Loan to buy two dairy goat

Thomas Mboya

Teachers Estate, Kenya

41% repaid

Entrepreneur

Name

Thomas Mboya

Member since

February 2015

On-time repayments

180 installments  •  44%

About Me

I am Thomas Mboya, born in the year 1969 in Kenya in a town known as Malaba close to the border of Kenya and Uganda. Our family is of ten children, six girls and four boys. I am the second born in our family. We shifted to Nakuru where I did my schooling, both Primary and High School. I completed high school in the year 1988. Our childhood had a lot of challenges in that our parents income was not enough and that forced us to do some manual work when the schools closed. I am married with five children, all boys.

When our boys were still young, life was not so difficult but as they started joining high school is when things started becoming tough. I had to think of some ways that can supplement my income and that is when I thought of this business. I decided to buy fifty chicks layers, but most of them did not survive because of diseases and I was so inexperienced in the same field. I remained with twenty hens and since then I have gone to seminars that has taught me how to manage poultry. Currently I just have a few eggs that I am selling and with some financial support on the same I know I can project i know I can comfortably afford my children's education without much strain.

My first born would like to be Engineer while the second born would like to be a Lecturer in the university. The rest as still young and have not yet decided on the career that they want. In my free time, I like reading books.



Two of them are

My Business

Am a poultry farmer who sells the few eggs that we get. People will always be in need of eggs, I even don't have enough to supply to neighbors. I chose this business because even a poor person can afford to buy an egg for the child. Along with the challenges that accompany this business, if you master it, then you can easily make a good amount of money.

I have discovered if you have a few chickens, the cost of production is very high. You need a good number because even most vaccines are in one hundred doses or two hundred. The more birds you have the lower the production cost. For the twenty birds I use an average of 1.5 kg. of layer mash costing Kshs. 60/-and I get an average of 12 eggs per day @ Kshs. 10 per egg with a sales total of Ksh. 120/-. Leaving me with a profit of Kshs. 60/- per day. At times we have some other expenses of medicines and other few supplement.

in addition to poultry production, i want to start dairy goat keeping having realized that goats milk is very nutritious and costly. this would give me more income hence ability to pay my loans on time.

The little I get it helps us with the school fees especially the young boy who is in nursery school. If I can get finances to increase the number of birds, then I know the income will be more than enough to make our life easy and continue investing for a brighter future.

Loan Proposal

I am very thankful for Zidisha for the great effort that you have been applying in giving loan to needy entrepreneurs.My first project was poultry after i received usd 180 in the last loan that was fowarded to me. i used the cash to buy more chicks for my poultry project. they have greatly increased my poultry project such that i do have broilers for meat, layers for eggs. my income has been greatly boosted by the increased returns.
I am now planning to buy two dairy goats at a cost of usd 150 each. Goat milk has been in great demand because its very nutritious. It also gives good return on investment hence I will be able to boost my income.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$364.00

Date disbursed

Aug 22, 2016

Repayment status

Late

Projected term

65 months

Lenders

Jeremy

Washington State, United States, United States

PG

Paul Graham

United States

wissam

Jeddah, Saudi Arabia

BS

Brandon S

United States

The Zinc Team

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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Summary

