Name
Kenneth
Member since
May 2014
On-time repayments
88 installments • 11%
I am married and a father to four children-3 boys and one girl. All the three boys attend school.
I attended school and proceeded to college where I majored in arts. Securing a job has been so challenging and therefore I had to look for ways of providing for my family. I raised a food joint in the local fish landing beaches where I serve fast moving foods to fishermen mostly. These foods include serving tea, rice, snacks, soft drinks, fish, etc.
The profits have been so encouraging till now I am almost enjoying monopoly of selling food. The canteen is strategically sited-just at the shore. This gives my customers easy reach to the business for service as immediately they alight from the boats they jump and the only food joint they meet is mine.
From the proceeds I restock the canteen, pay my helpers, replace the worn out equipments and support my family.
During my free time, I watch soccer, read inspirational literature and also go on feeding expeditions. I love to socialise and hosting visitors who have unique ideas for progress.
My major source of income from which I will pay the loan is from the food canteen. My monthly profit ranges from 5-8 dollars. I however wish to expand the business to boost my profits. I have experienced a surge in profits as many people have come from other places to do fishing activities. The food quality and the overall appealing treatment to the customers have endeared them to my premises. This has prompted my add more helpers and think of expanding the premises in order to accomodate more customers. Some other dishes are also needed that I cannot prepare because the ingredients cannot be found locally. It therefore means that I will have to source them from other places and as well add more utensils.
With all these mechanisms implemented the profits will increase and I will be able to repay the loan more effectively with the period stipulated.
I want to scale more heights as I will diversify my services and a Zidisha loan will work this miracle.
The loan will help me add more of the utensils and purchase the necessary foodstuffs. With the expected customer base I fear that I may run out of supplies and also the mugs for drinking tea and other beverages.
My supplier insists on weekly repayment but the prices with which he sells me the products is a bit high. I therefore want to buy in bulk once and for all and continue like this for the rest of the days. This will help me save some cash and maybe consider doing other things say like expanding the structure to accommodate the expected clients.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Dec 30, 2014
Repayment status
Late
Projected term
20 months
Amount repaid
$46.85
Amount remaining
$67.15
Expected completion
Sep 18, 2016
Status
Repaying late
Installment amount
$1.12
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 11, 2015 | $3.10 | Jan 5, 2015 | $3.10 |
