M.pesa and electronic loan upgrade
Geoffrey
Kamureito, Kenya
100% repaid
Entrepreneur
Name
Geoffrey
Member since
April 2015
On-time repayments
255 installments • 17%
About Me
MY CHILDHOOD AND EDUCATION
I was born and brought up in bomet county a place call kapkwen i attended kapkwen primary and later went o longisa boys high school.
HOW I OVERCAME CHALLENGES
my home had a very humble background,. we lived a poor live which atimes saw me missing school and event basic requirements. however i perservered and became alive hardcore who believed in nothing but achievements.
HOW I STARTED MY BUSINESS
I Started riding a bodboda (motorbike) after my high school education and later bought my own motorbike.i later got a job with easy coach compaby as there ticket seller and in their office they allowed me to opperate an mpesa and selling electronics such as woofers and phones.
UNIQUENESS OF OUR LAND
My land is a food place where people live in harmony and peace. many people have embraced education and religion.
OUR CHILDRENS dreams
Our children are dreamers of big achievements and thus they want to be big people when they grow up. they go to school to get education to become lawyers, teachers and doctors.
MY HOBBY
I love reading novels on my pass time. i am also a poet and so i love composing them when i am alone. passing time when a am not on my job with friends also makes me happy.
My Business
GOODS AND SERVICES I OFFER
i deal with mobile phones, sales of mobile phones and mpesa a money tranfer service. my business is located at bomet cbd
WHY THEY ARE USEFULL AND IN DEMAND
Many people want to have mobile phones whether new or old, whether cheap or expensive. i sell cheap mobile phones which are affordable to all people. mpesa is also a money transfer service which all people are in need of.
WHY I CHOSE THIS KIND OF BUSINESS
after failing to go to college, due to lack of school feees, i decided to start a business that would help[ me make money. i tried my hand on a number of businesess before setling on this one. and am realy in love with it.
TYPICAL COSTS AND REVENUES
I spent about 300 dollars a month on matters to do with electricity bills, rent and other expenditures. my profit also ranges from 100 to 200 dollars a month after subtracting all other costs
HOW I USE MY PROFITS
I use my profits to pay school fees to my siblings and also help people in the society. apart from paying my debts and improving my live standard and those of others around me.
Loan Proposal
i am planning to use the money i get to pay my rent for two months in advance. i normally pay 50 dollars but am planning to pay event up to 100 this month and next month.
this will ensure that my business is going to run smoothly without any interruption of having to spent much of my income.
am expected to get up to 100 dollars in a money as my profit increment apart from from the normal profit i make.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
May 27, 2015
Repayment status
On Time
Projected term
19 months
Other loans
Lenders
Summary
Amount repaid
$105.28
Amount remaining
$0.00
Date repaid
May 1, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 7, 2015 | $2.19 | Jun 13, 2015 | $2.19 |
| Jun 14, 2015 | $2.19 | Jun 13, 2015 | $0.02 |
| Jun 22, 2015 | $2.17 | ||
| Jun 21, 2015 | $2.19 | Jun 22, 2015 | $0.73 |
| Jul 9, 2015 | $1.46 | ||
| Jun 28, 2015 | $2.19 | Jul 9, 2015 | $0.75 |
| Jul 13, 2015 | $1.44 | ||
| Jul 5, 2015 | $2.19 | Jul 13, 2015 | $2.19 |
| Jul 12, 2015 | $2.19 | Jul 13, 2015 | $2.05 |
| Jul 16, 2015 | $0.14 | ||
| Jul 19, 2015 | $2.19 | Jul 16, 2015 | $2.19 |
| Jul 26, 2015 | $2.19 | Jul 16, 2015 | $1.57 |
| Jul 26, 2015 | $0.62 | ||
| Aug 2, 2015 | $2.19 | Jul 26, 2015 | $2.19 |
| Aug 9, 2015 | $2.19 | Jul 26, 2015 | $0.08 |
| Jul 30, 2015 | $2.11 | ||
| Aug 16, 2015 | $2.19 | Jul 30, 2015 | $2.19 |
| Aug 23, 2015 | $2.19 | Jul 30, 2015 | $2.19 |
