Loan to improve fresh fruits & tomatoes stock for my grocery
Moses
Mbita, Kenya, Kenya
100% repaid
Entrepreneur
Name
Moses
Member since
May 2015
On-time repayments
253 installments • 27%
About Me
My name is Moses Otieno Wayoga, I was born in Kasgunga Ward of Homa Bay County in 1975 as the 4th born in a family of five. I have three sisters and one brother.
I started schooling in the early 80's, in a primary school known as Kirindo Primary School in Mbita, Kenya. My parents were religious and peace loving people. They were staunch Christians affiliated to Catholics. I used to help my parents with farming and household chores. I successfully completed my High School but did not proceed to College.
After high school education in 1997, I started searching for a formal employment but I was not lucky enough to get employed, therefore having searched for a very long time, an idea of starting my own business came into my mind. I had several ideas of my business to be, and after a long time in assessing and eliminating ideas I narrowed down to one the sale of cereals products.
Am currently owning a fresh vegetables and farm products shop at Mbita Open Air Market. The business is growing steadily and it is helping me to meet my family financial, food and children's education costs. I am married and God has blessed our marriage with 4 beautiful daughters.
I like community organizing and voluntary work to better the environment.
My Business
I am a small scale fresh on farm produce trader. I mostly sell to the ultimate consumer as my business has not expanded enough to make me a supplier.
I mostly trade in fresh green vegetables like kale, cabbages, spinach, tomatoes, onions, spinach, cucumber among others.. My business is doing very well and I have many clients for my fresh products.
My monthly revenue is averagely US$ 200 and comes purely from selling the vegetables. My monthly costs go up to averagely US$120.Giving me a profit around the neighborhood of US$ 80 per month. The profits I get from the business goes towards my savings, meeting my family's expenses and repaying the loan.
Loan Proposal
I need a loan of KES 19,052 to buy 3 cartons of tomatoes for re-selling at my food kiosk. The tomatoes commodity is in high demand now and the loan will help me to stock 6 cartons for re-selling. I will make a total of KES 2,000 profit per carton and 6 cartons will give me a profit of KES 12,000 per week. The loan from ZIDISHA will enable me to expand the business and repay the loan on time while meeting my family financial needs as I comfortably pay for my children education fee. I am happy for ZIDISHA for financing my business.
Feedback
Positive
1
Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$190.00
Date disbursed
Dec 6, 2015
Repayment status
On Time
Projected term
35 months
Other loans
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United States
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United States
Devon, United Kingdom
United States
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Summary
Amount repaid
$199.72
Amount remaining
$0.00
Date repaid
Dec 13, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 13, 2015 | $16.00 | Jan 2, 2016 | $2.00 |
| Jan 12, 2016 | $2.00 | ||
| Jan 18, 2016 | $12.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $2.00 | Feb 8, 2016 | $2.00 |
| Jan 31, 2016 | $2.00 | Feb 8, 2016 | $2.00 |
| Feb 7, 2016 | $2.00 | Feb 8, 2016 | $2.00 |
| Feb 14, 2016 | $2.00 | Feb 8, 2016 | $2.00 |
| Feb 21, 2016 | $2.00 | Feb 8, 2016 | $2.00 |
| Feb 28, 2016 | $2.00 | Feb 8, 2016 | $0.27 |
| Mar 2, 2016 | $1.73 | ||
| Mar 6, 2016 | $2.00 | Mar 2, 2016 | $2.00 |
| Mar 13, 2016 | $2.00 | Mar 2, 2016 | $2.00 |
| Mar 20, 2016 | $2.00 | Mar 2, 2016 | $2.00 |
| Mar 27, 2016 | $2.00 | Mar 2, 2016 | $2.00 |
| Apr 3, 2016 | $2.00 | Mar 2, 2016 | $0.27 |
| Apr 7, 2016 | $1.73 | ||
| Apr 10, 2016 | $2.00 | Apr 7, 2016 | $2.00 |
| Apr 17, 2016 | $2.00 | Apr 7, 2016 | $2.00 |
| Apr 24, 2016 | $2.00 | Apr 7, 2016 | $2.00 |
| May 1, 2016 | $2.00 | Apr 7, 2016 | $2.00 |
| May 8, 2016 | $2.00 | Apr 7, 2016 | $2.00 |
| May 15, 2016 | $2.00 | Apr 7, 2016 | $0.27 |
| May 14, 2016 | $1.73 | ||
| May 22, 2016 | $2.00 | May 14, 2016 | $2.00 |
| May 29, 2016 | $2.00 | May 14, 2016 | $2.00 |
| Jun 5, 2016 | $2.00 | May 14, 2016 | $2.00 |
| Jun 12, 2016 | $2.00 | May 14, 2016 | $2.00 |
| Jun 19, 2016 | $2.00 | May 14, 2016 | $2.00 |
| Jun 26, 2016 | $2.00 | May 14, 2016 | $0.27 |
| Jun 9, 2016 | $1.73 | ||
| Jul 3, 2016 | $2.00 | Jun 9, 2016 | $2.00 |
| Jul 10, 2016 | $2.00 | Jun 9, 2016 | $2.00 |
| Jul 17, 2016 | $2.00 | Jun 9, 2016 | $1.27 |
| Aug 8, 2016 | $0.73 | ||
| Jul 24, 2016 | $2.00 | Aug 8, 2016 | $2.00 |
| Jul 31, 2016 | $2.00 | Aug 8, 2016 | $2.00 |
| Aug 7, 2016 | $2.00 | Aug 8, 2016 | $2.00 |
| Aug 14, 2016 | $2.00 | Aug 8, 2016 | $2.00 |
| Aug 21, 2016 | $2.00 | Aug 8, 2016 | $1.27 |
| Sep 11, 2016 | $0.73 | ||
| Aug 28, 2016 | $2.00 | Sep 11, 2016 | $2.00 |
| Sep 4, 2016 | $2.00 | Sep 11, 2016 | $2.00 |
| Sep 11, 2016 | $2.00 | Sep 11, 2016 | $2.00 |
| Sep 18, 2016 | $2.00 | Sep 11, 2016 | $2.00 |
| Sep 25, 2016 | $2.00 | Sep 11, 2016 | $1.27 |
| Oct 11, 2016 | $0.73 | ||
| Oct 2, 2016 | $2.00 | Oct 11, 2016 | $2.00 |
| Oct 9, 2016 | $2.00 | Oct 11, 2016 | $2.00 |
| Oct 16, 2016 | $2.00 | Oct 11, 2016 | $2.00 |
| Oct 23, 2016 | $2.00 | Oct 11, 2016 | $2.00 |
| Oct 30, 2016 | $1.27 | Oct 11, 2016 | $1.27 |
| Nov 6, 2016 | $0.00 | ||
| Nov 13, 2016 | $0.00 | ||
| Nov 20, 2016 | $0.00 | ||
| Nov 27, 2016 | $1.00 | Nov 29, 2016 | $1.00 |
| Dec 4, 2016 | $1.00 | Nov 29, 2016 | $1.00 |
| Dec 11, 2016 | $1.00 | Nov 29, 2016 | $1.00 |
| Dec 18, 2016 | $1.00 | Nov 29, 2016 | $1.00 |
| Dec 25, 2016 | $1.00 | Nov 29, 2016 | $1.00 |
