Loan to purchase a sewing machine for clothing repair

Lidya

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Lidya

Member since

April 2015

On-time repayments

143 installments  •  56%

About Me

I am a 47 Year old Kenyan Lady. I am originally from Western Province but I live and Work in Nairobi. I studied at Tigoi Girls high School and Later went to Kisii Secretarial College. I am also a trained cook. After training, I worked at Shell petrol Station, Kisumu as a pump attendant. I later joined Total Petrol, Kapsabet in the Same Capacity. I then transferred to Total Kenya, Uganda road Eldoret as an Accounts clerk. After Leaving Total, i started a personal Business in which I deal in African Print garments called Kangas (A Famous form of dress in East Africa) and Women's wear. I love my business. I always look for means and ways to make it better. I am a hard-working and focused individual, with personal ambitions and goals to develop myself and at the same help the society that supports me.

My Business

The main focus of my business is dealing in Kangas. These are a form of dressing garb famous in Kenya, Tanzania, Uganda and Somalia. It's an African Imprinted garment that is used to sew dresses, headscarves, skirts and other female clothing used by women allover East Africa. It is also famous in public functions for the messages that are commonly imprinted on them. I source my Kangas from Mombasa Kenya. Most of these Kangas are Manufactured in Tanzanian Textile factories and some Kenyan EPZ (Export Processing Zones) at the coast. I buy a bundle that constitutes 12 Kangas at Ksh. 5000. I then carry and sell each Kanga in Nairobi at between Ksh.500 and Ksh. 600 depending on the bargaining power of the client. Each bundle fetches up to Ksh.2000 profit (approximately 22 USD). To be able to comfortably clear the transport and utility bills that I incur on the journey of bringing the Kanga from Mombasa, i buy at least five bundles, which I clear in not more than six weeks. My intention for the future is to start sourcing the material directly from Tanzania and start selling to other places in Kenya like the Rift Valley, Nyanza , Western Provinces and Kampala Uganda. This is because Lesos promote an East African tradition that is appreciated across communities and religions in the region. The Kanga is intertwined with the History of the Swahili Speaking Region of East Africa and Eastern Congo. The appreciation of the Kanga in this region is high due to this factor. This creates the potential wide market for the business.

Loan Proposal

Since I sell Lesos, Duvets and cloth, I usually get many inquiries on whether I sew or repair cloth. After serious consideration, I have come to the conclusion that I could make extra income with a sewing machine. I have made a point to pay for my younger brother's wife's sewing course and I would like to have her at the shop to take up the repair jobs. This way, I can capitalize on the extra income that will be generated. My Inlaw will also get a job too. Those sewing and cloth repair jobs, considering the number of inquiries I get per day could increase my Income by Ksh. 2000 per week (USD 20). A good electric powered machine by local prices will cost me Ksh.32,000($320). I will use USD.9000 (USD 90) on sewing cardigan, wool, chair and table. I will really appreciate an opportunity to get this into action through the aid of the Zidisha Team and the Lenders. Thank you in advance.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$389.00

Date disbursed

Mar 22, 2016

Repayment status

On Time

Projected term

8 months

Lenders

kuebel

Vienna, Austria

JimVandegriff

Trinidad, California, United States

E

Ethan

Middleburg, United States

Richard Griebe

La Jolla, United States

dlpringle

Denver, United States

Gringotts

United States

Jonas

Brussels, Belgium

Paul Buchheit

Mountain View, United States

TyWee

Manila, Philippines

Roy

Espoo, Finland

PC

Patrick Clavette

Hartford, Wisconsin, United States

MH

Michael Hall

United States

Lou Kaucic

Sanbornton, NH, United States

Daniel Hammarberg

Gothenburg, Sweden

moursund

Beaver Nation, United States

V

Vivek

Arlington, VA, United States

wissam

Jeddah, Saudi Arabia

A

Andrei

United States

Tony Liao

Montreal, Canada

BW

Betty Waweru

United States

KG

Kate Goodwin

United States

J

Jon

United States

Craig Newmark

United States

BH

Barbara Hermann

United Kingdom

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

IC

Ian Coutts

Chicago, USA, United States

E

Eric

Canada

Katie

United States

J

Jan

Netherlands

Carneiro

Rio De Janeiro - Brazil, Portugal

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  • Judith    Oct 4, 2017

    Hello Lenders,
    Lydia called me and told me she had issues and has not been able to pay her loan but she will repay half of the arrears on 16th Oct 2017 and then continue repaying.

