Loan to finish construction of our home

Mercy

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Mercy

Member since

September 2014

On-time repayments

418 installments  •  82%

About Me

Hello Lenders!

My Names are Mercy Muthoni, I am 27 years old, married with two children.I am a Business Administrator by profession. I worked as an Administrator for a few years and then decided to Join my Husband and help him run his online business.

After graduating from college, I wanted to be a Gospel Musician but my husband could not afford production fee charged by the leading music labels in Kenya.So, I decided to look for a job and shelved the dream of becoming a musician.I worked for a few years and then my husband asked me to resign from the Job and assist him in his online business which had started growing gradually.Today we are great partners and the business is running smoothly.

In future, I want to revive my Music career and record the songs I had already written.I also aspire to spend my free time as a volleyball coach in a local club as I am good at the game.

Thanks
Mercy

My Business

My Husband and I are partners in a business that we run online through Upwork marketplace platform.We offer Accounting and Research services,he heads the Accounting section and myself the Research section of the business.Since we started the business It has grown strength to strength and now we are servicing a long-term client base of about ten.Ranging from corporate to individuals from Europe,Australia,Canada and United States.

Through zidisha loans we plan to expand the business and create Jobs for the youths here in Kenya.

Loan Proposal

Hello Lenders!

We thank you all for the support accorded to our online business so far. It has been a great experience since we joined Zidisha. The previous loans have seen growth of our business in terms of profits through cost cutting and increased revenue per month. Recently we have been able to expand our home office. We are now using the profits to expand our business by Investing in the real estate sector..

About six years ago my husband and I used our savings to buy 100*65 feet piece of land in a prime location in the outskirts of Nairobi city. In this land we want to erect rental apartments to supplement our online business income and achieve financial freedom in the long run. My partner applied a loan from Zidisha towards funding on the startup capital.
We have already managed to put up a modern three bedroom house for our family. It is 80% complete as seen on the above recent photo. We are now seeking funds to complete the remaining parts. Here is the breakdown of how we are going to use the loan.
1. Two Lorries of sand - $660
2.100 Bags of cement – $640
3. Skilled and unskilled labor - $500
Total $1800
The Balance will be financed through our savings in the next few months.
Thanking you in advance for your continued generosity towards our projects.

Regards
Mercy Muthoni

Feedback

4

None

None

  • Wendy Emlyn    Jun 23, 2017

    mercy has fully repaid her loan, with regular small payments to start with, then some large ones at the end

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,595.00

Date disbursed

Jul 2, 2017

Repayment status

Late

Projected term

59 months

Lenders

F

flaguy999

Tampa, United States

CC

Catherine CatDesignz

Halifax, United Kingdom

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Mercy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$1,595.29

