Mobile-money and food supplements businesses

Bayor

Tumu, Ghana

22% repaid

Entrepreneur

Name

Bayor

Member since

July 2017

On-time repayments

178 installments  •  62%

About Me

Am Bayor Yussif mashuud, am from Ghana west Africa. Upper west region of Ghana and Tumu to be specific. I went T I Ahmadiyya kG, primary school and junior high school. From 1993 to 2006. After which I enrolled into Kanton senior high school. All in Tumu.

I really went through alot of hardship during my school days, my parents were poor and did not have enough money to cater for me and my brothers. We usually go to school on empty stomach. We had no money to by our school materials like books, but with determination we have emerged Victorious.

Coming from a poor family, and being the senior son of my dad, I was determined to raise money to cater for my family. So gather little money from the farm work my parents were doing and that's how come I started selling my food supplements.

The food we eat n our traditional dance makes us unique.
I just got married last year. So I don't have kids yet. But if am blessed with kids, I will encourage them to do their own business instead of working for govt or other people.

Reading story books n playing foot ball are my hobbies,
the past i had was the recent celebratiom of our annual which usually comes off at the end of our harvest season. Where all farmers will select the big yams among their harvest and send to the cheif palace. The one with the biggest yams will selected the winner as the winner and awarded by our cheif.
This period is also used to thanks the gods and the ancestral spirits for their production in the past year. Its really lovely and fosters unity among us.

My Business

Am Bayor Yussif mashuud, I deal in food supplements. My products are used in treating chronic illnesses like diabetes and hypertension. I chose food supplements because of the increasing number of people suffering from these chronic illnesses.
I use 888.00 Ghana cedis to buy one package and I make 25% profit on each package.

As a married man. I use some to cater for my family. I also reinvest some into my business.
I promise to be committed if my loan is approved.
Zidisha is really a good place to be, am really grateful to be here. Am really making improvements in my life with this loan. This is a dream come true. I intend to become a lender in the near future, so I can also give to society what I benefited from zidisha. Thank you my lenders.

Am also into Mtn mobile money as a merchant, I make atleast $100 a week from the mobile money business, things are really good for me, I have future investment plans of dealing in stationary, building materials, boutique and many more, my aim is to become a multi billion dollar business man having chains of businesss. I intend to become a lender in the near future. So I can also help other people get to my level.

I like helping others in need. And so I have adopted some orphans which am helping out in my own little way.
I promise to abide by the terms and conditions of zidisha, I also promise to help in any little way to improve the services that zidisha provide.

Loan Proposal

I will use these loan funds to purchase nutritional suppliments and sell to my costumers. I have lots of costumers who usually purchase my products especially those with chronic diseases like diabetes, hypertension and many more.
I do spend $750.00 and my profit is usually 25% of the amount spent.
Because of this business life has become comfortable for me and my family.
I thank you my lenders

