Mary
Mombasa, Kenya
99% repaid
Name
Mary
Member since
April 2014
On-time repayments
47 installments • 49%
I am 29 years old . I did a secretarial course back in Collage but my passion has always been in business to be precise self employment. Immediately after High school I started doing small business like second hand clothes but later settled on a small shop, home made detergents and coconut. There is nothing more rewarding than working for your self. With the money I get from Zidisha I am planning to increase my stock and this time create job opportunities to others. My hobbies are watching movies, travelling and making new friends.
I intend to repay the loan using cash from my business that is the home made detergents (soap, jik,stain remover). On average I make a profit of Ksh7000 monthly. My clients prefer my goods because I deliver on time and I make them of high quality that is i do not dilute. So far I have not faced any major challenge because most of my clients pay on deliver, prio delivery and even if they delay they don't do it for long time. The demand of detergents especially soap is so high in hotels, hospitals and even in homes because its affordable compared to other detergents and also because the packaging comes in sizes depending on the clients need that is one may get a container coasting as low as KSH.20.
THE LOAN WILL BE USED TO BUY STOCK OF THE INGREDRIENTS FOR THE MAKING OF THE DETERGENTS THAT IS THE SOAP, JIK, STAIN REMOVER AND CONTAINERS FOR PACKAGING OF THE SAME.
WITH THIS LOAN SUPPORT I WILL BE ABLE TO MEET THE BULKY ORDERS THAT I GET SINCE I WILL ALREADY HAVE THE STOCKS IN PLACE. ALSO A HIGH RETURN IN PROFITS BECAUSE OF BUYING OF BULKY INGREDIENTS AT A LESSER PRICE COMPARED TO SMALL PURCHASES THAT I NORMALLY DO.
I SPEND 8 DOLLARS ON 20LITTER SOAP INGREADIENTS AND 2 DOLLARS ON A 20LITTER JIK INGEDIENTS. THE PACKAGING BOTTTLES ARE ALSO QUITE EXPENSIVE WHEN BOUGHT IN SMALL AMOUNTS BUT IN BULK(A MIN OF 8 5LITTER BOTTLES TO MAXIMUM OF 12 BOTTLES) THEY FLACTUATE BETWEEN 3 DOLLARS AND 2 DOLLARS... BUT WITH YOUR SUPPORT I WILL GET THE SAME AT A DISCOUNTED RATE WHICH WIL LEAD TO BOOST I MY BUSSINESS.
MUCH APPRECATION IN ADVANCE.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
May 21, 2014
Repayment status
On Time
Projected term
10 months
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