Name
Bright
Member since
April 2016
On-time repayments
182 installments • 40%
Am Bright osei am not marrige and no kids am the last born of my family ,I come from berekum in Brong Ahafo Regoin , Ghana. My parents are farmers and the use farms as thire business.
I complet Education
level and due lack of school fees was unable to proceed with my education. I have been doing manual work to sustain myself and my family five years ago I started a small business.
I sell cheap mobile phones and accessories. I started the business with a capital of 3000. This was from my small micro finance which I was introduced to by a friend the growth is slow due lack of capital of for expansions. The financial institutions demands collateral and charge high interest rates.
This loan will help me to increase the stock (buy more new mobile phones, accessories and electrical items) this loan will transform my life by helping to pay for my kids school fees and help my parents and the society.
My Business
My business deals with cheap mobile phones and accessories. these phones are Alcatel, Bird, Nokia, Samsung, Techno and accessories like flip covers, batteries, cases earphones and mobile spare parts. It is a small retail business where these items are sourced from a whole seller and sell them to customers per item at a relative price for a small profit. My business has improved my standard of life of community by providing available and cheap communication devices which are not available in the local community. The money gathered from the business is used for sustaining me and chipping in paying fees for my two siblings. Sales vary with days; there are times when I make a profit of four hundred per day. My costs include rent, electricity and other expenses.
It imprest me alot of this loan and am using this loan to open new shop for phone accesseries. And all this cause me 350$,and I thank my zidisha team about this loan.
Positive
None
Neutral
None
Negative
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Project Type
Classic Loan
Disbursed amount
$137.00
Date disbursed
Jan 18, 2017
Repayment status
On Time
Projected term
8 months
Other loans
Amount repaid
$134.77
Amount remaining
$0.00
Date repaid
Sep 26, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 28, 2017 | $1.44 | Feb 1, 2017 | $1.44 |
Feb 4, 2017 | $1.44 | Feb 1, 2017 | $1.44 |
Feb 11, 2017 | $0.24 | Feb 23, 2017 | $0.24 |
Feb 18, 2017 | $0.24 | Feb 23, 2017 | $0.24 |
Feb 25, 2017 | $0.24 | Feb 23, 2017 | $0.24 |
Mar 4, 2017 | $0.24 | Feb 23, 2017 | $0.24 |
Mar 11, 2017 | $0.24 | Feb 23, 2017 | $0.24 |
Mar 18, 2017 | $0.24 | Feb 23, 2017 | $0.24 |
Mar 25, 2017 | $0.24 | Mar 27, 2017 | $0.24 |
Apr 1, 2017 | $0.24 | Mar 27, 2017 | $0.24 |
Apr 8, 2017 | $0.00 | ||
Apr 15, 2017 | $0.96 | Apr 12, 2017 | $0.48 |
May 3, 2017 | $0.48 | ||
Apr 22, 2017 | $0.00 | ||
Apr 29, 2017 | $0.00 | ||
May 6, 2017 | $0.00 | ||
May 13, 2017 | $0.48 | May 17, 2017 | $0.48 |
May 20, 2017 | $0.48 | May 17, 2017 | $0.48 |
May 27, 2017 | $2.41 | May 31, 2017 | $2.41 |
Jun 3, 2017 | $2.41 | Jun 6, 2017 | $2.41 |
Jun 10, 2017 | $2.41 | Jun 19, 2017 | $2.41 |
Jun 17, 2017 | $2.41 | Jun 19, 2017 | $1.20 |
Jul 5, 2017 | $1.20 | ||
Jun 24, 2017 | $2.41 | Jul 5, 2017 | $2.41 |
Jul 1, 2017 | $2.41 | Jul 21, 2017 | $2.41 |
Jul 8, 2017 | $2.41 | Jul 24, 2017 | $2.41 |
Jul 15, 2017 | $2.41 | Jul 26, 2017 | $2.41 |
Jul 22, 2017 | $2.41 | Jul 30, 2017 | $2.41 |
Jul 29, 2017 | $2.41 | Aug 2, 2017 | $2.41 |
Aug 5, 2017 | $4.81 | Aug 5, 2017 | $4.81 |
Aug 12, 2017 | $4.81 | Aug 8, 2017 | $4.81 |
Aug 19, 2017 | $4.81 | Aug 14, 2017 | $4.81 |
Aug 26, 2017 | $4.81 | Aug 24, 2017 | $4.81 |
Sep 2, 2017 | $4.81 | Sep 2, 2017 | $4.81 |
Sep 9, 2017 | $12.51 | Sep 9, 2017 | $12.51 |
Sep 16, 2017 | $24.07 | Sep 16, 2017 | $24.07 |
Sep 23, 2017 | $24.07 | Sep 16, 2017 | $2.41 |
Sep 24, 2017 | $21.66 | ||
Sep 30, 2017 | $19.25 | Sep 26, 2017 | $19.25 |
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