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$521.00

Date disbursed

Aug 9, 2018

Repayment status

Late

Projected term

36 months

Lenders

A

Anonymous

United States

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Summary

Amount repaid

$117.96

Amount remaining

$403.58

Expected completion

Apr 9, 2021

Status

Repaying late

Installment amount

$23.89

Repayment History

Expected Payments Actual Payments
Aug 17, 2018 $23.89 Oct 29, 2018 $23.89
Aug 24, 2018 $0.00
Aug 31, 2018 $0.00
Sep 7, 2018 $0.00
Sep 14, 2018 $0.00
Sep 21, 2018 $0.00
Sep 28, 2018 $0.00
Oct 5, 2018 $0.00
Oct 12, 2018 $0.00
Oct 19, 2018 $0.00
Oct 26, 2018 $0.00
Nov 2, 2018 $1.07 Nov 2, 2018 $1.07
Nov 9, 2018 $1.07 Nov 2, 2018 $1.07
Nov 16, 2018 $1.07 Nov 2, 2018 $1.07
Nov 23, 2018 $1.07 Dec 22, 2018 $1.07
Nov 30, 2018 $1.07 Dec 22, 2018 $1.07
Dec 7, 2018 $0.00
Dec 14, 2018 $0.00
Dec 21, 2018 $0.00
Dec 28, 2018 $1.07 May 1, 2019 $1.07
Jan 4, 2019 $1.07 May 1, 2019 $1.07
Jan 11, 2019 $1.07 May 1, 2019 $1.07
Jan 18, 2019 $1.07 May 1, 2019 $1.07
Jan 25, 2019 $1.07 May 1, 2019 $1.07
Feb 1, 2019 $4.27 May 2, 2019 $4.27
Feb 8, 2019 $0.00
Feb 15, 2019 $0.00
Feb 22, 2019 $0.00
Mar 1, 2019 $0.00
Mar 8, 2019 $0.00
Mar 15, 2019 $0.00
Mar 22, 2019 $0.00
Mar 29, 2019 $0.00
Apr 5, 2019 $0.00
Apr 12, 2019 $0.00
Apr 19, 2019 $0.00
Apr 26, 2019 $0.00
May 3, 2019 $1.07 May 7, 2019 $1.07
May 10, 2019 $1.07 May 7, 2019 $1.07
May 17, 2019 $1.07 May 7, 2019 $1.07
May 24, 2019 $1.07 May 7, 2019 $1.07
May 31, 2019 $1.07 May 7, 2019 $1.07
Jun 7, 2019 $0.00
Jun 14, 2019 $1.07 Jun 13, 2019 $1.07
Jun 21, 2019 $1.07 Jun 13, 2019 $1.07
Jun 28, 2019 $1.07 Jun 13, 2019 $1.07
Jul 5, 2019 $1.07 Jun 13, 2019 $1.07
Jul 12, 2019 $1.07 Jun 13, 2019 $1.07
Jul 19, 2019 $1.07 Jul 6, 2019 $1.07
Jul 26, 2019 $1.07 Jul 6, 2019 $1.07
Aug 2, 2019 $1.07 Jul 6, 2019 $1.07
Aug 9, 2019 $1.07 Jul 6, 2019 $1.07
Aug 16, 2019 $1.07 Jul 6, 2019 $1.07
Aug 23, 2019 $0.00
Aug 30, 2019 $1.49 Aug 29, 2019 $1.49
Sep 6, 2019 $1.49 Aug 29, 2019 $1.49
Sep 13, 2019 $1.49 Aug 29, 2019 $1.49
Sep 20, 2019 $1.49 Aug 29, 2019 $1.49
Sep 27, 2019 $1.49 Aug 29, 2019 $1.49
Oct 4, 2019 $0.00
Oct 11, 2019 $0.00
Oct 18, 2019 $1.07 Oct 31, 2019 $1.07
Oct 25, 2019 $1.07 Oct 31, 2019 $1.07
Nov 1, 2019 $1.07 Nov 7, 2019 $1.07
Nov 8, 2019 $1.07 Nov 7, 2019 $1.07
Nov 15, 2019 $1.07 Nov 29, 2019 $1.07
Nov 22, 2019 $0.00
Nov 29, 2019 $1.07 Nov 29, 2019 $1.07
Dec 6, 2019 $1.07 Nov 29, 2019 $1.07
Dec 13, 2019 $1.07 Nov 29, 2019 $1.07
Dec 20, 2019 $1.07 Nov 29, 2019 $1.07
Dec 27, 2019 $1.07 Nov 29, 2019 $1.07
Jan 3, 2020 $0.00
Jan 10, 2020 $1.07 Jan 19, 2020 $1.07
Jan 17, 2020 $1.07 Jan 19, 2020 $1.07
Jan 24, 2020 $1.07 Jan 26, 2020 $1.07
Jan 31, 2020 $1.07 Jan 26, 2020 $1.07
Feb 7, 2020 $1.07 Jan 26, 2020 $1.07
Feb 14, 2020 $0.00
Feb 21, 2020 $0.00
Feb 28, 2020 $1.07 Mar 1, 2020 $1.07
Mar 6, 2020 $1.07 Mar 1, 2020 $1.07
Mar 13, 2020 $1.07 Mar 1, 2020 $1.07
Mar 20, 2020 $1.07 Mar 1, 2020 $1.07
Mar 27, 2020 $1.07 Mar 1, 2020 $1.07
Apr 3, 2020 $0.00
Apr 10, 2020 $1.07 Apr 9, 2020 $1.07
Apr 17, 2020 $1.07 Apr 9, 2020 $1.07
Apr 24, 2020 $1.07 Apr 9, 2020 $1.07
May 1, 2020 $1.07 Apr 9, 2020 $1.07
May 8, 2020 $1.07 Apr 9, 2020 $1.07
May 15, 2020 $0.00
May 22, 2020 $0.00
May 29, 2020 $0.00
Jun 5, 2020 $1.07 Jun 16, 2020 $1.07
Jun 12, 2020 $1.07 Jun 16, 2020 $1.07
Jun 19, 2020 $1.07 Jun 16, 2020 $1.07
Jun 26, 2020 $1.07 Jun 16, 2020 $1.07
Jul 3, 2020 $1.07 Jun 16, 2020 $1.07
Jul 10, 2020 $0.00
Jul 17, 2020 $1.07 Aug 18, 2020 $1.07
Jul 24, 2020 $1.07 Aug 18, 2020 $1.07
Jul 31, 2020 $1.07 Aug 18, 2020 $1.07
Aug 7, 2020 $1.07 Aug 28, 2020 $1.07
Aug 14, 2020 $1.07 Aug 28, 2020 $1.07
Aug 21, 2020 $0.00
Aug 28, 2020 $1.07 Aug 28, 2020 $1.07
Sep 4, 2020 $1.07 Aug 28, 2020 $1.07
Sep 11, 2020 $1.07 Aug 28, 2020 $1.07
Sep 18, 2020 $1.07 Aug 28, 2020 $1.07
Sep 25, 2020 $1.07 Aug 28, 2020 $1.07
Oct 2, 2020 $1.07 Oct 3, 2020 $1.07
Oct 9, 2020 $1.07 Oct 3, 2020 $1.07
Oct 16, 2020 $1.07 Oct 3, 2020 $1.07
Oct 23, 2020 $1.07 Oct 3, 2020 $1.07
Oct 30, 2020 $1.07 Nov 6, 2020 $1.07
Nov 6, 2020 $0.00
Nov 13, 2020 $0.00
Nov 20, 2020 $0.21 Nov 20, 2020 $0.21
Nov 27, 2020 $0.21 Nov 20, 2020 $0.21
Dec 4, 2020 $0.21 Nov 20, 2020 $0.21
Dec 11, 2020 $23.89 Nov 20, 2020 $0.43
Nov 20, 2020 $1.07
Nov 20, 2020 $1.07
Nov 20, 2020 $1.07
Dec 18, 2020 $23.89
Dec 25, 2020 $23.89
Jan 1, 2021 $23.89
Jan 8, 2021 $23.89
Jan 15, 2021 $23.89
Jan 22, 2021 $23.89
Jan 29, 2021 $23.89
Feb 5, 2021 $23.89
Feb 12, 2021 $23.89
Feb 19, 2021 $23.89
Feb 26, 2021 $23.89
Mar 5, 2021 $23.89
Mar 12, 2021 $23.89
Mar 19, 2021 $23.89
Mar 26, 2021 $23.89
Apr 2, 2021 $23.89
Apr 9, 2021 $4.48

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