| Jan 1, 2017 | $1.00 | Nov 29, 2016 | $1.00 |
| Jan 8, 2017 | $1.00 | Nov 29, 2016 | $1.00 |
| Jan 15, 2017 | $1.00 | Nov 29, 2016 | $1.00 |
| Jan 22, 2017 | $1.00 | Nov 29, 2016 | $1.00 |
| Jan 29, 2017 | $1.00 | Nov 29, 2016 | $1.00 |
| Feb 5, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Feb 12, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Feb 19, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Feb 26, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Mar 5, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Mar 12, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Mar 19, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Mar 26, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Apr 2, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Apr 9, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Apr 16, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Apr 23, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Apr 30, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| May 7, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| May 14, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| May 21, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| May 28, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Jun 4, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Jun 11, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Jun 18, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Jun 25, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Jul 2, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Jul 9, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Jul 16, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Jul 23, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Jul 30, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Aug 6, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Aug 13, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Aug 20, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Aug 27, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Sep 3, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Sep 10, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Sep 17, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Sep 24, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Oct 1, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Oct 8, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Oct 15, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Oct 22, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Oct 29, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Nov 5, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Nov 12, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Nov 19, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Nov 26, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Dec 3, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Dec 10, 2017 | $1.00 | Dec 5, 2016 | $1.00 |
| Dec 17, 2017 | $1.00 | Dec 13, 2016 | $1.00 |
| Dec 24, 2017 | $1.00 | Dec 13, 2016 | $1.00 |
| Dec 31, 2017 | $1.00 | Dec 13, 2016 | $1.00 |
| Jan 7, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jan 14, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jan 21, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jan 28, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Feb 4, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Feb 11, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Feb 18, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Feb 25, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Mar 4, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Mar 11, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Mar 18, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Mar 25, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Apr 1, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Apr 8, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Apr 15, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Apr 22, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Apr 29, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| May 6, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| May 13, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| May 20, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| May 27, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jun 3, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jun 10, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jun 17, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jun 24, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jul 1, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jul 8, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jul 15, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jul 22, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Jul 29, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Aug 5, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Aug 12, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Aug 19, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Aug 26, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Sep 2, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Sep 9, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Sep 16, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Sep 23, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Sep 30, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Oct 7, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Oct 14, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Oct 21, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Oct 28, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Nov 4, 2018 | $1.00 | Dec 13, 2016 | $1.00 |
| Nov 11, 2018 | $0.45 | Dec 13, 2016 | $0.45 |
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