Add Stock to Handbag and Clothing Store

Lina

Pekanbaru, Indonesia

100% repaid

Entrepreneur

Name

Lina

Member since

February 2015

On-time repayments

178 installments  •  80%

About Me

I was a housewife who worked at PT. Mandala Multifinance sebuahperusahaan financing since 2002. I am 36 years of age. and I just have one child. I went to college at a State University in the city of Bandung, Faculty of Economics. At my age have entered the number 3, the need for businesses to myself and my family. Therefore, I pioneered this business started since three years ago that my future could continue well, if I had not worked in PT. Mandala Multifinance. My desire to develop this business is because they want to try to make management of a store with my own efforts, I am very interested in the business of trade, according to the education I ever made and I pengalama work being elaborated now. I am interested in opening stores in bags and wallets for store locations because no one selling bags and wallets with excellent quality like I have with the price is not too expensive.

My Business

My efforts being developed is selling bags and purses The business location is in a rural village in the plantation transmigration Sukamaju strength Singingi Regency, Riau Province, where the distance to the city is very much a radius of 120 km. The shop is located close to Hospitals, Banks, and Traditional Market School. Therefore, efforts have to be developed more to facilitate the surrounding communities to meet their needs. Where that sell handbags and purses with a good quality of goods as the goods that I sell yet (no competition). And now I will sell the bags once the results are quite favorable clothing. Because now entering the fasting month of Ramadan which will soon Eid al-Fitr. Source of my income derived from the sale benefit the bag where the profit generated from per bag around a minimum of 50,000 / pcs____Simulasi if I have a capital of USD 7.7 million: I would membeli____pakaian women: Rp 50,000 x 50 pcs = USD 2.500.000__kemeja / shirt man: Rp 35.000 x 50 pcs = Rp 1.750.000__pakaian children: Rp 40,000 x 50 pcs = Rp 2.000.000__celana long man: Rp 50,000 x 29 pcs = Rp 1,450,000 ____ advantage to be had: __ women"s clothing: 25.000 x 50 pcs = 1.250. 000__kemeja / shirt man: Rp 15,000 x 50 pcs = 750.000__pakaian children: Rp 20,000 x 50 pcs = long 1.000.000__celana men: 25.000 x 29 pcs = 725.000__total 2.825 million profit = ____ I will face risks if the bags, wallets and my clothes are not sold is by finding a supplier that we can return our old stuff with a new model. So that the items in the store will keep on changing. __Stock Clothes I have now is still small. So I want to complete my bag with clothes store

Loan Proposal

I will use this loan to buy a few pieces of clothing remedy to be displayed in the store my bag, because by selling clothes more profits gained as capital for 1 piece of clothing is smaller than 1 piece bag. So I will try to buy about 20 pieces of clothing with a nominal $ 4 = $ 80. I can buy clothes is women's clothing. Because the bags and purses that I sell are bags and domper women. Advantage can I make by selling clothes TSB is about $ 2 per 1 piece of clothing. If the clothes are sold all in one period of 1 month, the profit can I make is $ 40 (20 pieces of clothing x $ 2)
Hopefully my loan can be approved so that the collection of goods in my store more complete.

Show original Bahasa Indonesia  

About Me

Saya adalah seorang ibu rumah tangga yang bekerja di PT. Mandala Multifinance sebuahperusahaan pembiayaan sejak tahun 2002 . Usia saya 36 tahun. dan saya baru mempunyai 1 orang anak. Saya dulu kuliah di sebuah Universitas Negeri di kota Bandung, Fakultas Ekonomi. Di usia saya yang sudah memasuki angka 3, perlu adanya usaha untuk diri saya dan keluarga saya. Oleh karena itu usaha ini mulai saya rintis sejak 3 tahun yang lalu agar masa depan saya bisa berlanjut dengan baik, jika saya sudah tidak berkerja di PT. Mandala Multifinance. Keinginan saya untuk mengembangkan usaha ini adalah karena ingin mencoba membuat management sebuah toko dengan usaha saya sendiri, Saya sangat berminat di usaha bisnis dagang, sesuai dengan pendidikan yang pernah saya ambil dan pengalama kerja yang sedang saya tekuni sekarang. Saya tertarik dengan membuka toko tas dan dompet karena di lokasi toko karena belum ada yang menjual tas dan dompet dengan kualitas bagus seperti yang saya miliki dengan harga tidak terlalu mahal.