| Aug 30, 2015 | $2.19 | Jul 30, 2015 | $2.19 |
| Sep 6, 2015 | $2.19 | Jul 30, 2015 | $1.59 |
| Sep 6, 2015 | $0.60 | ||
| Sep 13, 2015 | $2.19 | Sep 6, 2015 | $0.19 |
| Sep 13, 2015 | $2.00 | ||
| Sep 20, 2015 | $2.19 | Sep 20, 2015 | $2.19 |
| Sep 27, 2015 | $2.19 | Sep 20, 2015 | $0.18 |
| Oct 20, 2015 | $2.01 | ||
| Oct 4, 2015 | $2.19 | Oct 20, 2015 | $2.19 |
| Oct 11, 2015 | $2.19 | Oct 20, 2015 | $0.80 |
| Oct 22, 2015 | $1.39 | ||
| Oct 18, 2015 | $2.19 | Oct 22, 2015 | $2.19 |
| Oct 25, 2015 | $1.68 | Oct 22, 2015 | $1.68 |
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $1.05 | Dec 14, 2015 | $1.05 |
| Dec 13, 2015 | $1.05 | Dec 14, 2015 | $1.05 |
| Dec 20, 2015 | $1.05 | Dec 14, 2015 | $1.05 |
| Dec 27, 2015 | $1.05 | Dec 14, 2015 | $0.21 |
| Dec 27, 2015 | $0.84 | ||
| Jan 3, 2016 | $1.05 | Dec 27, 2015 | $0.21 |
| Jan 7, 2016 | $0.84 | ||
| Jan 10, 2016 | $1.05 | Jan 7, 2016 | $0.21 |
| Jan 15, 2016 | $0.84 | ||
| Jan 17, 2016 | $1.05 | Jan 15, 2016 | $0.21 |
| Jan 17, 2016 | $0.53 | ||
| Jan 17, 2016 | $0.32 | ||
| Jan 24, 2016 | $1.05 | Jan 17, 2016 | $0.21 |
| Jan 30, 2016 | $0.84 | ||
| Jan 31, 2016 | $1.05 | Jan 30, 2016 | $1.05 |
| Feb 7, 2016 | $1.05 | Jan 30, 2016 | $0.21 |
| Feb 10, 2016 | $0.84 | ||
| Feb 14, 2016 | $1.05 | Feb 10, 2016 | $1.05 |
| Feb 21, 2016 | $1.05 | Feb 10, 2016 | $0.21 |
| Mar 4, 2016 | $0.84 | ||
| Feb 28, 2016 | $1.05 | Mar 4, 2016 | $1.05 |
| Mar 6, 2016 | $1.05 | Mar 4, 2016 | $1.05 |
| Mar 13, 2016 | $1.05 | Mar 16, 2016 | $1.05 |
| Mar 20, 2016 | $1.05 | Mar 16, 2016 | $1.05 |
| Mar 27, 2016 | $1.05 | Mar 16, 2016 | $1.05 |
| Apr 3, 2016 | $1.05 | Mar 16, 2016 | $1.05 |
| Apr 10, 2016 | $1.05 | Mar 16, 2016 | $0.53 |
| Mar 20, 2016 | $0.53 | ||
| Apr 17, 2016 | $1.05 | Mar 20, 2016 | $1.05 |
| Apr 24, 2016 | $1.05 | Mar 20, 2016 | $1.05 |
| May 1, 2016 | $1.05 | Mar 20, 2016 | $1.05 |
| May 8, 2016 | $1.05 | Mar 20, 2016 | $1.05 |
| May 15, 2016 | $1.05 | Mar 20, 2016 | $0.53 |
| Apr 2, 2016 | $0.53 | ||
| May 22, 2016 | $1.05 | Apr 2, 2016 | $1.05 |
| May 29, 2016 | $1.05 | Apr 2, 2016 | $1.05 |
| Jun 5, 2016 | $1.05 | Apr 2, 2016 | $1.05 |
| Jun 12, 2016 | $1.05 | Apr 2, 2016 | $1.05 |
| Jun 19, 2016 | $1.05 | Apr 2, 2016 | $1.05 |
| Jun 26, 2016 | $1.05 | Apr 2, 2016 | $1.05 |
| Jul 3, 2016 | $1.05 | Apr 2, 2016 | $1.05 |
| Jul 10, 2016 | $1.05 | Apr 2, 2016 | $0.32 |
| Apr 5, 2016 | $0.74 | ||
| Jul 17, 2016 | $1.05 | Apr 5, 2016 | $1.05 |
| Jul 24, 2016 | $1.05 | Apr 5, 2016 | $1.05 |
| Jul 31, 2016 | $1.05 | Apr 5, 2016 | $1.05 |
| Aug 7, 2016 | $1.05 | Apr 5, 2016 | $1.05 |
| Aug 14, 2016 | $1.05 | Apr 5, 2016 | $1.05 |
| Aug 21, 2016 | $1.05 | Apr 5, 2016 | $0.32 |
| May 1, 2016 | $0.74 | ||
| Aug 28, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Sep 4, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Sep 11, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Sep 18, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Sep 25, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Oct 2, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Oct 9, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Oct 16, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Oct 23, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Oct 30, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Nov 6, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Nov 13, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Nov 20, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Nov 27, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Dec 4, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Dec 11, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Dec 18, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Dec 25, 2016 | $1.05 | May 1, 2016 | $1.05 |
| Jan 1, 2017 | $0.86 | May 1, 2016 | $0.86 |
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