Entrepreneur
Name
Bright
Member since
April 2016
On-time repayments
182 installments • 40%
About Me
Am Bright osei am not marrige and no kids am the last born of my family ,I come from berekum in Brong Ahafo Regoin , Ghana. My parents are farmers and the use farms as thire business.
I complet Education
level and due lack of school fees was unable to proceed with my education. I have been doing manual work to sustain myself and my family five years ago I started a small business.
I sell cheap mobile phones and accessories. I started the business with a capital of 3000. This was from my small micro finance which I was introduced to by a friend the growth is slow due lack of capital of for expansions. The financial institutions demands collateral and charge high interest rates.
This loan will help me to increase the stock (buy more new mobile phones, accessories and electrical items) this loan will transform my life by helping to pay for my kids school fees and help my parents and the society.
My Business
My Business
My business deals with cheap mobile phones and accessories. these phones are Alcatel, Bird, Nokia, Samsung, Techno and accessories like flip covers, batteries, cases earphones and mobile spare parts. It is a small retail business where these items are sourced from a whole seller and sell them to customers per item at a relative price for a small profit. My business has improved my standard of life of community by providing available and cheap communication devices which are not available in the local community. The money gathered from the business is used for sustaining me and chipping in paying fees for my two siblings. Sales vary with days; there are times when I make a profit of four hundred per day. My costs include rent, electricity and other expenses.
Loan Proposal
Good for me with this loan and am using this loan to bye phone and phone accessories and also bye earphones and other tools and equipment for for my business. All this will coast me abou $530.i have get most benefit. From this loan. Because this loan has make to pay my rent and other house thing. And I expect my profit to move from 1200cedis par month to 2000.i thank my lender for this loan thank.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$391.00
Date disbursed
Oct 17, 2017
Repayment status
Late
Projected term
28 months
Other loans
Lenders
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$15.11
Amount remaining
$375.39
Expected completion
Feb 8, 2020
Status
Repaying late
Installment amount
$0.46
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 28, 2017 | $1.16 | Oct 26, 2017 | $1.16 |
| Nov 4, 2017 | $1.16 | Nov 5, 2017 | $1.16 |
| Nov 11, 2017 | $1.16 | Nov 5, 2017 | $1.16 |
| Nov 18, 2017 | $1.16 | Nov 16, 2017 | $1.16 |
| Nov 25, 2017 | $1.16 | Nov 26, 2017 | $1.16 |
| Dec 2, 2017 | $1.16 | Nov 28, 2017 | $1.16 |
| Dec 9, 2017 | $1.16 | Dec 7, 2017 | $1.16 |
| Dec 16, 2017 | $1.16 | Dec 7, 2017 | $0.46 |
| Jan 2, 2018 | $0.70 | ||
| Dec 23, 2017 | $1.16 | Jan 2, 2018 | $1.16 |
| Dec 30, 2017 | $1.16 | Jan 2, 2018 | $1.16 |
| Jan 6, 2018 | $1.16 | Jan 17, 2018 | $1.16 |
