Entrepreneur
Name
Josephine
Member since
February 2016
On-time repayments
25 installments • 60%
About Me
I am the first born To Mr.kennedy Bwire and Mrs Esther Otanga, I went to webuye Ac primary school where I did my primary education,both my parents were casual laboures at the webuye pan-paper factory and when the company closed down they could hardly afford our basics. I went to local day school where i completed my o-levels, I did not have money to proceed to college and so I embarked on job searching,with my level of education ,I couldn't get a well paying job. I got a sales job in an emporium in nakuru,I worked for a year as I saved. with $150 saving I decided to start my own business<I could buy merchandise,such as socks ,paper bags , razor blades and hawk them in the streets these I could not afford to rent my own shop. after six months I had saved $400 that I used to open my own shop, i rented a shop and decided to trade on women shoes,cloths,and children wear,the business is good and slowly expanding.
Our culture is diversified since there are many sub tribes but the most amazing culture is burial rite,we believe in there is life after death and so the dead are buried in city position with some house hold items.
I love singing and I am the choir master in my church. I also like making new friends and nature walk.
My Business
I provide women and children clothing i.e children cloths,women dresses,and shoes. The goods are important because women love new cloths and they will always buy something for the kids.
I choose these business because it is profitable and easy to manage.
my monthly typical costs are $150 for rent and electricity ,my monthly income is $350 per month.
i use the profits from my business ,to support my family,take care of my basics and save money for reinvestment.
Loan Proposal
Hello lenders due to high cost of electricity and frequent blackouts,I wish to request for a loan to facilitate a purchase of solar that would help me cut down the cost of electricity and extend my working hours . The cost of the solar is $175 ,I have saved $80 for the purpose and with the loan I would top up and get these vital equipment. The solar would help me save $25 per month that I use for electricity.thank you in advance.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Feb 11, 2016
Repayment status
On Time
Projected term
34 months
Other loans
Lenders
Sweden
Ask Josephine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.