Loan to expand my provisions shop

Francis

Bechem, Ghana

100% repaid

Entrepreneur

Name

Francis

Member since

November 2016

On-time repayments

128 installments  •  65%

About Me

I am a self independent young energetic man who believes in continuous work to earn a living. I come from the southern Part of the country where farming is the major source of occupation. i come from a family of eight.At my early stages , i stayed with a family member for some couple of years which i obliged. A practice ,which is common in Ghana.This was mainly due to the fact that my parents had to struggle before they could make ends meet. This unfortunate experience negatively affected my education which consequently lead to my withdrawal from school.In spite of all these unfortunate incidence, i survived until i attain a certain age that allowed me to take decisions for myself. It is my intention to take proper care of my kids looking at what i have gone through. I am still unmarried.

My Business

The commencement of this endeavor beets my imaginations. But my effort of hard work couple with Gods blessing brought me this far. As it had been said in scriptures, hard work always pays. This establishment had been in an existence for few year now and the outcome has been fascinating.. I initially walked house to house in selling my provisions. This traveled for some months before i could secure enough capital to move to my permanent place.During the just ended christmas, i was able to make some headway and gains because the celebrants actually patronized the goods. The secrete for the good market was that, as a beginner i made the prices of my items very moderate so all manner of people got lured to the store and this has made me feel elated because this is a gesture of being on the right track.

Loan Proposal

I am grateful my lenders for your persistent help you have been giving to since I joined this great family. Zidisha , is really, a life changing family. My dear lenders, I am at your door step, soliciting for your help again. My provision store has grown from strength to strength. Market is good. At least per my calculation, the loan has led to an increase of about 11% of my existing capital. My great lenders , I will use this loan to buy more items to add to the old stock. Detailed cost are
10 bags of perfume rice=$60
3 bag of sugar=$20
Milo, sardines, milk and soft drinks=$100
Transportation=$15
With this, I am anticipating my profit to increase to about 15% of my existing capital. Thank you once again.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$249.00

Date disbursed

Aug 7, 2017

Repayment status

On Time

Projected term

52 months

Lenders

investor

Candiac, Canada

Umair Mahmood

Raleigh, United States

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

L

lumlum

Renens, Switzerland

AndreaBravi

London, UK, Canada

Kjartan

Oslo, Norway

T

Tallago3

Munich, Germany

ScottSavage

Las Vegas, NV, United States

Pere

Barcelona, Spain

C

cjmenchaca

Austin, United States

Y

Yasha

Beer Sheva, Israel

indeh

London, United Kingdom

P

PhilACK

Brampton, Canada

ads68

Melbourne, Australia

A

Andy

Berlin, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

P

Pavane

Kungsbacka, Sweden

xtrahardware

Cazenovia, United States

Evan Lamos

Brussels, Belgium

M

Malibu

Westwood, United States

O

osubucks45

United States

Paul Buchheit

Mountain View, United States

joshuacollinson

Vienna, Austria

smastermind

Jerusalem, Israel

M

MNLender

United States

R

RonEddy

United States

TyWee

Manila, Philippines

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

Bryan

Houston, United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Family Mueller

Petershagen, Germany

JD

Jo Dane

Melbourne, Australia

PG

Paul Graham

United States

A

Andrei

United States

M

Marzl

Germany

Ren

Minneapolis/StPaul, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Francis    Aug 7, 2019

    I am in difficulty

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  • Francis    Apr 20, 2019

    To pay while searching for my lost number

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  • Francis    Apr 12, 2019

    I have have lost my mtn number making it difficult to pay my loan

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  • Francis    Sep 23, 2018

    I am currently facing some financial challenges and hope to bounce back next week

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  • Francis    Aug 9, 2018

    My business is in progress

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  • Francis    Jul 10, 2018

    God bless Zidisha and all my lenders for the good work done

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  • Francis    Jun 2, 2018

    God bless zidisha and all the lenders for the good work they are doing. I am forever grateful to you all.

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  • Francis    Mar 14, 2018

    My business is on truck.

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  • Francis    Mar 2, 2018

    God bless you abundantly for your financial assistance given to me. Business is on going.

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  • Francis    Feb 18, 2018

    I have encountered some financial problems for the past two weeks. I want to reduce so that I can continue payment.

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  • Francis    Feb 3, 2018

    Thank you my lenders for your assistance. Life is better now. I can pay my children school fees. God bless you

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  • Francis    Jan 19, 2018

    God bless zidisha and grant all lenders long life.

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  • Francis    Nov 25, 2017

    I am facing some financial burden this week

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  • Francis    Nov 19, 2017

    My great lenders, I have written to zidisha about my lost number and am in the process of replacing with New one so that I pay all the past due payments. Thanks for your Patience.

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  • Ernestina    Nov 10, 2017

    Francis has lost his phone during a recent robbery attack on his shop. This is making it difficult for him to make payments. I adviced him to contact Zidisha through a support take to report thus problem

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  • Francis    Oct 17, 2017

    To buy the products in bulk to sell. This is to make more profit and pay back the loan in time.

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  • Francis    Oct 3, 2017

    I am extremely grateful once again, to all my lenders for their continuous support. I will precisely use the loan to buy more provisions and add to my existing stock.

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  • Francis    Sep 19, 2017

    Thanks for changing my life positively.

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  • Francis    Sep 5, 2017

    Business is doing but I want to spread the loan to meet the minimum time given. I will pay my outstanding amount by the end of the month.

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  • Francis    Sep 3, 2017

    God bless you zidisha.

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