Amount repaid

$156.29

Amount remaining

$225.92

Expected completion

Feb 17, 2019

Status

Repaying late

Installment amount

$1.01

Repayment History

Expected Payments Actual Payments
Sep 4, 2016 $5.04 Sep 2, 2016 $5.04
Sep 11, 2016 $5.04 Sep 9, 2016 $5.04
Sep 18, 2016 $5.04 Sep 16, 2016 $5.04
Sep 25, 2016 $5.04 Sep 23, 2016 $5.04
Oct 2, 2016 $5.04 Sep 30, 2016 $5.04
Oct 9, 2016 $5.04 Oct 7, 2016 $5.04
Oct 16, 2016 $5.04 Oct 14, 2016 $5.04
Oct 23, 2016 $5.04 Oct 21, 2016 $5.04
Oct 30, 2016 $5.04 Oct 28, 2016 $5.04
Nov 6, 2016 $5.04 Nov 4, 2016 $5.04
Nov 13, 2016 $5.04 Nov 9, 2016 $5.04
Nov 20, 2016 $5.04 Nov 21, 2016 $5.04
Nov 27, 2016 $5.04 Dec 1, 2016 $5.04
Dec 4, 2016 $5.04 Dec 10, 2016 $5.04
Dec 11, 2016 $5.04 Dec 23, 2016 $5.04
Dec 18, 2016 $5.04 Jan 6, 2017 $5.04
Dec 25, 2016 $0.00
Jan 1, 2017 $0.00
Jan 8, 2017 $0.00
Jan 15, 2017 $0.00
Jan 22, 2017 $1.01 Jan 20, 2017 $1.01
Jan 29, 2017 $1.01 Feb 3, 2017 $1.01
Feb 5, 2017 $1.01 Feb 3, 2017 $1.01
Feb 12, 2017 $1.01 Feb 11, 2017 $1.01
Feb 19, 2017 $1.01 Mar 5, 2017 $1.01
Feb 26, 2017 $1.01 Mar 5, 2017 $1.01
Mar 5, 2017 $1.01 Mar 14, 2017 $1.01
Mar 12, 2017 $1.01 Mar 14, 2017 $1.01
Mar 19, 2017 $1.01 Mar 19, 2017 $1.01
Mar 26, 2017 $1.01 Mar 19, 2017 $1.01
Apr 2, 2017 $1.01 May 18, 2017 $1.01
Apr 9, 2017 $1.01 May 18, 2017 $1.01
Apr 16, 2017 $1.01 Jun 3, 2017 $1.01
Apr 23, 2017 $1.01 Jun 3, 2017 $1.01
Apr 30, 2017 $1.01 Jun 3, 2017 $1.01
May 7, 2017 $1.01 Jul 1, 2017 $1.01
May 14, 2017 $1.01 Jul 1, 2017 $1.01
May 21, 2017 $1.01 Jul 1, 2017 $1.01
May 28, 2017 $1.01 Jul 1, 2017 $1.01
Jun 4, 2017 $1.01 Aug 1, 2017 $1.01
Jun 11, 2017 $1.01 Aug 1, 2017 $1.01
Jun 18, 2017 $1.01 Aug 1, 2017 $1.01
Jun 25, 2017 $1.01 Aug 1, 2017 $1.01
Jul 2, 2017 $1.01 Aug 1, 2017 $1.01
Jul 9, 2017 $1.01 Aug 1, 2017 $1.01
Jul 16, 2017 $1.01 Aug 1, 2017 $1.01
Jul 23, 2017 $1.01 Oct 2, 2017 $1.01
Jul 30, 2017 $1.01 Oct 2, 2017 $1.01
Aug 6, 2017 $1.01 Oct 2, 2017 $1.01
Aug 13, 2017 $1.01 Oct 2, 2017 $1.01
Aug 20, 2017 $1.01 Oct 2, 2017 $1.01
Aug 27, 2017 $1.01 Oct 2, 2017 $1.01
Sep 3, 2017 $1.01 Oct 2, 2017 $1.01
Sep 10, 2017 $1.01 Oct 2, 2017 $1.01
Sep 17, 2017 $1.01 Oct 2, 2017 $1.01
Sep 24, 2017 $1.01 Oct 2, 2017 $1.01
Oct 1, 2017 $1.01 Nov 17, 2017 $1.01
Oct 8, 2017 $1.01 Nov 17, 2017 $1.01
Oct 15, 2017 $1.01 Jan 5, 2018 $1.01
Oct 22, 2017 $1.01 Jan 5, 2018 $1.01
Oct 29, 2017 $1.01 Jan 5, 2018 $1.01
Nov 5, 2017 $1.01 Jan 5, 2018 $1.01
Nov 12, 2017 $1.01 Feb 1, 2018 $1.01
Nov 19, 2017 $1.01 Feb 1, 2018 $1.01
Nov 26, 2017 $1.01 Feb 1, 2018 $1.01
Dec 3, 2017 $1.01 Feb 1, 2018 $1.01
Dec 10, 2017 $1.01 Feb 1, 2018 $1.01
Dec 17, 2017 $1.01 Feb 1, 2018 $1.01
Dec 24, 2017 $1.01 Feb 1, 2018 $1.01
Dec 31, 2017 $1.01 Feb 1, 2018 $1.01
Jan 7, 2018 $1.01 Feb 1, 2018 $1.01
Jan 14, 2018 $1.01 Feb 1, 2018 $1.01
Jan 21, 2018 $1.01 Feb 1, 2018 $1.01
Jan 28, 2018 $1.01 Feb 1, 2018 $1.01
Feb 4, 2018 $1.01 Feb 9, 2018 $1.01
Feb 11, 2018 $1.01 Mar 9, 2018 $1.01
Feb 18, 2018 $1.01 Mar 9, 2018 $1.01
Feb 25, 2018 $1.01 May 16, 2018 $1.01
Mar 4, 2018 $1.01 May 16, 2018 $1.01
Mar 11, 2018 $1.01 Jan 2, 2019 $1.01
Mar 18, 2018 $1.01 Jan 2, 2019 $1.01
Mar 25, 2018 $1.01 Jan 2, 2019 $1.01
Apr 1, 2018 $1.01 Jan 2, 2019 $1.01
Apr 8, 2018 $1.01 Jan 2, 2019 $1.01
Apr 15, 2018 $1.01 Jan 18, 2019 $1.01
Apr 22, 2018 $1.01 Jan 18, 2019 $1.01
Apr 29, 2018 $1.01 Jan 18, 2019 $1.01
May 6, 2018 $1.01 Jan 18, 2019 $1.01
May 13, 2018 $1.01 Jan 18, 2019 $1.01
May 20, 2018 $1.01 Jan 18, 2019 $1.01
May 27, 2018 $1.01 Jan 18, 2019 $1.01
Jun 3, 2018 $1.01 Jan 18, 2019 $1.01
Jun 10, 2018 $1.01 Jan 18, 2019 $1.01
Jun 17, 2018 $1.01 Jan 18, 2019 $1.01
Jun 24, 2018 $1.01
Jul 1, 2018 $1.01
Jul 8, 2018 $1.01
Jul 15, 2018 $1.01
Jul 22, 2018 $1.01
Jul 29, 2018 $1.01
Aug 5, 2018 $1.01
Aug 12, 2018 $1.01
Aug 19, 2018 $1.01
Aug 26, 2018 $1.01
Sep 2, 2018 $1.01
Sep 9, 2018 $1.01
Sep 16, 2018 $1.01
Sep 23, 2018 $1.01
Sep 30, 2018 $1.01
Oct 7, 2018 $1.01
Oct 14, 2018 $1.01
Oct 21, 2018 $1.01
Oct 28, 2018 $1.01
Nov 4, 2018 $1.01
Nov 11, 2018 $1.01
Nov 18, 2018 $1.01
Nov 25, 2018 $1.01
Dec 2, 2018 $1.01
Dec 9, 2018 $1.01
Dec 16, 2018 $1.01
Dec 23, 2018 $1.01
Dec 30, 2018 $1.01
Jan 6, 2019 $1.01
Jan 13, 2019 $1.01
Jan 20, 2019 $42.47
Jan 27, 2019 $42.47
Feb 3, 2019 $42.47
Feb 10, 2019 $42.47
Feb 17, 2019 $26.80

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