Amount remaining

$0.00

Date repaid

Mar 18, 2022

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jul 9, 2017 $4.72 Jul 8, 2017 $4.72
Jul 16, 2017 $0.99 Jul 14, 2017 $0.99
Jul 23, 2017 $0.99 Jul 14, 2017 $0.99
Jul 30, 2017 $0.99 Jul 14, 2017 $0.99
Aug 6, 2017 $0.99 Jul 14, 2017 $0.99
Aug 13, 2017 $0.99 Jul 14, 2017 $0.77
Jul 30, 2017 $0.22
Aug 20, 2017 $0.99 Jul 30, 2017 $0.99
Aug 27, 2017 $0.99 Jul 30, 2017 $0.99
Sep 3, 2017 $0.99 Jul 30, 2017 $0.99
Sep 10, 2017 $0.99 Jul 30, 2017 $0.99
Sep 17, 2017 $0.99 Jul 30, 2017 $0.77
Aug 12, 2017 $0.22
Sep 24, 2017 $0.99 Aug 12, 2017 $0.99
Oct 1, 2017 $0.99 Aug 12, 2017 $0.77
Sep 6, 2017 $0.22
Oct 8, 2017 $0.99 Sep 6, 2017 $0.99
Oct 15, 2017 $0.99 Sep 6, 2017 $0.99
Oct 22, 2017 $0.99 Sep 6, 2017 $0.06
Sep 13, 2017 $0.93
Oct 29, 2017 $0.99 Sep 13, 2017 $0.06
Sep 25, 2017 $0.93
Nov 5, 2017 $0.99 Sep 25, 2017 $0.06
Oct 2, 2017 $0.93
Nov 12, 2017 $0.99 Oct 2, 2017 $0.06
Nov 8, 2017 $0.93
Nov 19, 2017 $0.99 Nov 8, 2017 $0.06
Nov 29, 2017 $0.93
Nov 26, 2017 $0.99 Nov 29, 2017 $0.06
Nov 29, 2017 $0.93
Dec 3, 2017 $0.99 Nov 29, 2017 $0.06
Dec 5, 2017 $0.93
Dec 10, 2017 $0.99 Dec 5, 2017 $0.06
Dec 15, 2017 $0.93
Dec 17, 2017 $0.99 Dec 15, 2017 $0.06
Dec 15, 2017 $0.93
Dec 24, 2017 $0.99 Dec 15, 2017 $0.06
Dec 23, 2017 $0.93
Dec 31, 2017 $0.99 Dec 23, 2017 $0.06
Dec 30, 2017 $0.93
Jan 7, 2018 $0.99 Dec 30, 2017 $0.06
Dec 30, 2017 $0.93
Jan 14, 2018 $0.99 Dec 30, 2017 $0.06
Jan 14, 2018 $0.93
Jan 21, 2018 $0.99 Jan 14, 2018 $0.06
Jan 17, 2018 $0.93
Jan 28, 2018 $0.99 Jan 17, 2018 $0.06
Jan 25, 2018 $0.93
Feb 4, 2018 $0.99 Jan 25, 2018 $0.06
Feb 7, 2018 $0.93
Feb 11, 2018 $0.99 Feb 7, 2018 $0.06
Feb 16, 2018 $0.93
Feb 18, 2018 $0.99 Feb 16, 2018 $0.06
Feb 16, 2018 $0.93
Feb 25, 2018 $0.99 Feb 16, 2018 $0.06
Feb 22, 2018 $0.93
Mar 4, 2018 $0.99 Feb 22, 2018 $0.06
Feb 28, 2018 $0.93
Mar 11, 2018 $0.99 Feb 28, 2018 $0.06
Mar 7, 2018 $0.93
Mar 18, 2018 $0.99 Mar 7, 2018 $0.06
Mar 14, 2018 $0.93
Mar 25, 2018 $0.99 Mar 14, 2018 $0.06
Mar 22, 2018 $0.93
Apr 1, 2018 $0.99 Mar 22, 2018 $0.06
Apr 6, 2018 $0.93
Apr 8, 2018 $0.99 Apr 6, 2018 $0.06
Apr 6, 2018 $0.93
Apr 15, 2018 $0.99 Apr 6, 2018 $0.06
Apr 11, 2018 $0.93
Apr 22, 2018 $0.99 Apr 11, 2018 $0.06
Apr 18, 2018 $0.93
Apr 29, 2018 $0.99 Apr 18, 2018 $0.06
May 4, 2018 $0.93
May 6, 2018 $0.99 May 4, 2018 $0.06
May 4, 2018 $0.93
May 13, 2018 $0.99 May 4, 2018 $0.06
May 16, 2018 $0.93
May 20, 2018 $0.99 May 16, 2018 $0.99
May 27, 2018 $0.99 May 25, 2018 $0.99
Jun 3, 2018 $0.99 May 25, 2018 $0.99
Jun 10, 2018 $0.99 May 25, 2018 $0.99
Jun 17, 2018 $0.99 Jun 22, 2018 $0.99