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  • Judith    Oct 2, 2017

    Hello Lenders,
    I called Lydia but did not answer my calls nor messages and I couldn't reach her volunteer mentor. I therefore spoke to her family member Esther Atieno and she said she will speak to her and let me know.

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  • Kate Goodwin    May 14, 2017

    I see that you haven't paid in about a month. Do you need to reduce your payment amount or will you resume payments soon?

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  • Lidya    Feb 5, 2017

    The MPESA mobile money Transfer shop is now open

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  • Lidya    Feb 5, 2017

    I just managed to start the business. I will be furnishing my account with photos of my new MPESA shop. I would like to go with an installation amount that will be safe for me as I monitor the commissions of my progress. Thank you.

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  • Lidya    Dec 30, 2016

    Thank you zidisha and my lenders for the loan. I will make a cash deposit of 300 USD for the m-pesa transactions float. Then I will do m-pesa branding on my shop at 80 USD and 200 USD will be for the cash transactions (withdrawals) at the m pesa shop. Thanks very much

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  • Lidya    Dec 29, 2016

    Thank you so much my lenders for the opportunity to grow my business. I'll work hard for optimal results. Thanks to the Zidisha Team for making this possible. I appreciate.

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  • Lidya    Dec 15, 2016

    I would like to pass my gratitude to the Zidisha Team and My lenders for giving me the opportunity to start and grow a business. Am humbled by the Trust and opportunity.

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  • Lidya    Dec 8, 2016

    The state of my business allows me to stretch my installments. It's Okay. Thank you.

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  • Lidya    Oct 3, 2016

    Am comfortable with that amount

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  • Lidya    May 2, 2016

    Hello Zidisha. I received the loan and immediately went ahead to get the Sewing machine. I will be furnishing my account with photos of the machine at work. Thank you my lenders and the Zidisha for this opportunity. I really appreciate your assistance in helping me grow in my entrepreneurial endeavors. Again, Thank you.

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    • Roy    May 2, 2016

      Great news. We look forward to the photos...
      Good luck.

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  • Katie    Mar 23, 2016

    Good luck on your sewing machine/clothing repair project!! :)

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  • Lidya    Mar 20, 2016

    Thanl you very much for tthe loan zidisha and my lenders. I will immediately go get a sewing machine for clothing repair. Thanks very much.

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  • Lidya    Mar 14, 2016

    Thank you very much Zidisha for the opportunity. Thanks to my lenders also, for giving me the chance to boost my business. I managed to sell the lesos I purchased with the loan money and I can now proudly say that my business is bigger than it actually was. By a significant margin. All thanks to my lenders and the Zidisha team for the chance.

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  • Lidya    Mar 8, 2016

    Business has been good. Stock is moving at a favorable rate. Thank you Zidisha for the opportunity. Am seeing my hope for expansion actualizing.

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  • Lidya    Feb 2, 2016

    I can pay more as per my income. Thank you Zidisha.

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  • Wendy Emlyn    Oct 20, 2015

    Thanks for your first payment, Lidya.
    God bless you,
    Wendy

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  • Lidya    Oct 12, 2015

    Thank you to my Lenders and Zidisha. I received the Loan and am happy for the opportunity. I will stock my duka with these funds, thanks to you guys.

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  • Lidya    Oct 6, 2015

    Thank you very much Zidisha. Once I restock the Duka, I will come back with a load of photos to show the progress. Again, Thank you very much.

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  • Lidya    Sep 29, 2015

    The Duka

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