My Business

Usaha yang sedang saya kembangkan adalah menjual tas dan dompet Lokasi usaha berada di sebuah desa transmigrasi perkebunan di desa Sukamaju daerah Kabupaten Kuatan Singingi , Propinsi Riau dimana jarak ke kota sangatlah jauh radius 120 km. Toko terletak dekat dengan Rumah Sakit, Bank, Pasar Tradisional dan Sekolah. Oleh karena itu usaha ini ingin dikembangkan lebih untuk memudahkan masyarakat di sekitarnya dalam memenuhi kebutuhannya. Dimana yang menjual tas dan dompet dengan kualitas barang yang bagus seperti barang yang saya jual belum ada ( tidak ada saingan). Dan saat ini saya akan menjual tas sekaligus pakaian yang hasilnya cukup menguntungkan. Karena sekarang memasuki bulan puasa Ramadhan dimana sebentar lagi Hari Raya Idul Fitri. Sumber penghasilan saya didapat dari keuntungan penjualan tas dimana laba yang dihasilkan dari per tas sekitar minimal 50.000/ pcs

Simulasi jika saya mempunyai modal Rp 7.700.000 : saya akan membeli

pakaian wanita :Rp 50.000 x 50 pcs = Rp 2.500.000
kemeja/kaos pria : Rp 35.000 x 50 pcs = Rp 1.750.000
pakaian anak-anak : Rp 40.000 x 50 pcs = Rp 2.000.000
celana panjang pria : Rp 50.000 x 29 pcs = Rp 1.450.000

Keuntungan yang bisa didapat :
pakaian wanita : Rp 25.000 x 50 pcs = 1.250.000
kemeja/kaos pria : Rp 15.000 x 50 pcs = 750.000
pakaian anak-anak: Rp 20.000 x 50 pcs = 1.000.000
celana panjang pria :Rp 25.000 x 29 pcs = 725.000
total keuntungan = 2.825.000

resiko yang akan saya hadapi jika tas , dompet dan pakaian saya tidak laku terjual adalah dengan cara mencari supplier yang bisa kita return barang lama kita dengan model yang baru . Sehingga barang yang ada di toko akan terus berganti-ganti.
Stock pakaian yang saya miliki sekarang masih sedikit. Sehingga saya ingin melengkapi toko tas saya dengan pakaian

Loan Proposal

Pinjaman ini akan saya gunakan untk membeli beberapa buah pakaian untuk dipajangkan di toko tas saya, dikarenakan dengan menjual pakaian keuntungan lebih banyak didapat karena modal untuk 1 buah pakaian lebih kecil daripada 1 buah tas. Sehingga saya akan mencoba untuk membeli sekitar 20 buah pakaian dengan nominal 4$ = 80$. Pakaian yang akan saya beli adalah pakaian wanita. Karena tas dan dompet yang saya jual adalah tas dan domper wanita. Keuntungan yang bisa saya dapat dengan menjual pakaian tsb adalah sekitar 2$ per 1 buah pakaian. Jika pakaian tersebut laku terjual semua dalam 1 jangka waktu 1 bulan maka keuntungan yang bisa saya dapat adalah 40$ (20 buah pakaian x 2$)
Mudah-mudahan pinjaman saya bisa disetujui agar koleksi barang di toko saya semakin lengkap.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Feb 17, 2015

Repayment status

On Time

Projected term

6 months

Lenders

P

Philippe

Adliswil, Switzerland

YB Song

Seoul, Republic of Korea

T

Tamara

Tacoma, United States

mepster

San Francisco, Ca, United States

Malariologist

Heidelberg, Germany, Germany

AP

Andrew Page

United Kingdom

C

Carol

Falmouth, United States

Daniel

Berlin, Germany

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  • Lina    Aug 6, 2016

    I"m no obstacle, so that I am zooming installments. thank you

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    • Fitri    Sep 4, 2018

      Mrs. Lina, Please keep paying Zidishanya. With regular mothers, mothers indirectly participate so that other borrowers benefit from a loan at Zidisha. thanks. If you have problems due to payment now using a BNI Virtual Account, you can make payments via Flip.id to avoid different bank transfers, or just open a Jenius btpn account. Because genius there are free bank transfer facilities 25 times per month.

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  • Lina    Jul 7, 2016

    Thanks to zidisha, I have received a loan fund of Rp 7,824,046, -. I will use it to supplement my store to be run smoothly. Once again, thank you

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  • Lina    Jun 21, 2016

    thanks for zidisha, my loan has been approved. I loan money will I use to supplement my store.

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  • Lina    May 17, 2016

    my income increased in the week. thank you

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  • Lina    May 16, 2016

    This Week"s my income can only repay Rp 700,000 only. thank you

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  • Lina    May 14, 2016

    I received increased revenue, because ahead of the school holidays. Thank you very much

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  • Betapilot    Nov 9, 2015

    good luck Lina!

    best wishes,
    Tomas

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  • Lina    Nov 8, 2015

    The money will I buy clothes in accordance with the proposal. Thank you zidisha on loan disbursement.

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