Jun 24, 2018 $0.99 Jun 30, 2018 $0.99
Jul 1, 2018 $0.99 Jun 30, 2018 $0.99
Jul 8, 2018 $0.99 Jun 30, 2018 $0.99
Jul 15, 2018 $0.99 Jul 18, 2018 $0.99
Jul 22, 2018 $0.99 Jul 22, 2018 $0.99
Jul 29, 2018 $0.99 Jul 22, 2018 $0.99
Aug 5, 2018 $0.99 Jul 22, 2018 $0.99
Aug 12, 2018 $0.99 Jul 22, 2018 $0.99
Aug 19, 2018 $0.99 Jul 22, 2018 $0.99
Aug 26, 2018 $0.99 Aug 31, 2018 $0.99
Sep 2, 2018 $0.99 Aug 31, 2018 $0.99
Sep 9, 2018 $0.99 Aug 31, 2018 $0.99
Sep 16, 2018 $0.99 Sep 21, 2018 $0.99
Sep 23, 2018 $0.99 Sep 21, 2018 $0.99
Sep 30, 2018 $0.99 Sep 21, 2018 $0.99
Oct 7, 2018 $0.99 Oct 17, 2018 $0.99
Oct 14, 2018 $0.99 Oct 17, 2018 $0.99
Oct 21, 2018 $0.99 Oct 17, 2018 $0.99
Oct 28, 2018 $0.99 Oct 17, 2018 $0.99
Nov 4, 2018 $0.99 Oct 17, 2018 $0.99
Nov 11, 2018 $4.94 Nov 23, 2018 $4.94
Nov 18, 2018 $4.94 Nov 23, 2018 $1.98
Nov 30, 2018 $2.96
Nov 25, 2018 $4.94 Nov 30, 2018 $4.94
Dec 2, 2018 $4.94 Dec 12, 2018 $4.94
Dec 9, 2018 $4.94 Dec 12, 2018 $4.94
Dec 16, 2018 $4.94 Dec 18, 2018 $4.94
Dec 23, 2018 $4.94 Dec 18, 2018 $4.94
Dec 30, 2018 $4.94 Dec 28, 2018 $4.94
Jan 6, 2019 $4.94 Jan 12, 2019 $4.94
Jan 13, 2019 $4.94 Jan 23, 2019 $4.94
Jan 20, 2019 $4.94 Jan 23, 2019 $4.94
Jan 27, 2019 $4.94 Jan 30, 2019 $4.94
Feb 3, 2019 $4.94 Feb 9, 2019 $4.94
Feb 10, 2019 $4.94 Feb 21, 2019 $4.94
Feb 17, 2019 $4.94 Feb 21, 2019 $4.94
Feb 24, 2019 $4.94 Feb 21, 2019 $4.94
Mar 3, 2019 $4.94 Mar 4, 2019 $4.94
Mar 10, 2019 $4.94 Mar 16, 2019 $4.94
Mar 17, 2019 $4.94 Mar 28, 2019 $4.94
Mar 24, 2019 $4.94 Mar 28, 2019 $4.94
Mar 31, 2019 $4.94 Apr 11, 2019 $4.94
Apr 7, 2019 $4.94 Apr 11, 2019 $4.94
Apr 14, 2019 $4.94 Apr 18, 2019 $4.94
Apr 21, 2019 $4.94 Apr 26, 2019 $4.94
Apr 28, 2019 $4.94 May 5, 2019 $4.94
May 5, 2019 $4.94 May 9, 2019 $4.94
May 12, 2019 $4.94 May 27, 2019 $4.94
May 19, 2019 $4.94 May 27, 2019 $4.94
May 26, 2019 $4.94 May 27, 2019 $4.94
Jun 2, 2019 $4.94 Jun 6, 2019 $4.94
Jun 9, 2019 $4.94 Jun 12, 2019 $4.94
Jun 16, 2019 $4.94 Jun 26, 2019 $4.94
Jun 23, 2019 $4.94 Jul 4, 2019 $4.94
Jun 30, 2019 $4.94 Jul 4, 2019 $4.94
Jul 7, 2019 $4.94 Jul 18, 2019 $4.94
Jul 14, 2019 $4.94 Jul 18, 2019 $4.90
Jul 25, 2019 $0.04
Jul 21, 2019 $4.94 Jul 25, 2019 $4.94
Jul 28, 2019 $4.94 Aug 15, 2019 $4.94
Aug 4, 2019 $4.94 Aug 15, 2019 $4.94
Aug 11, 2019 $4.94 Aug 15, 2019 $4.94
Aug 18, 2019 $4.94 Aug 29, 2019 $4.94
Aug 25, 2019 $4.94 Aug 29, 2019 $4.94
Sep 1, 2019 $4.94 Sep 21, 2019 $4.94
Sep 8, 2019 $4.94 Sep 21, 2019 $4.94
Sep 15, 2019 $4.94 Sep 21, 2019 $4.94
Sep 22, 2019 $0.00
Sep 29, 2019 $0.00
Oct 6, 2019 $0.00
Oct 13, 2019 $0.00
Oct 20, 2019 $0.00
Oct 27, 2019 $0.49 Oct 23, 2019 $0.49
