Name
Patrick
Member since
September 2014
On-time repayments
55 installments • 42%
My name is Patrick Gatheru. I was born in Nakuru County of the Rift Valley region of Kenya. I was born in a large family of 11 where I am the eighth born. I have a family of my own where I am married with one wife and four children.
I was raised by my parents in Nakuru where they eked a living as peasant farmers. It was a hard life and they struggled a lot to put food on the table and to take us to school. I did my primary and secondary education and later enrolled for a course in alternative medicine.
I later relocated to Mombasa where I started my own business of selling herbal products and that is what I am still doing to date. I am a social person and I always like to make new friends which I find very essential in my business.
The medicines are used to cure and control many conditions such as asthma, common cold, mouth ulcers, typhoid, malaria and many tropical diseases. The raw materials are normally obtained from local vegetation and they are quite easy to get. They include nettles, aloe vera, garlic, ginger etc.
I sell most of my products in syrup and crystal form. My dream is to package them into tablet form in future. Through this business, I manage to get a modest profit of about $250 after all expenses that include paying my two assistants.
Due to my hard work and other herbal medicine practitioners, this alternative means of curing diseases is slowly gaining acceptance across all types of people. What was previously shunned by many as fake concoction is now popular due to its proved efficacy.
I recently introduced a mobile 'chemist' where I put my herbal products in a car and reach out for people who are in the countryside where the herbal medicine is not very popular. I have fitted the car with a megaphone for public address. This has proved to be an effective way of marketing but it comes at a cost.
I am spending about $20 for such one such trip. The returns are good but I need credit to make me venture further in the interior. If I get this loan, I will use it to finance more trips hence reach more people.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$192.00
Date disbursed
Apr 7, 2015
Repayment status
Late
Projected term
8 months
Other loans
Amount repaid
$107.06
Amount remaining
$95.62
Expected completion
Dec 27, 2015
Status
Repaying late
Installment amount
$5.47
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 19, 2015 | $5.47 | Apr 23, 2015 | $5.47 |
Apr 26, 2015 | $5.47 | Apr 23, 2015 | $0.09 |
Apr 25, 2015 | $5.38 | ||
May 3, 2015 | $5.47 | Apr 25, 2015 | $0.18 |
May 2, 2015 | $5.29 | ||
May 10, 2015 | $5.47 | May 2, 2015 | $0.27 |
May 15, 2015 | $5.20 | ||
May 17, 2015 | $5.47 | May 15, 2015 | $0.36 |
May 31, 2015 | $5.11 | ||
May 24, 2015 | $5.47 | May 31, 2015 | $0.44 |
Jul 1, 2015 | $5.02 | ||
May 31, 2015 | $5.47 | Jul 1, 2015 | $0.53 |
Jul 8, 2015 | $4.93 | ||
Jun 7, 2015 | $5.47 | Jul 8, 2015 | $2.84 |
Jul 9, 2015 | $2.62 | ||
Jun 14, 2015 | $5.47 | Jul 9, 2015 | $0.71 |
Jul 20, 2015 | $4.76 | ||
Jun 21, 2015 | $5.47 | Jul 20, 2015 | $1.91 |
Jul 30, 2015 | $3.56 | ||
Jun 28, 2015 | $5.47 | Jul 30, 2015 | $2.00 |
Aug 3, 2015 | $3.47 | ||
Jul 5, 2015 | $5.47 | Aug 3, 2015 | $0.09 |
Aug 11, 2015 | $5.38 | ||
Jul 12, 2015 | $5.47 | Aug 11, 2015 | $1.84 |
Aug 17, 2015 | $3.62 | ||
Jul 19, 2015 | $5.47 | Aug 17, 2015 | $1.93 |
Aug 25, 2015 | $3.53 | ||
Jul 26, 2015 | $5.47 | Aug 25, 2015 | $2.02 |
Sep 1, 2015 | $3.44 | ||
Aug 2, 2015 | $5.47 | Sep 1, 2015 | $2.11 |
Sep 8, 2015 | $3.36 | ||
Aug 9, 2015 | $5.47 | Sep 8, 2015 | $2.20 |
Sep 16, 2015 | $2.50 | ||
Sep 23, 2015 | $0.77 | ||
Aug 16, 2015 | $5.47 | Sep 23, 2015 | $2.34 |
Sep 28, 2015 | $3.12 | ||
Aug 23, 2015 | $5.47 | Sep 28, 2015 | $0.88 |
Oct 5, 2015 | $4.59 | ||
Aug 30, 2015 | $5.47 | Oct 5, 2015 | $3.19 |
Sep 6, 2015 | $5.47 | ||
Sep 13, 2015 | $5.47 | ||
Sep 20, 2015 | $5.47 | ||
Sep 27, 2015 | $5.47 | ||
Oct 4, 2015 | $5.47 | ||
Oct 11, 2015 | $5.47 | ||
Oct 18, 2015 | $5.47 | ||
Oct 25, 2015 | $5.47 | ||
Nov 1, 2015 | $5.47 | ||
Nov 8, 2015 | $5.47 | ||
Nov 15, 2015 | $5.47 | ||
Nov 22, 2015 | $5.47 | ||
Nov 29, 2015 | $5.47 | ||
Dec 6, 2015 | $5.47 | ||
Dec 13, 2015 | $5.47 | ||
Dec 20, 2015 | $5.47 | ||
Dec 27, 2015 | $5.88 |
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