Loan to stock airtime credits for sale

Onesmas Mbuva

Nairobi, Kenya

100% repaid



Onesmas Mbuva

Member since

April 2020

On-time repayments

41 installments  •  51%

About Me

I am Onesmas Mutuku, a young hard working man born in Ukambani. I did my primary schooling in rural ukambani before i joined secondary school in Nairobi. I completed high school, and later did a diploma course in purchasing and supplies management.
I started my business from the small money I borrowed from my father who is craft man.
I started selling second hand clothes and later opened a small shop which I run up todate.

I am married with one daughter.

I like the town I live in because its a populated town there fore making it good for business.
Mostly am free on Sundays , I go to church, visit my friends and go out to have fun with my family

My Business

I currently run a small shop where I sell household goods and a Mpesa business.
My business in located in a residential area, I there fore sell things such as rice, sugar, cooking oil, bottled water, airtime, and mpesa business.
The typical cost of my business is the cost of stocking and cash money to run Mpesa.
I use my profit to restock, pay rent and feed my family

Loan Proposal

This loan is dedicated to selling airtime credit cards for three communication companies, for safaricom, airtel and telcom. I normally sell KSh 100, 50 ,20 and 10 scratch cards. So I need to stock the above cards for the below values
100 shillings airtime cards valued at ksh 4000
50 shillings airtime cards valued at ksh 3000
20 and 10 shillings airtime valued at 2500
Totaling to 9500

I highly appreciate your support

Income Source

I am currently operating my business well because the area where my business is located is not affected by this pandemic.
More over people are communicating more to know how their loved ones are doing and to get news so they talk a lot on phone hence I get to sell more cards.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

May 22, 2020

Repayment status

On Time

Projected term

1 week

Cost to entrepreneur

Service fee: $6.76

Credit risk payment: $11.50



Sandy, Utah, United States



United States

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