Entrepreneur
Name
John
Member since
February 2016
On-time repayments
102 installments • 31%
About Me
I am a Kenyan Male living in Nairobi but from Vihiga, Western Kenya. I attended primary school in Western Kenya after which I went to High School in the same region. I then managed to get to Nairobi University where I pursued a degree course. My Education and early Childhood was a typical village lifestyle. Not so luxurious but interesting. I had a vision of living a better life through hard work.
After University, I worked for several organizations including Non-Profits as an administrative assistant and other administerial positions. The last job I did was as a Projects manager in a public benefit organization in Marsabit, Kenya. I also participate in Youth empowerment projects that focus on the social growth and development of vulnerable youth in low-income areas.
Besides working and helping the community, I also found it important for one to dedicate time for personal growth. That is why I also started a personal Freelance business that involves project proposal drafting and editing, online research and data analisys. It entails a heavy emphasis of online research and the use of word processors and spreadsheets.
My Business
My Business involves private research and data analisys. I collect information for individuals, small local businesses and institutions. This information is used for business purposes, policy making and for general academic uses. Some times, I collect statistical and historic facts from online sources and compile them into properly formatted documents, tables and analyzed graphs. In other cases, I have to visit and interview subjects like potential clients, targets for marketing campaigns and research subjects. I get paid for this.
This business is in tune with my area of expertise and it is easier for me to do in tandem with the other tasks I engage in. I get at least 2 good projects in a month. On average, a research project earns me Ksh.20,000 (USD 200), making a total of 400 USD. I use 150 USD on rent, 50 USD on transport, 100 USD for my son's school fees. I manage to save between 60 and 100 USD Depending on how much I spend on personal effects.
I hope the business grows so I can open a permanent office besides the on the move freelancing.
Loan Proposal
I currently use a desktop computer with a dial-up modem to access the internet. This is what I use to conduct online research and data analisys with excel and SPSS. This machine consumes a significant amount of power and I am heavily influenced by the repetitive blackouts that occur. I would really be in a better position if I had a laptop. The loan am borrowing is for the purchase of a Laptop for my business. With a good Uninterruptible Power Supply, i will manage to work longer hours than with the desktop on the account of power consumption. The desktop is an old model Pentium 4 with limited memory and running some data analysis applications also makes work painful. I'd love to get a laptop with faster processing capabilities and larger memory. IT will be possible to increase my income by 100 USD (Ksh.10,000) if I get to capture the time I loose due to electricity black outs and slower processing capabilities of my current machine. I'll appreciate the help of Zidisha and Lenders in my pursuit for efficiency and growth.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Feb 23, 2016
Repayment status
Late
Projected term
23 months
Lenders
United States
Summary
Amount repaid
$94.32
Amount remaining
$115.69
Expected completion
Feb 11, 2018
Status
Repaying late
Installment amount
$2.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 6, 2016 | $8.03 | Mar 6, 2016 | $8.03 |
