Loan to maintain established customer demands of phones

Veronica

Techiman, Ghana

92% repaid

Entrepreneur

Name

Veronica

Member since

January 2015

On-time repayments

34 installments  •  85%

About Me

I was privileged to go through basic education through to the secondary level, which I completed in in may 2006. I traveled to the city, where I got employed as a sales girl in mobile recharge cards on daily wages terms. It is in this business that I got the idea of starting something of my own, because the income was not enough for me, so I secured for myself a shop with the little I saved; I have now built some good will with my customers.

With barely nothing as capital, I struggled to keep my clients all in anticipation of an opportunity where I will be able to provide all they want, so I collect goods of my shortage supply from neighbors for customers. I see this as a step closer to my dream of establishing a business of my own.

My Business

My stay in business for the past year is good, after the initial battle with keeping customers and staying in business. The sale of recharge cards is a fast-moving venture with a low profit margin, hence it requires much attention and time. This has prompted me to add the sale of phone accessories which they (customers) have asked for many a time.

I have a kid and a brother at the basic and secondary education sector, respectively, who depend on this recharge business. It's a great relief to hear of this online lending and I hope to have a brighter business with this opportunity.

Loan Proposal

as i did with the previous loan i will invest all the money into stocking my shop with the latest brands of phones which many are asking of,
the rate of phone sale is fairly on high demand and this will help me make unimaginable profit.
i hope this loan will be funded on time so i can continue with the rate at which my lenders have put me.
i once again count on you lenders for my stay in business to satisfy my clients

Show original English  

About Me

I was previllage to go through basic education through to the secondary level which I completed in in may 2006
I travel to the city where I got employed as a sales girl in mobile recharge cards on daily wages terms
it is in this business that I got the idea of starting something of my own because the income is not enough for me ,so I secured for myself a shop with the little I saved; and have now built some goodwill with my customers
With barely nothing as a capital, i struggled to keep my clients all in anticipation of an opportunity where i will be able to provide all they want, so i collect goods of my shortage supply from neighbors for customers.
I see this as a step closer to my dream of establishing a business of my own

My Business

My stay in business for the past year is good after the initial battle with keeping customers and staying in business.
The sale of recharge cards is fast moving venture with a low profit margin hence requires much attention and time .
This has prompted me to adding the sale of phone accessories which they (customers) ask of many a time.
I have a kid and a brother at the basic and secondary education sector respectively who depend on this recharge business.
Its a great relief to hear of this online lending and i hope to a brighter business with this opportunity.

Loan Proposal

as i did with the previous loan i will invest all the money into stocking my shop with the latest brands of phones which many are asking of,
the rate of phone sale is fairly on high demand and this will help me make unimaginable profit.
i hope this loan will be funded on time so i can continue with the rate at which my lenders have put me.
i once again count on you lenders for my stay in business to satisfy my clients

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$345.00

Date disbursed

Jun 24, 2015

Repayment status

Late

Projected term

4 months

Lenders

cyrus0302

San Francisco, United States

Zidisha

Sterling, United States

sebastienrosa

Quebec, Canada

A

ashtanga99

Newport, United States

IA

Ismini and Jerry

Stamford, USA, United States

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

T

Taupe

Balzers, Liechtenstein

W

wally

Torino, Italy

G

gbelote

United States

mepster

San Francisco, Ca, United States

Cathy

Melbourne, Australia

MW

Matt Willis

United States

H

Hank

New Zealand

PG

Paul Graham

United States

Ask Veronica a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Monica    May 16, 2018

    Vero,
    i need your contribution as you reschedule for repayments

    Log in to reply • Share
  • Monica    Jan 21, 2018

    hi vero
    i will like to help you by providing the merchant line that will directly get your account credited.
    0548418954
    you can check your home page as well for clarity.
    Both Lenders and myself will be glad to see back.

    Log in to reply • Share
  • Monica    Dec 7, 2017

    My dear friend
    Time and tides waits no man ....
    Gradually days are passing by .It's time you pay the small amount remaining so that you can reapply.
    You mean business and don't let this interfer this great opportunity on this platform

    Log in to reply • Share
  • Monica    Apr 21, 2017

    Dear Lenders,
    I called Vero and she seems to have a genuine issue with her loan... she was confidently sure she had paid back her loan but it did not reflect on her loan page in full. I have encouraged her to make the remaining amount as flexible as she can and to be more cautious in making her repayments as a little mistake in the mobile number could cause a situation of this kind.
    Vero, lets get to real business again by holding tight this great opportunity to a loan as flexible as this offered by Zidisha!!

    Log in to reply • Share
  • Awudu    Dec 6, 2015

    Dear Blessed Zidisha and Lenders,

    May the Lord Almighty reward you ALL.
    I humbly wish to inform you that, I phoned to Victoria's today, and she said, the repayment has been made. So please, I'm sure it will credited into her account this week, I think.

    Thank you so much for patience and sorry for the inconvenience.

    Sincerely

    Awudu Yahaya
    Volunteer Mentor

    Log in to reply • Share
  • Awudu    Nov 25, 2015

    Dear Blessed Zidisha and Lenders,

    Please, I wish to inform you that, I phoned to Victoria's and she informed me she has been made a repayment on the last Sunday. So please, I'm looking forward for it to be credited into her account. But I believe it's true, and if not I definitely call her, again.
    Thank you so much for your patience and sorry inconvenience. Stay bless.