Nov 3, 2019 $0.49 Oct 23, 2019 $0.49
Nov 10, 2019 $0.49 Oct 23, 2019 $0.49
Nov 17, 2019 $0.49 Oct 23, 2019 $0.49
Nov 24, 2019 $0.49 Oct 23, 2019 $0.49
Dec 1, 2019 $4.94 Oct 23, 2019 $2.47
Dec 4, 2019 $2.47
Dec 8, 2019 $4.94 Dec 4, 2019 $3.46
Dec 13, 2019 $1.48
Dec 15, 2019 $4.94 Dec 13, 2019 $4.94
Dec 22, 2019 $4.94 Jan 8, 2020 $4.94
Dec 29, 2019 $4.94 Jan 8, 2020 $4.94
Jan 5, 2020 $4.94 Jan 8, 2020 $4.94
Jan 12, 2020 $4.94 Jan 21, 2020 $4.45
Jan 30, 2020 $0.49
Jan 19, 2020 $4.94 Jan 30, 2020 $4.94
Jan 26, 2020 $4.94 Jan 30, 2020 $4.94
Feb 2, 2020 $4.94 Feb 13, 2020 $4.94
Feb 9, 2020 $4.94 Feb 13, 2020 $4.94
Feb 16, 2020 $4.94 Mar 4, 2020 $4.94
Feb 23, 2020 $4.94 Mar 4, 2020 $4.94
Mar 1, 2020 $4.94 Mar 4, 2020 $4.94
Mar 8, 2020 $4.94 Mar 19, 2020 $4.94
Mar 15, 2020 $4.94 Mar 19, 2020 $4.94
Mar 22, 2020 $4.94 Mar 31, 2020 $4.94
Mar 29, 2020 $4.94 Mar 31, 2020 $4.94
Apr 5, 2020 $4.94 Apr 17, 2020 $4.94
Apr 12, 2020 $4.94 Apr 17, 2020 $4.94
Apr 19, 2020 $4.94 Apr 23, 2020 $4.94
Apr 26, 2020 $4.94 Apr 23, 2020 $4.94
May 3, 2020 $4.94 May 10, 2020 $4.94
May 10, 2020 $4.94 May 10, 2020 $4.94
May 17, 2020 $4.94 May 20, 2020 $4.94
May 24, 2020 $4.94 May 20, 2020 $4.94
May 31, 2020 $4.94 Jun 5, 2020 $4.94
Jun 7, 2020 $4.94 Jun 5, 2020 $4.94
Jun 14, 2020 $4.94 Jun 19, 2020 $4.94
Jun 21, 2020 $4.94 Jun 19, 2020 $4.94
Jun 28, 2020 $4.94 Jul 4, 2020 $4.94
Jul 5, 2020 $4.94 Jul 4, 2020 $4.94
Jul 12, 2020 $4.94 Jul 17, 2020 $4.94
Jul 19, 2020 $4.94 Jul 17, 2020 $4.94
Jul 26, 2020 $0.00
Aug 2, 2020 $0.00
Aug 9, 2020 $0.00
Aug 16, 2020 $0.01 Aug 18, 2020 $0.01
Aug 23, 2020 $0.01 Aug 18, 2020 $0.01
Aug 30, 2020 $0.01 Aug 18, 2020 $0.01
Sep 6, 2020 $0.01 Aug 18, 2020 $0.01
Sep 13, 2020 $0.01 Aug 18, 2020 $0.01
Sep 20, 2020 $4.94 Aug 18, 2020 $0.15
Sep 23, 2020 $4.79
Sep 27, 2020 $4.94 Sep 23, 2020 $0.15
Oct 8, 2020 $4.79
Oct 4, 2020 $4.94 Oct 8, 2020 $4.94
Oct 11, 2020 $4.94 Oct 8, 2020 $0.15
Oct 19, 2020 $4.79
Oct 18, 2020 $4.94 Oct 25, 2020 $4.94
Oct 25, 2020 $4.94 Oct 25, 2020 $4.94
Nov 1, 2020 $4.94 Nov 4, 2020 $4.94
Nov 8, 2020 $4.94 Nov 12, 2020 $4.94
Nov 15, 2020 $4.94 Nov 18, 2020 $4.94
Nov 22, 2020 $4.94 Nov 25, 2020 $4.94
Nov 29, 2020 $0.00
Dec 6, 2020 $0.00
Dec 13, 2020 $4.95 Dec 9, 2020 $4.95
Dec 20, 2020 $4.95 Dec 9, 2020 $4.93
Dec 30, 2020 $0.02
Dec 27, 2020 $4.95 Dec 30, 2020 $4.93
Jan 14, 2021 $0.02
Jan 3, 2021 $4.95 Jan 14, 2021 $4.95
Jan 10, 2021 $4.95 Jan 14, 2021 $4.95
Jan 17, 2021 $0.06 Jan 14, 2021 $0.06
Jan 24, 2021 $11.14 Feb 2, 2021 $11.14
Jan 31, 2021 $11.14 Feb 12, 2021 $11.14
Feb 7, 2021 $11.14 Feb 12, 2021 $11.14
Feb 14, 2021 $11.14 Feb 24, 2021 $11.14
