Entrepreneur
Name
Berma
Member since
June 2016
On-time repayments
99 installments • 91%
About Me
My name is berma abigail,i was born on the 6th march 1990.my Childhood days was a normal one,i lived with my parents and three siblings and also attended three different primary schools because school fee was not easy to come by.
Same difficulty in paying School fees continued in junior secondary and senior secondary,
After the senior secondary i did some petty jobs and and enrolled myself in some computer training school with which the knowledge i acquired i use in the company where i work now. And i am planning to further myself soon ,i know with the help of zidisha i can.After working for sometime in the company, i was able to save some money and added it to the little money my wife had and we started trading beauty products. My people at where i live are easy going people and very hospitable. My daughters wants to be a doctors in future.
I like singing and playing the piano as a choir director.
My Business
My business is a joint business with my husband and we deal in beauty products like acrylic liquid,nails, powder, nail polish, brushes,different types of hair etc.
These goods are in demand and useful because its the accessories of women, and all of us know that women do not take their beautification for granted,they always want to look nice or beautiful.I chose this kind of business because women spend money on them and also they buy things more than men.
Our revenue is between 1000 and 2000 cedis monthly but i can see our location is not helping us in business so i need to get a better store that is closer to my house. I will use 60% to reinvent into my business and 40% will use to pay my utility bills .
Loan Proposal
As always i will invest in my beauty products,that is buying of nail polish ,acrylic powder,acrylic liquid,all types of hairs and sell them to the women at my place.the nail polish will cost me about 164 dollars,The acrylic powder will also cost me about 200 dollars,And the acrylic liquid will cost 128 dollars.though i need much money so that i can buy more but i will manage this with part of the profit i made from the last loan and buy what i can afford.
This will help me expand my business and my profit and also help the ladies get their beauty accessories to dress and look beautiful.after all i am expecting a profit of 100 dollars
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Loan Info
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Jun 15, 2016
Repayment status
On Time
Projected term
2 months
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