Loan to purchase new computer keyboards

Entrepreneur

About Me

My name is victor alindura, I am the first born in a family of four children, my parents are both alive and they stay at home. I began schooling when I was 4 years of age. I was regarded the cleverest and brilliant kid both at home and in school. I finished my primary school and secondary school's certificates, after which I joined university to pursue a bachelors of science degree in medical laboratory science

I had finished my secondary school and now I was looking forward to join college for further studies. My parents vowed to pay me school fees but not catering for other needs. This was not a shock to me but I knew I had a difficult time ahead of me. I joined university without any source of income for my upkeep. Fortunately my cousin had bought a laptop which he was using it in the college. He gave me the laptop. I first thought of selling the laptop but I thought it was not a good idea to do so. A brilliant idea came to me that I should help my colleagues use my for internet access and typing, and they give me money in turn. Without wasting time I bought a modem that I used to load internet bundles for browsing. Amazingly, this became a good source of income. I gradually afforded the needs I could not afford before. I started doing savings and I gradually accumulated a lot of money. I used the income that I had saved to buy a desktop computer and a printer. This significantly opened new doors for me to generate more income. At the completion of my college I then started a cybercafe, and this is exactly how I came to start my business.

My Business

My Business

The business of Cybercafe is business of my choice. Currently I do have three computers and I have installed internet services. I also have one photocopying machine which I use for photocopy services. In my cybercafe, I do offer internet services and photocopy services. Customers of different walks of life come to browse, surf, Google for research work, send and download documents. They also photocopy documents using my photocopier machine. Installing internet is not such expensive because I do buy many bundles and then my customers come and browse using bundles depending of the time spent, I charge money depending on the time spent while browsing.

Cybercafe business is on high demand in the area that I stay because it is a college environment. My targeted customers are different people but since I am in a college environment students are the most targeted customers. Students do come and browse for their research work, online applications, scholarships and job applications in the cybercafe.I do enjoy the cyber business because apart from providing my upkeep, it also help me cover part of my school fees hence i have reduced the heavy burden that my parents had.

In a month my expenditures approximate $100. In my expenditures I buy internet bundles, ink for photocopier machine, and rent. In the same month I make a revenue of $40-$70 depending on the influx of students and also during the season the university is open. I often get 50% income, which is very good. I use my revenue to pay for my home rent where I stay, rent for the cybercafe, pay part of my school fees and also to buy handouts. Also, I always make sure that I reinvest the remaining revenue in the business.


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Loan Proposal

I will use the money that you will give me to purchase three new computer keyboards. This will be $50, I will also buy internet bundles that will cost me $25, I will buy ink for my photocopier machine that costs me $20 and I will do computer services and renovations, this will cost me $10. Beyond any reasonable doubt, this will tremendously increase the number of customers coming to my cybercafe to browse or surf because of the efficient and smooth services that I will begin to offer brought by new stock and renovations.

This will significantly increase the quick access of internet services , thus increasing the number of customers coming to surf in the cybercafe. The new keyboards will speed the typing of my customers who had complained of my worn out of computer keyboards.

I do anticipate to make a constant of 50% and above increase in the business. The loans that I will receive from you will kick start me off in an amazing way towards the expansion of my business and improving my life's status towards achievement and success. I therefore look forward to working with you.

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