Rose
Nairobi, Kenya
100% repaid
Name
Rose
Member since
April 2015
On-time repayments
129 installments • 24%
My names are chepkemoi njuguna from limuru town am a second born member of a family of three i got my dad, my lovely mum and my only sister.
Am studying business administration at lit college in limuru and i love beauty so much i own a small saloon at limuru town and the funny thing is i began this saloon with my pocket money i believe in savings and when i was in first year i started saving small amounts for clothes then after i asked my self, what if i save and start a business? i wouldn't have to keep borrowing money from my parents so while in second year i set my new years resolution to be to save 50 thousand ksh for start up of a salon and last year is when i managed to get the target amount and without thinking twice i began my saloon,
I go to class for two hours in the morning and at ten i open my saloon and this is how i manage my life surpport my familly and basic needs
My lovely business is a small saloon operating from 10 am to 7 pm in the evening at limuru stage ,i offer manicure,pedicure,hairdressing.foot massage,braiding ,lipstick application and generally all it takes to be beautiful.
I sell waives and naturally hair along side cosmetics,i chose this business out of love and passion.
I began training as a saloonist after i finished primary school and while in high school i used to help my friends with making their hair.
My cost are basically stock of cosmetics which i give it a capital of 400 us d and my service fee varies from hairdressing to blow dry and many different kind of service as per the customers need.
i make almost 15 USD a day (90 ksh per USD) and use it to reinvest in my saloon and basic needs alongside helping my family.
Beautiful people and lenders am great full to have joined zidisha
As i stated early i own a saloon where i do many kind of services and this is where i get my daily bread and again am on my final year taking a diploma course in business administration, i have paid my fee up to half year and i still have a balance of 280 us dollars.
So if i get this loan of 100 us d after the deductions fee and registration i will remain with around 60 us d.
This money i will sum it to my savings and clear my school fee then i will pay it slowly with my saloon profits and after i clear this loan i will then be able to invest further in my business.
My dreams is to teach other girls who have interest in knowing beauty and make them the best saloonist in my area.
Thank you so much please help fund me.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
May 6, 2015
Repayment status
On Time
Projected term
4 months
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