Roy
Nairobi, Kenya
40% repaid
Name
Roy
Member since
February 2015
On-time repayments
136 installments • 8%
I am Roy Raluoch Odippo from a family of six, i.e. three brothers and one sister. I live in Nairobi, Kenya. I had primary schooling at Trans-Nzoia Primary School in Kitale and later proceeded to St. Joseph's Boys for secondary education.
I did a course in mechanics at the College and got my first job as an intern, which lasted for three months only. From there, it became difficult to get employment and so I was unemployed for two years. However, I really enjoy graphic designing and that is what prompted me to start a business in graphic design.
At first, having no income or capital, I relied on a friend who had the same business and so I would get commission for the jobs I brought. I saved as much as I could until when I could afford to get my first computer to do my own designs.
I come from the Luo community in Kenya. In my free time, I read a lot of books because I believe learning is a life process.
My main business is branding and graphic designs. It is my core business to put your brand out there for the whole world to know about and eventually increase your business. This is done in both print media as fliers, banners, magazines, and catalogs, and also social media. This service is a basic for any organization or business that requires to be put out there and gain a wide base in the market because of its own marketing.
I chose this kind of business because, number one, it is what I like to do, both as a pastime and a source of income. I can do it anytime, anywhere, and there is also so much potential for graphic designers out there, as the market is never-ending.
I calculate my revenue on a weekly basis, i.e. for printing works after all the deductions (i.e. paper, rent, data, etc.) I have a profit of 2,000 ksh ($20 USD), on the lower side for savings, which I intend to use to buy a digital printer.
Dear Lenders,
With this loan I am going to buy 18 rolls of vinyl at a cost of USD $8.00 each. This will enable the business to raise at least USD $3.00 per t-shirt, USD $1.50 per plate & USD $1.00 per mug that I press. Since this is a festive season, most people will be going for gift items.
At that rate, I will be able to add more items and will be ploughing back the profit to the business so as to raise more profit. From this profit I will be able to pay USD $6.00 per week without affecting the working capital.
Thank you.
I am Roy Raluoch Odippo from a family of six. ; i.e three brothers and one sister. I live in Nairobi, Kenya. I had primary schooling at Trans-nzoia primary school in Kitale and later proceeded to St Josephs Boys for secondary education. I did a course in mechanics at the College and got my first job as an intern which lasted for three months only. From there it became difficult to get employment and so was unemployed for two years. However I really enjoy graphic designing and that is what prompted me to start a business in graphic design. At first having no income or capital I relied on a friend who had the same business and so would get commision for the jobs i brought. I saved as much as I could until when I afforded to get my first computer to do my own designs. I come from the Luo community in kenya. In my free time I read a lot of books because I believe learning is a life process.
My main business is branding and graphic designs. It is my core business to put your brand out there for the whole world to know about and eventually increase your business. This is done in both print media as fliers, banners, magazines, catalogs and also social media.
This service are a basic for any organization or business that requires to be put out there and gain a wide base in the market because of its own marketing .
I chose this kind of business because number one it is what I like to do both as a pass time and a source of income, I can do it any time any where and there is also so much potential for graphic designers out there as the market is never ending.
I calculate my revenue on a weekly basis i.e for printing works after all the deductions i.e paper, rent, data etc I have a profit of 2,000 k sh on the lower side for savings which I intend to buy a digital printer
Dear Lenders,
With this loan I am going to buy 18 rolls of vinyl at a cost of USD 8.00 each. This will enable the business to raise at least USD 3.00 per T-shirt, USD 1.5 per plate & USD 1.00 per Mug that I press, since this is a festive season most people will be going for gifts items.
At that rate I will be able to add more items and will be ploughing back the profit to the business so as to raise more profit.
From this profit I will be able to pay USD 6.00 per week without affecting the working capital.