    Sincerely

    Awudu Yahaya
    Volunteer Mentor

    Log in to reply • Share
  • Awudu    Oct 22, 2015

    Dear Veronica,

    I'm really glad that you're experiencing good benefits through your Zidisha
    loan. Your trustworthiness also is making me feel so proud, as always!

    Please, as Zidisha repayments are very important, I want to share with
    you the new process for making payments. MTN MobileMoney has
    upgraded its services, and due to that, it has changed a few things,
    including 'Transfer Money'. For security reasons, I would not be able to
    insert a Zidisha Account number for the process. Below is the new
    process for Zidisha repayment:

    1). Dial *170#
    2). Select No. '1' - which is 'Transfer Money' and press the 'Send' button.
    3). Select No. '1' again - Which is 'Mobile User' and press the 'Send' button.
    4). Select No. '2' - which is 'Merchant' and press the 'Send' button.
    5). Enter Mobile Number - which, as usual, is the Zidisha Account Number.
    6). Repeat Mobile Number
    7). Enter Amount
    8). Enter Reference (e.g., your first name, or any number you want)
    9). It will show you, "Confirm payment to ASSOCIATION OF AFRICAN
    ENTERPRENEURS - (054*******) for GHS *** with Reference ***. Enter MM PIN",
    and send.

    Previously, 'Till Number' was needed, but that has been removed after
    the upgrade. Also, it shows you the registered name of the SIM.

    Thank you.

    Awudu Yahaya
    Volunteer Mentor

    Log in to reply • Share
  • Awudu    Sep 25, 2015

    Dear Veronica,

    Thank you for being a borrower on the first peer-to-peer micro-lending platform, building direct connections between borrowers and lenders across the globe (Zidisha).

    I am happy that you have been assigned to me as your Volunteer Mentor (VM). I am very grateful to have the pleasure of being a part of this organization (Zidisha).

    I hope you and your families are enjoying the loan you received from this noble service (Zidisha). It is my belief that your business probably is growing well. You didn’t go for a bank loan, which could have required paying back more in interest than the capital amount. Instead, you chose to receive an affordable loan from Zidisha to help your business grow. And, today, just look at how your business probably is running better than you expected. This is so amazing!

    This platform also is here to help you to expand your business, and to help you not worry much about business collapse. Our dear Lenders extend their generosity and express their desire not just for your business to succeed, but also for you to enjoy your life. Some borrowers and lenders even become real friends on this platform. :)

    I would be very grateful if you would continue to make payments according to your repayment schedule. Lenders on Zidisha contribute to you from the bottom of their heart, and truly want to help you to overcome your challenges. Please, the fund that our Lenders use to lend to you is the same fund that they use to lend other borrowers. So, if you don't repay the loans they extend to you, then they cannot extend future loans to others. This is the way it works.

    One person has reaped a large harvest, but today we all are sharing in it. Who is that person? That person is our beloved founder (Julia Kurnia). May the Lord Almighty bless her (Julia) and give her more knowledge and a long life. May the Lord Almighty also bless all of our Lenders, always.

    Thank you for being a part of and enjoying this noble platform, Zidisha.

    Awudu Yahaya
    Volunteer Mentor

    Log in to reply • Share
  • Veronica    Sep 25, 2015

    i stocked my shop with new set of phones whose demand has declined, i want to do this so i can i do not default

    Log in to reply • Share
  • Awudu    Aug 31, 2015

    Dear Veronica,

    Thanks so much for making good repayment, I think your Repayment Record is really perfect. I would be much happy if you continue to do so. Enjoy this noble platform. Thank you.

    Log in to reply • Share
  • Veronica    Aug 27, 2015

    i want to update my lenders on progress of work with their loan.
    everything is working and going as planned and i have now gain new customers as this has increased my profit margin by roughly 20% beyond projected.
    thank you all lenders for making me see the light to such improvement in my business.

    Log in to reply • Share
  • Veronica    Jun 23, 2015

    this money will i use to stock new phones
    this will help me to satisfy all customers.
    hank you my dear lenders for this chance.

    Log in to reply • Share
  • Veronica    Jun 10, 2015

    dear lenders,
    words can not express the smile you have put on my face as my business is at its peak of yeilding returns for m.
    i only say thank you and God bless you for the impact in my life

    Log in to reply • Share
  • Veronica    Jun 1, 2015

    dear lenders,
    i was quiet for sometime now, but just got a little time to visit a cafe and so i have to update you on the current state of my business,
    business is smoothly ongoing and as i can not deny, your loan has greatly feature in this.
    i had my peace of mind to go about my business without taking a long que at the bank to borrow even at a high interest rate.
    i am glad for been part of this project and hope it continues .
    thank you all for your support in my business.

    Log in to reply • Share
  • Veronica    Mar 17, 2015

    my greatest thanks to all my lenders for the opportunity given me to strongly stay in business.
    the previous loan gave me a good start and hence i reached a profit margin i never expected,
    it is my hope that my lenders will once again fund for me to continue my business. thanks to everyone who has made an effort in my life.

    Log in to reply • Share
  • K    Jan 28, 2015

    I hope your loan will be funded and may it bring you great success as you expand your business

    Log in to reply • Share


Loading...

Loading...

Loading...