Loan to source terrapins to breed

Fahad

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Fahad

Member since

April 2014

On-time repayments

50 installments  •  50%

About Me

I am a business man making and selling aquariums. my workshop is in kangemi and i currently have two employees. I use my profit to sustain and expand my business at the same time taking care of myself. I am 25 years old and have been doing small businesses since childhood. I am also a student in Mt Kenya university doing bachelor of development studies. I am in my third year. I am also an active member of KMUN..

My Business

I custom make and sell aquariums, fish and i also service aquariums for many fish lovers all over Nairobi.. I also import nanny cameras and sell them online. I make all the deliveries and my clients have always been happy with my goods. I also sell exotic fish and yes, i do care about the fish i.e i don't put salt water fish in fresh water, and i educate my clients on fish keeping.

Loan Proposal

Dear lenders, thank you for reading my proposal. I have now decided to get and breed terrapins, they are very cute and wonderful swimmers.
I got this idea when recently a client called me from Mombasa and ,told me she was desperately looking for terrapins and could not find it there. I had to look for a breeder and after a lot of hard work, i found one man keeping a few and i managed to get one for my client. Now the lady has told most of her friends and the referrals are amazing.
Why not breed these beautiful creatures? Hoping to get an email that my loan has successfully been funded. And after I saw people here help others without even seeing them, it really touched me and I am glad to announce that I have successfully registered a community based organisation to empower the youth, women and help the children in need. Website is in the process and will post here as soon as it's ready. Passing on the good deeds. God bless

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$47.00

Date disbursed

May 4, 2015

Repayment status

On Time

Projected term

2 months

Lenders

ElWal

Kirn, Germany

B

bugdaniel

Switzerland

I

idris

United States

S

Symoneous

Netherlands

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  • Fahad    Sep 1, 2015

    Hi my dear lenders, kindly accept my sincere apologies for the delay on my payments. This happened due to unavoidable circumstances and I am sure I will clear the past due amount within a week. I hope you be kind enough to accept my apologies. God bless you.

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  • Wendy Emlyn    Jul 29, 2015

    Thank you for your first payment, Fahad.
    God bless you,
    Wendy

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    • Fahad    Jul 29, 2015

      Thank you very much Wendy. I had bought the algae eaters and there was a client interested even before breeding and with the profits I got from them I ended up buying 2 more of them. I will name them after each of you. May the almighty bless you with everything you ask for.

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  • Fahad    Jul 14, 2015

    Hi lenders. I have received the full loan and am glad nothing was deducted. I will go get the algae eaters as soon as possible. Thank you again and may your returns increase overwhelmingly. God bless

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  • Fahad    Jul 13, 2015

    Thank you all for your support and I always wish the world was full of people like you. Although I will not be able to get all the algae eaters I wanted due to zidisha deducting about 75% of the loan, I will at least get one and get the rest with the next loan. If any questions about my business or anything, feel free to contact me on+254714718897 or [email protected]. Thanks again

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    • Hanif    Jul 14, 2015

      Hi Fahad, can you explain why Zidisha deducted about 75% of your loan. The cost of the loan was 5% and you must have already paid the lifetime membership fee,as it is a one-time cost and you have had other loans.

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      • Fahad    Jul 29, 2015

        Hi hanif, sorry for the late reply. Just saw your message now. The zidisha team did not deduct but I had to agree to the money being deducted before I accepted the loan. I sent them an email and there was an apology from the mix up. Thank you so much for caring. May God bless you.

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  • Fahad    Jul 7, 2015

    Thanks to my lenders for the previous loan. I bought the terrapins and are now in the fishpond reproducing. I am gladly looking forward to your support in my next application. God bless you all.