Thank you.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jan 5, 2016
Repayment status
Late
Projected term
28 months
Other loans
Amount repaid
$63.00
Amount remaining
$94.68
Expected completion
May 6, 2018
Status
Repaying late
Installment amount
$4.00
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 17, 2016 | $6.00 | Jan 23, 2016 | $6.00 |
Jan 24, 2016 | $6.00 | Jan 24, 2016 | $6.00 |
Jan 31, 2016 | $6.00 | Jan 30, 2016 | $6.00 |
Feb 7, 2016 | $6.00 | Feb 3, 2016 | $6.00 |
Feb 14, 2016 | $6.00 | Mar 4, 2016 | $6.00 |
Feb 21, 2016 | $6.00 | May 22, 2016 | $6.00 |
Feb 28, 2016 | $0.00 | ||
Mar 6, 2016 | $0.00 | ||
Mar 13, 2016 | $0.00 | ||
Mar 20, 2016 | $0.00 | ||
Mar 27, 2016 | $0.00 | ||
Apr 3, 2016 | $0.00 | ||
Apr 10, 2016 | $0.00 | ||
Apr 17, 2016 | $0.00 | ||
Apr 24, 2016 | $0.00 | ||
May 1, 2016 | $0.00 | ||
May 8, 2016 | $0.00 | ||
May 15, 2016 | $0.00 | ||
May 22, 2016 | $0.00 | ||
May 29, 2016 | $0.00 | ||
Jun 5, 2016 | $0.00 | ||
Jun 12, 2016 | $0.00 | ||
Jun 19, 2016 | $0.00 | ||
Jun 26, 2016 | $0.00 | ||
Jul 3, 2016 | $0.00 | ||
Jul 10, 2016 | $0.00 | ||
Jul 17, 2016 | $0.00 | ||
Jul 24, 2016 | $0.00 | ||
Jul 31, 2016 | $0.00 | ||
Aug 7, 2016 | $0.00 | ||
Aug 14, 2016 | $0.00 | ||
Aug 21, 2016 | $0.00 | ||
Aug 28, 2016 | $0.00 | ||
Sep 4, 2016 | $0.00 | ||
Sep 11, 2016 | $0.00 | ||
Sep 18, 2016 | $0.00 | ||
Sep 25, 2016 | $0.00 | ||
Oct 2, 2016 | $0.00 | ||
Oct 9, 2016 | $0.00 | ||
Oct 16, 2016 | $0.00 | ||
Oct 23, 2016 | $0.00 | ||
Oct 30, 2016 | $0.00 | ||
Nov 6, 2016 | $0.00 | ||
Nov 13, 2016 | $0.00 | ||
Nov 20, 2016 | $0.00 | ||
Nov 27, 2016 | $0.00 | ||
Dec 4, 2016 | $0.00 | ||
Dec 11, 2016 | $0.00 | ||
Dec 18, 2016 | $0.00 | ||
Dec 25, 2016 | $0.00 | ||
Jan 1, 2017 | $0.00 | ||
Jan 8, 2017 | $0.00 | ||
Jan 15, 2017 | $0.00 | ||
Jan 22, 2017 | $0.00 | ||
Jan 29, 2017 | $0.00 | ||
Feb 5, 2017 | $0.00 | ||
Feb 12, 2017 | $0.00 | ||
Feb 19, 2017 | $0.00 | ||
Feb 26, 2017 | $0.00 | ||
Mar 5, 2017 | $0.00 | ||
Mar 12, 2017 | $0.00 | ||
Mar 19, 2017 | $0.00 | ||
Mar 26, 2017 | $0.00 | ||
Apr 2, 2017 | $0.00 | ||
Apr 9, 2017 | $0.00 | ||
Apr 16, 2017 | $0.00 | ||
Apr 23, 2017 | $0.00 | ||
Apr 30, 2017 | $0.00 | ||
May 7, 2017 | $0.00 | ||
May 14, 2017 | $0.00 | ||
May 21, 2017 | $0.00 | ||
May 28, 2017 | $0.00 | ||
Jun 4, 2017 | $0.00 | ||
Jun 11, 2017 | $0.00 | ||
Jun 18, 2017 | $0.00 | ||
Jun 25, 2017 | $0.00 | ||
Jul 2, 2017 | $0.00 | ||
Jul 9, 2017 | $0.00 | ||
Jul 16, 2017 | $0.00 | ||
Jul 23, 2017 | $0.00 | ||
Jul 30, 2017 | $0.00 | ||
Aug 6, 2017 | $0.00 | ||
Aug 13, 2017 | $0.00 | ||
Aug 20, 2017 | $0.00 | ||
Aug 27, 2017 | $0.00 | ||
Sep 3, 2017 | $0.00 | ||
Sep 10, 2017 | $0.00 | ||
Sep 17, 2017 | $0.00 | ||
Sep 24, 2017 | $0.00 | ||
Oct 1, 2017 | $0.00 | ||
Oct 8, 2017 | $4.00 | Oct 30, 2017 | $4.00 |
Oct 15, 2017 | $4.00 | Nov 2, 2017 | $4.00 |
Oct 22, 2017 | $4.00 | Nov 4, 2017 | $4.00 |
Oct 29, 2017 | $4.00 | Nov 4, 2017 | $4.00 |
Nov 5, 2017 | $4.00 | Nov 4, 2017 | $2.00 |
Nov 14, 2017 | $2.00 | ||
Nov 12, 2017 | $4.00 | Nov 14, 2017 | $2.00 |
Nov 18, 2017 | $2.00 | ||
Nov 19, 2017 | $4.00 | Nov 18, 2017 | $3.00 |
Nov 26, 2017 | $4.00 | ||
Dec 3, 2017 | $4.00 | ||
Dec 10, 2017 | $4.00 | ||
Dec 17, 2017 | $4.00 | ||
Dec 24, 2017 | $4.00 | ||
Dec 31, 2017 | $4.00 | ||
Jan 7, 2018 | $4.00 | ||
Jan 14, 2018 | $4.00 | ||
Jan 21, 2018 | $4.00 | ||
Jan 28, 2018 | $4.00 | ||
Feb 4, 2018 | $4.00 | ||
Feb 11, 2018 | $4.00 | ||
Feb 18, 2018 | $4.00 | ||
Feb 25, 2018 | $4.00 | ||
Mar 4, 2018 | $4.00 | ||
Mar 11, 2018 | $4.00 | ||
Mar 18, 2018 | $4.00 | ||
Mar 25, 2018 | $4.00 | ||
Apr 1, 2018 | $4.00 | ||
Apr 8, 2018 | $4.00 | ||
Apr 15, 2018 | $4.00 | ||
Apr 22, 2018 | $4.00 | ||
Apr 29, 2018 | $4.00 | ||
May 6, 2018 | $1.68 |
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