Feb 21, 2021 $11.14 Feb 24, 2021 $11.14
Feb 28, 2021 $11.14 Mar 11, 2021 $11.14
Mar 7, 2021 $11.14 Mar 20, 2021 $11.14
Mar 14, 2021 $11.14 Mar 20, 2021 $11.14
Mar 21, 2021 $11.14 Mar 31, 2021 $11.14
Mar 28, 2021 $11.14 Mar 31, 2021 $11.14
Apr 4, 2021 $11.14 Apr 14, 2021 $11.14
Apr 11, 2021 $11.14 Apr 14, 2021 $11.14
Apr 18, 2021 $11.14 May 4, 2021 $11.14
Apr 25, 2021 $11.14 May 4, 2021 $11.14
May 2, 2021 $11.14 May 14, 2021 $11.14
May 9, 2021 $11.14 May 14, 2021 $11.14
May 16, 2021 $11.14 May 23, 2021 $11.14
May 23, 2021 $11.14 May 30, 2021 $11.14
May 30, 2021 $11.14 May 30, 2021 $11.14
Jun 6, 2021 $11.14 Jun 17, 2021 $11.14
Jun 13, 2021 $11.14 Jun 17, 2021 $11.14
Jun 20, 2021 $11.14 Jun 17, 2021 $11.14
Jun 27, 2021 $11.14 Jun 27, 2021 $11.14
Jul 4, 2021 $11.14 Jun 27, 2021 $11.14
Jul 11, 2021 $11.14 Jul 13, 2021 $11.14
Jul 18, 2021 $11.14 Jul 25, 2021 $11.14
Jul 25, 2021 $11.14 Jul 25, 2021 $11.14
Aug 1, 2021 $11.14 Aug 6, 2021 $11.14
Aug 8, 2021 $11.14 Aug 13, 2021 $11.14
Aug 15, 2021 $11.14 Aug 13, 2021 $11.14
Aug 22, 2021 $11.14 Aug 13, 2021 $10.81
Aug 25, 2021 $0.34
Aug 29, 2021 $11.14 Aug 25, 2021 $11.14
Sep 5, 2021 $11.14 Sep 8, 2021 $11.14
Sep 12, 2021 $11.14 Sep 17, 2021 $11.14
Sep 19, 2021 $11.14 Sep 21, 2021 $11.14
Sep 26, 2021 $11.14 Sep 28, 2021 $11.14
Oct 3, 2021 $11.14 Oct 4, 2021 $11.14
Oct 10, 2021 $11.14 Oct 15, 2021 $11.14
Oct 17, 2021 $11.14 Oct 22, 2021 $11.14
Oct 24, 2021 $11.14 Oct 29, 2021 $11.14
Oct 31, 2021 $11.14 Nov 7, 2021 $11.14
Nov 7, 2021 $11.14 Nov 7, 2021 $11.14
Nov 14, 2021 $11.14 Nov 7, 2021 $11.14
Nov 21, 2021 $11.14 Nov 29, 2021 $11.14
Nov 28, 2021 $11.14 Nov 29, 2021 $11.14
Dec 5, 2021 $11.14 Dec 10, 2021 $11.14
Dec 12, 2021 $11.14 Dec 16, 2021 $11.14
Dec 19, 2021 $11.14 Dec 21, 2021 $11.14
Dec 26, 2021 $11.14 Jan 5, 2022 $11.14
Jan 2, 2022 $11.14 Jan 5, 2022 $11.14
Jan 9, 2022 $11.14 Jan 20, 2022 $11.14
Jan 16, 2022 $11.14 Jan 20, 2022 $11.14
Jan 23, 2022 $11.14 Feb 7, 2022 $11.14
Jan 30, 2022 $11.14 Feb 7, 2022 $11.14
Feb 6, 2022 $11.14 Feb 21, 2022 $11.14
Feb 13, 2022 $11.14 Feb 21, 2022 $11.14
Feb 20, 2022 $11.14 Mar 5, 2022 $11.14
Feb 27, 2022 $11.14 Mar 5, 2022 $11.14
Mar 6, 2022 $11.14 Mar 18, 2022 $11.14
Mar 13, 2022 $11.14 Mar 18, 2022 $11.14
Mar 20, 2022 $11.14 Mar 18, 2022 $11.14
Mar 27, 2022 $61.36 Mar 18, 2022 $61.36
Apr 3, 2022 $61.36 Mar 18, 2022 $61.36
Apr 10, 2022 $61.36 Mar 18, 2022 $61.36
Apr 17, 2022 $61.36 Mar 18, 2022 $61.36
Apr 24, 2022 $61.36 Mar 18, 2022 $61.36
May 1, 2022 $61.36 Mar 18, 2022 $61.36
May 8, 2022 $7.65 Mar 18, 2022 $7.65

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