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  • Fahad    Jul 2, 2015

    Hi lenders, I once again thank you for your support. I am happy to announce that my aquarium business has got a little boost due to a very big order and that could not have happened if I didn't meet this client on the day I went to buy the terrapins with your loan. Below is the picture of the two aquariums I made for him. I will complete the payment before time. Thanks. Finding hard to post the photo from my mobile phone but will try to asap. God bless

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  • Lilian    Jul 1, 2015

    hallo lenders am Lilian kimko volunteer mentor to Fahad, i am unable to reach him because his phone numbers is unreachable
    thanks in advance

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  • Fahad    Jun 2, 2015

    Hi lenders, I thank you again for your generosity. I have been taking care of the terrapins and can't wait for to get as many as possible. I am planning to pay the balance very soon. May you get rewarded many things in life. Bless

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  • Fahad    May 6, 2015

    Dear lenders, I am glad to Let you know that I have received the full loan. I am waiting for the terrapins to arrive to their new home. Thank you very much for your kindness and may God reward you tremendously. God bless

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  • Fahad    May 3, 2015

    Dear lenders, I thank you with all my heart for your kindness. this will help me get the terrapins and keep them for breeding. I will let you know about the progress and once again thank you very much.

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  • Fahad    Apr 22, 2015

    Hi Tracilee, glad to announce that i have cleared the loan. bought the fish and slowly slowly i am trying to fill the pond with as many fish i can. God bless you and i hope you will consider helping in my future loan proposals.

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  • Fahad    Apr 13, 2015

    Dear Tracilee and Zidisha group, kindly accept my apology for my silence, I lost my cousin to a fatal car crash and we were mourning with the family at their rural home with hardly any access to the internet. However i am back to Nairobi now and promise to clear my loan starting end of this week. I hope you will understand and give me another chance to show you my respect and appreciation for your help. God bless

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  • Fahad    Feb 14, 2015

    Wow, thank you tracilee. Words can't express my appreciation. What a wonderful person you are and everyone in society is lucky to have you. All that is left for me to do is work hard and pray for your blessings. Thank you

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  • Fahad    Feb 13, 2015

    Hi tracilee, i am glad to tell you that i have fully paid back the loan a week earlier. Thank you very much and i would really appreciate if you would consider my other loan application which will help me source more fish for breeding. God bless you and may he multiply what you have. Thank you again.

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  • Fahad    Feb 9, 2015

    Hi tracilee, i am here again to say thank you. The fish are well and growing and they will start multiplying soon. We are about to introduce them so they start mating. I got a small delay on the payment but i am glad to tell you now that i just paid two installments as i am typing this which leaves me with only one installment. I will also try to pay that installment before time and finish my payment early. Thank you again and i am hoping that you will also be as generous on my next loan. God bless you

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  • Fahad    Jan 23, 2015

    Hi tracy lee, once again thank you for your help. I got the fish and now they are safe and beautiful in a pond. I have already started spreading the news and some of my clients want some when they reproduce. God bless you.

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    • tracilee    Jan 25, 2015

      That's great news. It will be so exciting when you sell your first baby fish.

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  • Fahad    Jan 5, 2015

    I cant believe one beautiful person funded my full loan. Thank you Tracy lee for your kindness and i pray that you have a fruitful year ahead. I will pay back in time and not disappoint you. God bless

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  • Fahad    Jan 3, 2015

    Hi beautiful people, i thank the lenders who put their trust in me for my previous loan. I bought the fish i had to and now they are happily living in the beautiful aquariums we made for our clients. Unfortunately, i was admitted to hospital for food poisoning hence the rate of my on time payment. I managed to clear the loan as soon as i recovered. The bright side is that the profit i made from the loan helped with my medical expenses, thanks to my wonderful lenders. I am now sure that my on time repayment will increase and will be flying high like a kite while my business grows as big as your hearts. God bless

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  • Felix    May 25, 2014

    Hello Lenders,

    I spoke to Mr. Fahad today and unfortunately he had suffered a severe case of food poisoning and had been admitted to hospital for a while. He has now regained his health and will resume work this Monday (tomorrow 26, May 2014) and he is hopeful that he will resume Zidisha loan repayments by 5 June, 2014.

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  • Felix    May 25, 2014

    Hi Lenders,

    Called Mr. Fahad Hussein on the number provided but he has not called back and did not pick. Being a weekend he probably was busy with family. I will keep trying and hopefully will talk to him within the coming week.

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