Michael
Kyeremasu, Ghana
25% repaid
Name
Michael
Member since
March 2016
On-time repayments
204 installments • 4%
Michael Darko, the fourth in the five of my parents. I was so serious in life, although I was a child. I gave very little chance to unnecessary gossip. I was stubborn a bit based on my mother's unacceptance in my roaming or going out. I also thought it to be right due to my interest in football. I was good and like football but they never allow me to train and advises me to concentrate on my education. Also, born into the royal family, I was always advised to lead a clean and healthy life.
I grew brilliantly in school. My parents unfortunately left me at 12. My parents' death should have given my weathy uncles to help me but it was the adverse. I sufferred really. But as the Lord wills, there was a little door opened for me. I was supported by my uncle who was not much resourced. He helped me complete my SHS education which was a great blessing to me. I had to hold my own hand after completion of SHS. I started pupil teaching which was not enough to support my tertiary so I started publications. I write pamphlets and novels. This allowed me some funds to enter into the tertiary institution through distance. I have now lost all my capital for the publication which was helping me in education and life.
The business is good, as I said it was which supported my admission. I wish to make other publications and I have a very low capital.
I enjoy football, reading and writing novels. I have one child now who is also schooling with the aim of a doctor.
Here, we live by nuclear and each has to support oneself. I hope your assistance will help me and I also promise of selfless repayment.
Thank you.
Publication is my business. I don't publish other people's stories. I can say I am an author. U publish my own books. The books I have written on my own. I write books. I write and publish pamphlets and textbooks for teaching. I also write and publish story books or novels. I distribute them to schools. Pupils buy, the school also buy copies for the staff as they find it useful.
I write science pamphlets, English pamphlets, both grammar and composition. I also write Twi and RME pamphlets. In fact the business is good. And you know a business grows fast and well when you spend time to generate it. It is so helpful and has helped my life a lot. Students cannot learn without textbooks and pamphlets. So our pamphlets are always in need. I write good books so it's always accepted.
Actually I chose to be a writer because of my background, as a language student and my interest in reading and writing of novels. In a nutshell, it's because of educational background and interest.
Cost books depends on the materials used, number if pages, size if the book and number if copies being made. Normally I make thousand (1000) copies before publishing again, when needed. Estimating, this may cost about GHS 3,000 and after selling, you may generate about GHS 6,500. Yes. Its quite profitable but it needs much time and dedication.
This profit, when got, it is reinvested into the business. This us to enable it grow. My child's education also benefit from this fund. Home management, thus house keeping and daily meals also use this fund. It's now reached the peak if supporting my education. Its a good business and need to reraise it bigget.
My contact with Facebook account is Vodafone. This is my mtn number. 233248070016
This is my mtn contact number: 233248070016
I will buy materials (papers) for the printing of the books. Then I will hard papers for the covers. Again, I will need to employ people for the forming or first production. The above listed items will cost about $155.00. Beside these inputs or expenses, selling or distribution also entails a lot since I don't have my private van. I will have to hire a car to convey the books and move to all sales points until I finish the selling. this also can cist about $60.00.
Because of the time I spend in my business, I am able to generate some high profits after each sales. I do benefit a lot from this profit. This money will help me in my education. It will help settle my fees and debts both in school and at home. My son's education is also a priority. From this my family will also get settled financially. It's a helpful business, I testify.
In case u get enough funds to increase my production, the business increases and does my profit as well. So my profit will surely increase. And this will enable me produce more and live better. My problem now is that I need some extra funds to support mine to expand the business. And I am sure of 199% increase in profit.
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Neutral
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Project Type
Classic Loan
Disbursed amount
$250.00
Date disbursed
Apr 19, 2016
Repayment status
Late
Projected term
47 months
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