Loan to pay university exam fees

Yeboah Certis

Kumasi, Ghana

100% repaid

Entrepreneur

Name

Yeboah Certis

Member since

June 2016

On-time repayments

44 installments  •  52%

About Me

I am the third born child in a family of six children,I was born 24 years ago and grew up in the village.My life as teenager was hard but enjoyable. Even the though I walked long distances to school,I enjoyed because I could play with my friends . I went to shibuli primary school which was 6km away from home and Sireko Secondary school which was 10km away. I worked hard in school and passed well. I joined Bukura technical college for a diploma in agriculture and is currently pursuing degree in Agribusiness management at Egerton University.
After completing my diploma in Agricuture in 2012,I decided to start farming so as to raise fees for my degree.I knew farming was a good business because I had seen my uncle do it and was successful. I borrowed a lot of practical knowledge from my uncle farm,and always called him whenever things were not well in my farm.I borrowed $120 from my brother that I used to set up a horticulture farm,I grew cabbages a and kales and the business went well.I was able to sale the produce pay the loan and had some money left for reinvestment. I have since expanded my farm to an acre and my dream is expanding it to three acres,by mid 2017.
I am not yet married but I have a girl friend whom I love so much ,I am hopeful she will marry me once we are ready. I Hope you will attend my wedding!!
I love soccer. I spend my free time with friends and peers watching soccer and playing soccer . I also visit friends and other farms during my free time.

My Business

I run a medium sized farm that I am looking forward to expanding in future. The farm provides fresh and healthy leafy vegetables eg cabbages and kale's as well as fruit vegetables like tomatoes and capsicum.
the demand for these goods is high because of the high population . I am well known farm and people would always make orders through phone and I deliver.
I choose farming business because it is profitable and easy to juggle farming and education.
my typical costs per month average is $100-$120 and my typical revenues average is $200-300 per month.
I use the money to pay for my university fees,help my parents and pay fees for an orphan niece.

Loan Proposal

Hello lenders,I hope that you are fine and doing well. I fill humbled to join these great team and I know it will help me go to greater heights. I am kindly requesting a loan of $200add to my saving to clear up my fees so that I can do the end of semester exams. The exams will be held at the end of these month so that I would be able to meet the deadline and pay fees on time. Thank you in advance.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$98.17

Date disbursed

Jul 16, 2016

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $2.41

Yeboah opted to pay $24.82 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Other loans

Lenders

PG

Paul Graham

United States

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