will cost 200$. I also need to put in a budget for marketing since I will run a online marketing campaign for 3 weeeks. I estimate the marketing budget to be 200$. With these, I am sure that I will be able to equip myself with the tools needed to carry out successful bootcamps. I am so ready for this new opportunity which I know will bear fruits in making sure unemployment levels are reduced among the young people. With the trainees subscribing at a small fee of 50-100$ for the mentorship, I am sure that I will be able to pay the loan effectively. I kindly request for your help, thanks in advance

Feedback

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Loan Info

Disbursed amount

$897.26

Date disbursed

Jul 22, 2019

Repayment status

Late

Projected term

7 months

Cost to entrepreneur

Service fee: 5% of $897.26 = $40.33

Credit risk payment: $201.68

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