Loan to expand my clothing shop

Jolanda

Berekum, Ghana

100% repaid

Entrepreneur

Name

Jolanda

Member since

June 2016

On-time repayments

96 installments  •  67%

About Me

My name is jolanda pomaa from Berekum in Brong ahafo region , the name of my parents are Hinneh George and Abenaa henewa, we are a family of five and the elderly person among the children. I started school at the age four at Akab Complex school in Berekum. I was very smart and neat girl so everyone in the school likes me very much. After my kindergarten education,i graduate to class one on the same school at the age of six. The name of my class teacher is Mr Asan. He chose me as his class captain.
After my primary school education, I graduated to JHS at the school where I had my BECE certificate. From there I went to Sunyani senior high secondary school for my SHS certificate. I was part of the female school team and SRC board member. I use to help my mother during vacations, she was clothes seller at Thursday market in Berekum.
In life by all means hardship will come your way but how to overcome is the problem to some people. Any time there is hardship in my life or difficulties in my life, first of all, go down on and pray to God for guidance and solution for the problem. Secondary, I use to consult people who have experience than I do if is business difficult for and advice and guidance. I also took time to take decisions to overcome any hardship situations to achieve my goals.
My mother was a clothes seller so working with her on vacation gave me chance to learn that trade and after my secondary education, my mother gave me capital to start my own business. So that is how I started my business.
The uniqueness about the land and culture where I live is that they have promote wearing of local clothes for every Friday with the special name Friday wear. So the demand for the local clothes is higher in Ghana.
For now I have one child and he is four years old, but I want him to become a doctor in future.
I was a good footballer for the female football team. I like playing games when I Don have anything to do.

My Business

I am selling local and foreign clothes at Berekum central market. Thank you so much for the support that you gave me.
The clothes selling is at it peak because of the Friday wear introduction in Ghana. So the demand for the clothes is higher compare to other products in Ghana here especially the local clothes.
Now it is fresh academic year so demand for school uniform material are high so I want to raise this loan to go and buy it in bulk and come and sell
I learn this business from my mother after my SHS education, there is so much profit in it so I and my mother decided that I want to go into clothes selling after when I complete my secondary education and it has helped me.
Now my store is not big enough so I use to go round with the clothes.
The cost of my clothes is $500 and the revenue is around 50$ every month .
I use to use part of the profit for my bills and the rest to expand my business for it to grow.
Now there has been some changes in my shop thank you very much.

Loan Proposal

My name is jolanda Pomaa and am into selling of local clothes in Berekum central market. I like my business because the demand for my products is a little bit higher so the probability of making profit is high.
Now I want to add foreign clothes to my shop and one bundle that is 30yrds is 100 $ and 50$ depends on the quality, we have polished and non polished cotton materials.
When am able to raise this loan and increase my stock, so many benefits is going to be generated, I will be able to take good care of my children interns of quality education good standard of living and finally I will be able to meet the demand of my customers.
And more customers are going to come and do business with me.
My profit also is going to increase because I will sell more at the end of the day
Am sure my profit is going to increase to 50% since my stock has increased.
Thank you for your support.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$245.00

Date disbursed

Oct 15, 2016

Repayment status

On Time

Projected term

7 months

Lenders

Paul Buchheit

Mountain View, United States

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

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  • Jolanda    Jan 13, 2018

    Good morning dear zidisha

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  • Jolanda    Dec 9, 2017

    Good day dear zidisha team, is getting to Christmas and now business is moving. Thanks for your support. Thanks to everyone who make my dream come true

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  • Bismark    Nov 26, 2017

    I have talk to her and she said she has pay it

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  • Jolanda    Nov 11, 2017

    Good morning dear zidisha team. I thank you for the good work that you are doing to support the needy people.
    Now business is moving on well

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  • Jolanda    Oct 14, 2017

    I have pay my loan back but still no deduction

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  • Jolanda    Oct 10, 2017

    Please I have use the loan to buy the bags for my shop so now sales are low

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  • Jolanda    Oct 10, 2017

    Please I have pay my loan but still no deduction from my profile

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  • Jolanda    Sep 26, 2017

    I received 2967ghs
    Am going to buy bags to expand my shop
    I thank everyone who contributed to this program
    Thank your team very much for founding me

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  • Jolanda    Sep 22, 2017

    Am going to buy bags and female sandals and add it to my shop so that my shop will be a multi purpose shop ie, selling three things and to get more profit.
    This will help me increase my profit and to help my family and friends which may need my support.
    I thank the Zidisha team for their support given to me and any needy person.
    Thank you very much.

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  • Jolanda    Sep 14, 2017

    Please I have pay my loan but still the deduction has not been made

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  • Jolanda    Sep 12, 2017

    Now business is moving so I have to pay more

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  • Jolanda    Sep 2, 2017

    I have pay my loan but still no deduction

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  • Jolanda    Aug 29, 2017

    I can pay gh400 because now business is moving .
    I thank the Zidisha team for their concern

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  • Jolanda    Aug 5, 2017

    Business is going well.
    I thank the Zidisha team for their support

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  • Jolanda    Jul 18, 2017

    I can pay 5gh

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  • Jolanda    Jun 16, 2017

    I received 1,398ghs
    Am going to use this loan to buy dressing bags to sell to my customers as I have said earlier on.
    I thank the whole zidisha team for their support given to me.
    I promise to pay the loan back as I have indicate
    Thank you so much for founding me

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  • Jolanda    Jun 13, 2017

    Am going to buy hand bags for ladies and gentlemen to sell and the common name in our locality is dressing bag.
    I want my shop to be multi purpose, selling local clothes and dressing bags to my customers.
    I thank the whole zidisha team for making some of us getting access to loan to support our business and able to get profit to support our family.
    Thank you very much.

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  • Jolanda    Jun 6, 2017

    Am going to buy dressing bag to sell for my customers to make profit
    Adding dressing bags to my local clothes shop will make my shop a multi purpose shop and I can get more profit since am selling two products the likelihood of getting profit will increase.
    I will use the profit to expand my business
    I have been a member for almost two years and this is my 3rd time, and is helping me a lot
    Easter is one of the interesting holidays in my community
    We go to church during Easter, all the church in my district camp them self at one particular place to remember the death and resurrection of Jesus Christ.

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  • Jolanda    Jun 5, 2017

    I have earn more profit

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