Jan 18, 2015 | $3.10 | Jan 5, 2015 | $0.27 |
Jan 18, 2015 | $2.81 | ||
Jan 26, 2015 | $0.02 | ||
Jan 25, 2015 | $3.10 | Jan 26, 2015 | $2.79 |
Feb 5, 2015 | $0.31 | ||
Feb 1, 2015 | $3.10 | Feb 5, 2015 | $2.49 |
Feb 23, 2015 | $0.61 | ||
Feb 8, 2015 | $3.10 | Feb 23, 2015 | $2.20 |
Mar 2, 2015 | $0.90 | ||
Feb 15, 2015 | $3.10 | Mar 2, 2015 | $1.91 |
Mar 18, 2015 | $1.19 | ||
Feb 22, 2015 | $3.10 | Mar 18, 2015 | $1.62 |
Mar 31, 2015 | $1.48 | ||
Mar 1, 2015 | $3.10 | Mar 31, 2015 | $1.89 |
Apr 24, 2015 | $1.21 | ||
Mar 8, 2015 | $3.10 | Apr 24, 2015 | $3.10 |
Mar 15, 2015 | $3.10 | Apr 24, 2015 | $3.10 |
Mar 22, 2015 | $3.10 | Apr 24, 2015 | $3.10 |
Mar 29, 2015 | $3.10 | Apr 24, 2015 | $0.72 |
Jun 8, 2015 | $2.38 | ||
Apr 5, 2015 | $0.65 | Jun 8, 2015 | $0.65 |
Apr 12, 2015 | $0.00 | ||
Apr 19, 2015 | $0.00 | ||
Apr 26, 2015 | $0.00 | ||
May 3, 2015 | $0.00 | ||
May 10, 2015 | $0.00 | ||
May 17, 2015 | $0.00 | ||
May 24, 2015 | $0.00 | ||
May 31, 2015 | $0.00 | ||
Jun 7, 2015 | $0.00 | ||
Jun 14, 2015 | $1.12 | Jun 14, 2015 | $1.12 |
Jun 21, 2015 | $1.12 | Jun 22, 2015 | $1.12 |
Jun 28, 2015 | $1.12 | Jun 29, 2015 | $1.12 |
Jul 5, 2015 | $1.12 | Jul 5, 2015 | $1.12 |
Jul 12, 2015 | $1.12 | Jul 22, 2015 | $1.12 |
Jul 19, 2015 | $1.12 | Jul 30, 2015 | $1.12 |
Jul 26, 2015 | $1.12 | Aug 19, 2015 | $1.12 |
Aug 2, 2015 | $1.12 | Sep 5, 2015 | $1.12 |
Aug 9, 2015 | $1.12 | ||
Aug 16, 2015 | $1.12 | ||
Aug 23, 2015 | $1.12 | ||
Aug 30, 2015 | $1.12 | ||
Sep 6, 2015 | $1.12 | ||
Sep 13, 2015 | $1.12 | ||
Sep 20, 2015 | $1.12 | ||
Sep 27, 2015 | $1.12 | ||
Oct 4, 2015 | $1.12 | ||
Oct 11, 2015 | $1.12 | ||
Oct 18, 2015 | $1.12 | ||
Oct 25, 2015 | $1.12 | ||
Nov 1, 2015 | $1.12 | ||
Nov 8, 2015 | $1.12 | ||
Nov 15, 2015 | $1.12 | ||
Nov 22, 2015 | $1.12 | ||
Nov 29, 2015 | $1.12 | ||
Dec 6, 2015 | $1.12 | ||
Dec 13, 2015 | $1.12 | ||
Dec 20, 2015 | $1.12 | ||
Dec 27, 2015 | $1.12 | ||
Jan 3, 2016 | $1.12 | ||
Jan 10, 2016 | $1.12 | ||
Jan 17, 2016 | $1.12 | ||
Jan 24, 2016 | $1.12 | ||
Jan 31, 2016 | $1.12 | ||
Feb 7, 2016 | $1.12 | ||
Feb 14, 2016 | $1.12 | ||
Feb 21, 2016 | $1.12 | ||
Feb 28, 2016 | $1.12 | ||
Mar 6, 2016 | $1.12 | ||
Mar 13, 2016 | $1.12 | ||
Mar 20, 2016 | $1.12 | ||
Mar 27, 2016 | $1.12 | ||
Apr 3, 2016 | $1.12 | ||
Apr 10, 2016 | $1.12 | ||
Apr 17, 2016 | $1.12 | ||
Apr 24, 2016 | $1.12 | ||
May 1, 2016 | $1.12 | ||
May 8, 2016 | $1.12 | ||
May 15, 2016 | $1.12 | ||
May 22, 2016 | $1.12 | ||
May 29, 2016 | $1.12 | ||
Jun 5, 2016 | $1.12 | ||
Jun 12, 2016 | $1.12 | ||
Jun 19, 2016 | $1.12 | ||
Jun 26, 2016 | $1.12 | ||
Jul 3, 2016 | $1.12 | ||
Jul 10, 2016 | $1.12 | ||
Jul 17, 2016 | $1.12 | ||
Jul 24, 2016 | $1.12 | ||
Jul 31, 2016 | $1.12 | ||
Aug 7, 2016 | $1.12 | ||
Aug 14, 2016 | $1.12 | ||
Aug 21, 2016 | $1.12 | ||
Aug 28, 2016 | $1.12 | ||
Sep 4, 2016 | $1.12 | ||
Sep 11, 2016 | $1.12 | ||
Sep 18, 2016 | $1.98 |
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