| Jan 13, 2018 | $1.16 | Jan 17, 2018 | $1.16 |
| Jan 20, 2018 | $0.00 | ||
| Jan 27, 2018 | $0.00 | ||
| Feb 3, 2018 | $0.00 | ||
| Feb 10, 2018 | $0.46 | Feb 6, 2018 | $0.46 |
| Feb 17, 2018 | $0.46 | Feb 6, 2018 | $0.46 |
| Feb 24, 2018 | $0.46 | Feb 6, 2018 | $0.23 |
| Mar 3, 2018 | $0.46 | ||
| Mar 10, 2018 | $0.46 | ||
| Mar 17, 2018 | $0.46 | ||
| Mar 24, 2018 | $0.46 | ||
| Mar 31, 2018 | $0.46 | ||
| Apr 7, 2018 | $0.46 | ||
| Apr 14, 2018 | $0.46 | ||
| Apr 21, 2018 | $0.46 | ||
| Apr 28, 2018 | $0.46 | ||
| May 5, 2018 | $0.46 | ||
| May 12, 2018 | $0.46 | ||
| May 19, 2018 | $0.46 | ||
| May 26, 2018 | $0.46 | ||
| Jun 2, 2018 | $0.46 | ||
| Jun 9, 2018 | $0.46 | ||
| Jun 16, 2018 | $0.46 | ||
| Jun 23, 2018 | $0.46 | ||
| Jun 30, 2018 | $0.46 | ||
| Jul 7, 2018 | $0.46 | ||
| Jul 14, 2018 | $0.46 | ||
| Jul 21, 2018 | $0.46 | ||
| Jul 28, 2018 | $0.46 | ||
| Aug 4, 2018 | $0.46 | ||
| Aug 11, 2018 | $0.46 | ||
| Aug 18, 2018 | $0.46 | ||
| Aug 25, 2018 | $0.46 | ||
| Sep 1, 2018 | $0.46 | ||
| Sep 8, 2018 | $0.46 | ||
| Sep 15, 2018 | $0.46 | ||
| Sep 22, 2018 | $0.46 | ||
| Sep 29, 2018 | $0.46 | ||
| Oct 6, 2018 | $0.46 | ||
| Oct 13, 2018 | $0.46 | ||
| Oct 20, 2018 | $0.46 | ||
| Oct 27, 2018 | $0.46 | ||
| Nov 3, 2018 | $0.46 | ||
| Nov 10, 2018 | $0.46 | ||
| Nov 17, 2018 | $0.46 | ||
| Nov 24, 2018 | $0.46 | ||
| Dec 1, 2018 | $0.46 | ||
| Dec 8, 2018 | $0.46 | ||
| Dec 15, 2018 | $0.46 | ||
| Dec 22, 2018 | $0.46 | ||
| Dec 29, 2018 | $0.46 | ||
| Jan 5, 2019 | $0.46 | ||
| Jan 12, 2019 | $0.46 | ||
| Jan 19, 2019 | $0.46 | ||
| Jan 26, 2019 | $0.46 | ||
| Feb 2, 2019 | $0.46 | ||
| Feb 9, 2019 | $0.46 | ||
| Feb 16, 2019 | $0.46 | ||
| Feb 23, 2019 | $0.46 | ||
| Mar 2, 2019 | $0.46 | ||
| Mar 9, 2019 | $0.46 | ||
| Mar 16, 2019 | $0.46 | ||
| Mar 23, 2019 | $0.46 | ||
| Mar 30, 2019 | $0.46 | ||
| Apr 6, 2019 | $0.46 | ||
| Apr 13, 2019 | $0.46 | ||
| Apr 20, 2019 | $0.46 | ||
| Apr 27, 2019 | $0.46 | ||
| May 4, 2019 | $0.46 | ||
| May 11, 2019 | $0.46 | ||
| May 18, 2019 | $0.46 | ||
| May 25, 2019 | $0.46 | ||
| Jun 1, 2019 | $0.46 | ||
| Jun 8, 2019 | $0.46 | ||
| Jun 15, 2019 | $0.46 | ||
| Jun 22, 2019 | $0.46 | ||
| Jun 29, 2019 | $0.46 | ||
| Jul 6, 2019 | $0.46 | ||
| Jul 13, 2019 | $0.46 | ||
| Jul 20, 2019 | $0.46 | ||
| Jul 27, 2019 | $0.46 | ||
| Aug 3, 2019 | $0.46 | ||
| Aug 10, 2019 | $0.46 | ||
| Aug 17, 2019 | $0.46 | ||
| Aug 24, 2019 | $0.46 | ||
| Aug 31, 2019 | $0.46 | ||
| Sep 7, 2019 | $0.46 | ||
| Sep 14, 2019 | $0.46 | ||
| Sep 21, 2019 | $0.46 | ||
| Sep 28, 2019 | $0.46 | ||
| Oct 5, 2019 | $0.46 | ||
| Oct 12, 2019 | $0.46 | ||
| Oct 19, 2019 | $0.46 | ||
| Oct 26, 2019 | $0.46 | ||
| Nov 2, 2019 | $0.46 | ||
| Nov 9, 2019 | $0.46 | ||
| Nov 16, 2019 | $0.46 | ||
| Nov 23, 2019 | $0.46 | ||
| Nov 30, 2019 | $0.46 | ||
| Dec 7, 2019 | $0.46 | ||
| Dec 14, 2019 | $0.46 | ||
| Dec 21, 2019 | $0.46 | ||
| Dec 28, 2019 | $0.46 | ||
| Jan 4, 2020 | $0.46 | ||
| Jan 11, 2020 | $0.46 | ||
| Jan 18, 2020 | $0.46 | ||
| Jan 25, 2020 | $0.46 | ||
| Feb 1, 2020 | $0.46 | ||
| Feb 8, 2020 | $328.20 | ||
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