| Mar 13, 2016 | $2.01 | Mar 14, 2016 | $2.01 |
| Mar 20, 2016 | $2.01 | Mar 22, 2016 | $2.01 |
| Mar 27, 2016 | $2.01 | Mar 30, 2016 | $2.01 |
| Apr 3, 2016 | $2.01 | Apr 3, 2016 | $2.01 |
| Apr 10, 2016 | $2.01 | Apr 10, 2016 | $2.01 |
| Apr 17, 2016 | $2.01 | Apr 17, 2016 | $2.01 |
| Apr 24, 2016 | $2.01 | Apr 24, 2016 | $2.01 |
| May 1, 2016 | $2.01 | May 3, 2016 | $2.01 |
| May 8, 2016 | $2.01 | May 8, 2016 | $2.01 |
| May 15, 2016 | $2.01 | May 16, 2016 | $2.01 |
| May 22, 2016 | $2.01 | May 25, 2016 | $2.01 |
| May 29, 2016 | $2.01 | May 30, 2016 | $2.01 |
| Jun 5, 2016 | $2.01 | Jun 9, 2016 | $2.01 |
| Jun 12, 2016 | $2.01 | Jun 20, 2016 | $2.01 |
| Jun 19, 2016 | $2.01 | Jun 29, 2016 | $2.01 |
| Jun 26, 2016 | $2.01 | Jun 30, 2016 | $2.01 |
| Jul 3, 2016 | $2.01 | Jul 5, 2016 | $2.01 |
| Jul 10, 2016 | $2.01 | Jul 19, 2016 | $2.01 |
| Jul 17, 2016 | $2.01 | Jul 19, 2016 | $2.01 |
| Jul 24, 2016 | $2.01 | Jul 24, 2016 | $2.01 |
| Jul 31, 2016 | $2.01 | Aug 10, 2016 | $2.01 |
| Aug 7, 2016 | $2.01 | Aug 16, 2016 | $2.01 |
| Aug 14, 2016 | $2.01 | Aug 23, 2016 | $2.01 |
| Aug 21, 2016 | $2.01 | Sep 2, 2016 | $2.01 |
| Aug 28, 2016 | $2.01 | Sep 7, 2016 | $2.01 |
| Sep 4, 2016 | $2.01 | Sep 7, 2016 | $2.01 |
| Sep 11, 2016 | $2.01 | Sep 24, 2016 | $2.01 |
| Sep 18, 2016 | $2.01 | Sep 24, 2016 | $2.01 |
| Sep 25, 2016 | $2.01 | Oct 6, 2016 | $2.01 |
| Oct 2, 2016 | $2.01 | Oct 6, 2016 | $2.01 |
| Oct 9, 2016 | $2.01 | Oct 18, 2016 | $2.01 |
| Oct 16, 2016 | $2.01 | Oct 28, 2016 | $2.01 |
| Oct 23, 2016 | $2.01 | Oct 28, 2016 | $2.01 |
| Oct 30, 2016 | $2.01 | Nov 12, 2016 | $2.01 |
| Nov 6, 2016 | $2.01 | Nov 12, 2016 | $2.01 |
| Nov 13, 2016 | $2.01 | Dec 5, 2016 | $2.01 |
| Nov 20, 2016 | $2.01 | Dec 5, 2016 | $2.01 |
| Nov 27, 2016 | $2.01 | Jan 4, 2017 | $2.01 |
| Dec 4, 2016 | $2.01 | Jan 4, 2017 | $2.01 |
| Dec 11, 2016 | $2.01 | Jan 30, 2017 | $2.01 |
| Dec 18, 2016 | $2.01 | Jan 15, 2019 | $2.01 |
| Dec 25, 2016 | $2.01 | Feb 7, 2019 | $2.01 |
| Jan 1, 2017 | $2.01 | Feb 24, 2019 | $2.01 |
| Jan 8, 2017 | $2.01 | ||
| Jan 15, 2017 | $2.01 | ||
| Jan 22, 2017 | $2.01 | ||
| Jan 29, 2017 | $2.01 | ||
| Feb 5, 2017 | $2.01 | ||
| Feb 12, 2017 | $2.01 | ||
| Feb 19, 2017 | $2.01 | ||
| Feb 26, 2017 | $2.01 | ||
| Mar 5, 2017 | $2.01 | ||
| Mar 12, 2017 | $2.01 | ||
| Mar 19, 2017 | $2.01 | ||
| Mar 26, 2017 | $2.01 | ||
| Apr 2, 2017 | $2.01 | ||
| Apr 9, 2017 | $2.01 | ||
| Apr 16, 2017 | $2.01 | ||
| Apr 23, 2017 | $2.01 | ||
| Apr 30, 2017 | $2.01 | ||
| May 7, 2017 | $2.01 | ||
| May 14, 2017 | $2.01 | ||
| May 21, 2017 | $2.01 | ||
| May 28, 2017 | $2.01 | ||
| Jun 4, 2017 | $2.01 | ||
| Jun 11, 2017 | $2.01 | ||
| Jun 18, 2017 | $2.01 | ||
| Jun 25, 2017 | $2.01 | ||
| Jul 2, 2017 | $2.01 | ||
| Jul 9, 2017 | $2.01 | ||
| Jul 16, 2017 | $2.01 | ||
| Jul 23, 2017 | $2.01 | ||
| Jul 30, 2017 | $2.01 | ||
| Aug 6, 2017 | $2.01 | ||
| Aug 13, 2017 | $2.01 | ||
| Aug 20, 2017 | $2.01 | ||
| Aug 27, 2017 | $2.01 | ||
| Sep 3, 2017 | $2.01 | ||
| Sep 10, 2017 | $2.01 | ||
| Sep 17, 2017 | $2.01 | ||
| Sep 24, 2017 | $2.01 | ||
| Oct 1, 2017 | $2.01 | ||
| Oct 8, 2017 | $2.01 | ||
| Oct 15, 2017 | $2.01 | ||
| Oct 22, 2017 | $2.01 | ||
| Oct 29, 2017 | $2.01 | ||
| Nov 5, 2017 | $2.01 | ||
| Nov 12, 2017 | $2.01 | ||
| Nov 19, 2017 | $2.01 | ||
| Nov 26, 2017 | $2.01 | ||
| Dec 3, 2017 | $2.01 | ||
| Dec 10, 2017 | $2.01 | ||
| Dec 17, 2017 | $2.01 | ||
| Dec 24, 2017 | $2.01 | ||
| Dec 31, 2017 | $2.01 | ||
| Jan 7, 2018 | $2.01 | ||
| Jan 14, 2018 | $2.01 | ||
| Jan 21, 2018 | $2.01 | ||
| Jan 28, 2018 | $2.01 | ||
| Feb 4, 2018 | $2.01 | ||
| Feb 11, 2018 | $1.30 | ||
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