Fabric for making hand-designed curtains and wedding gowns

Josephine

Naivasha, Kenya

61% repaid

Entrepreneur

Name

Josephine

Member since

April 2014

On-time repayments

42 installments  •  64%

About Me

I am a female fashion designer. I live in Naivasha, Kenya. I started my bridals and curtains business because I like creativity. I like traveling, reading, and drawing. I spend most of my time sketching new designs for my curtains and wedding gowns. I like visiting fashion galleries where I get to learn new ideas that I can introduce into my business and learn new designs.

My Business

My source of income is from my business of curtains and bridal gowns. There is high demand for my goods and services since they are of a good quality, elegant, and are delivered on time. Most people prefer my business because they do not have to go for long distances to get the curtains and bridals since they can get them in my shop at a good price. It is a profitable business since I get the materials at a wholesale price where I get a monthly sale of 60000ksh, costs 35000ksh and a profit of 25000ksh. I am requesting of your funding so that my income may start to grow at a high late.

Loan Proposal

My business has been doing good since I got the first loan with zidisha. If I get another loan I will be able to add more materials for the curtains and bridals thus ensuring there is no stock out and that my customers are able to find their desired materials. This will ensure that I get good profit thus expanding my business more and I will be able to continue giving support to the needy. I feel that our zidisha lenders should support me in making this purchase since I know I will be able to earn more and be able to repay the loan back in time.

Show original English  

About Me

I am a lady,fashion designer. I live in naivasha,Kenya. I started my bridals and curtains business because I like creativity. I like traveling, reading and drawing and I spend most of my time sketching new designs for my curtains and wedding gowns. I like visiting fashion galleries where i get to learn new ideas that i can introduce in my business and learn new designs

My Business

My source of income is from my business of curtains and bridal gowns. There is high demand for my goods and services since they are of a good quality,elegant and are delivered on time.Most people prefer my business because they do not have to go for long distances to get the curtains and bridals since they can get them in my shop at a good Price is a profitable business since I get the materials at a wholesale price where I get a monthly sale of 60000ksh, costs 35000ksh and a profit of 25000ksh.am requesting of your funding so that my income may start to grow at a high late.

Loan Proposal

I am a lady fashion and designer. I live in lake-view estate in naivasha kenya. i have a business that deals with making of elegant curtains and bridal gown. My business has been doing good since i got the first loan with zidisha. If i get another loan I will be able to add more materials for the curtains and bridals thus ensuring there is no stock out and that my customers are able to find their desired materials. This will ensure that i get good profit thus expanding my business more and I will be able to continue giving support to the needy. I feel that our zidisha lenders should support me in making this purchase since i know I will be able to earn more and be able to repay the loan back in time.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$416.00

Date disbursed

Aug 13, 2014

Repayment status

Late

Projected term

7 months

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Ask Josephine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • William    Nov 25, 2017

    Hi Team . Thanks for the advice above. I had explained to you what happened to Josphine. She DIED through a road accident in February 2015. Kindly Am requesting that she be removed from my list of invitees . HOWEVER I appreciate the support you have given me so far.

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  • William    Mar 2, 2017

    Josephine passed on like Three years ago

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  • bconrad    Apr 22, 2015

    Dear Lenders,

    I have the sad news to pass along that Josephine passed away at the end of February. It seems she was in a road accident and did not survive. I spoke with several of her contacts today and passed along the condolences of the entire Zidisha community. We are saddened by this loss and send our best wishes to Josephine's family.

    Best,
    Bayle, Country Liaison Manager

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  • flaguy999    Mar 1, 2015

    Hi, Haven't heard from you. How are you doing?

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  • Namaste250    Dec 30, 2014

    Hi Josephine,
    Happy New Year!
    Best wishes to you and your family for a healthy, joyous and prosperous 2015, Ann

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  • bconrad    Dec 2, 2014

    Dear Lenders,

    Due to a data entry error, a payment from Josephine on November 21st was entered multiple times erroneously. Once this error is fixed in our system, the funds in your lender accounts will decrease accordingly. We apologize for this error and any inconvenience it causes you!

    Thank you,
    Bayle, Country Liaison Manager

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  • Josephine    Oct 9, 2014

    I wish to change my repayment Installment due to unavoidable circumstances. due to the approach of the festive season, the business has declined a bit since most people are buying clothes and getting prepared for the festive season to come. This will not be for long and soon I will get back to my usual repayment schedule

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  • Namaste250    Oct 2, 2014

    Hi Josephine,

    It's good to hear you have happy customers and a profitable outlet for your creativity. I'm sure your bridals are stunning.

    Best wishes for continued success, Ann

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    • Josephine    Dec 2, 2014

      hi Ann....thanks...my business is doing great and am happy to make my customers happy.Thanks to zidisha and my lenders

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  • Josephine    Oct 2, 2014

    I got my second zidisha loan on August 13 and i have been able to add more stock in my business. Thanks to my lenders

    .

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  • Josephine    Aug 9, 2014

    I am happy that my business has improved greatly with the zidisha loan. i was able to pay my last installments of my loan yesterday and am happy to say i maintained 100% payment rate. I have been able to post my loan again and i believe that i will be able to do more in my Business. Thank you to our lenders and the zidisha team

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  • Josephine    Aug 5, 2014

    I thank my lenders once again for making it possible for me to get aloan with Zidisha. I have made a great progress in my business. I made my payment of 1101 to Zidisha on 01-8-2014 but it seems the zidisha team has not yet received it and hope they will. Am grateful to all the Zidisha team for making it possible for me to expand my business

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  • Josephine    Jun 13, 2014

    With the loan i got from zidisha,I have been able to buy materials and have made curtains for two different churches, and got a good income. thanks to my lenders once again and thanks to zidisha.

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  • Josephine    May 29, 2014

    Thank you so much to our lenders for the great support. This loan is a great beginning for me. I believe i will get far an to greater heights with Zidisha. Thank you once again.

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  • Pierfausto    May 24, 2014

    Josephine, I sincerely wish you business will move on. Pray always for me, please. Pierfausto

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