Entrepreneur
Name
Joyce
Member since
August 2014
On-time repayments
77 installments • 29%
About Me
My name is Joyce Wanja, I was born in Limuru near the capital city of Nairobi – Kenya. I went to school and later did a course in hairdressing. I got married five years ago and I am a mother of two – one boy and a girl aged four and two years respectively.
I separated with my husband early last year after he became a habitual drunkard and even turned abusive. I left his house with my children and I am their bread winner. I later got a job as a waiter in a local hotel but the pay was too little so I decided to venture into selling (hawking) used clothes business. I started this business in December last year and the income is a bit better that what I was getting in the hotel. I even managed to put my first born to a kindergarten and the little one to a day care center.
I work very hard to make end meet and to provide for my young family. I am also active in my church where I belong to praise and worship team.
My Business
I have been selling second hand clothes for a while until a few months ago when I abandoned it due to low profitability. I am currently running a makeshift eatery where I serve food to laborers who mostly work in construction sites here in town.
I like this business because it is more predictable and there is prospects look good. It is a business still at its infancy but I am optimistic it will do well especially with support of my reliable and able partner - Zidisha.
Loan Proposal
If I am given this loan, I will spend it as follows:
1. Rent for the stall at @ $50
2. Local business permit for one year $70
3. Branding $30
As seen in the budget. I have planned to spend all the money on this project. I have longed for the day that will come and I have a place of my own. I hope and pray that Zidisha will make this happen through this credit. I promise to repay the loan as scheduled since this is a sure way of lifting me out of the cycle of poverty that I find myself in at the moment.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Sep 2, 2014
Repayment status
On Time
Projected term
6 months
Other loans
Lenders
Canada
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