Entrepreneur
Name
Ipah
Member since
September 2015
On-time repayments
139 installments • 6%
About Me
My name is Siti Ipah hanipah, I was born on April 04, 1964. I am a mother of 3 children, I live in arrowroot, in the middle of a fairly densely populated settlements. I"m just a housewife, besides taking care of my household also open a shop at home. I sell snacks, and daily practical needs such as soap, shampoo, toothpaste and so on. I"ve been selling about a year, my husband just a labor of workers. Shelter I shared with her husband and children - the child is still a relic of the old house. Economic conditions of the family can be called only limited just enough for day to day, sometimes less.
My Business
It has been about a year ago I sell in the shop, or shop business. That I do to help her husband earn income for the family. My stalls selling a wide - range of products, ranging from rice, vegetables, ingredient side dishes, cooking oil, spices and other cooking ingredients. In my shop also sell snacks for children - children, no dry food such as chiki, small food packaging, there are also wet food such as cakes, fried foods and others. My stall is still small, not a lot of in-stock items, but that kind of goods is already quite a lot. I used to shopping goods to the market every other day, or later than 3 days, I used to go shopping in the morning, after morning prayers when the sun is still bright, and home shopping from the market at around 9 am. During this year, praise stall I went pretty smoothly, customers from neighbors continue to exist. But there is one thing that often so I thought material, which customers shop I often ask if I sell credits, and they are many who advised me to sell credits hp and an electric pulse. Because my residence located in densely populated settlements, access roads just a street gang that is just enough to enter the two-wheeled vehicles, therefore, around my house that sells no pulse. Neighbors and the surrounding community should go out complex access to major roads or main roads to buy credits hp / power to the counter. Most pulse counter there in a big way that is located outside the complex. And one more thing that often customers ask in my shop are fruits, they hope in my stall selling fruit bias, so that they no longer need to go to another shop to buy fruit after their shopping vegetable material at my stall.
Loan Proposal
With the zidisha loan program, I want to ask for an additional loan capital of my shop. From the above description of my business, the customer demand in order in my shop to provide pulses and fruits, I really wanted to make it happen. But to realize that I was constrained by the additional capital. For that my loan application in this zidisha I will use for capital / capital stock selling pulses and selling fruits. I plan to Rp 1,500,000 ($ 107 USD) for selling capital pulses with details of Rp 1.2 million ($ 85.7 USD) for the deposit balance and Rp 300,000 ($ 21,4USD) for the small glass display case for storing SIM Card. The remaining Rp 1,000,000 ($ 71.4 USD) to the capital to sell fruit - fruit with details of Rp 300,000 ($ 21.4 USD) to buy three baskets of plastic as a fruit and Rp 700,000, - ($ 50 USD) to buy stock fruit- Fruits, began watermelon, papaya, guava, citrus, melon, mango and others. The total additional capital to Rp. 2.500.000, - ($ 178,57USD), is in accordance with the funds I receive from loans funded zidisha if my proposal. From the filing of loan Rp 2.700.000, - reduced registration fee of Rp 200,000, - ($ 14,2USD) is Rp 2.500.000, - ($ 178.57 USD) __ With the loan I believe can increase my income to 30%. By selling pulses and fruit I could estimate the benefit of Rp 700,000, - ($ 50 USD) to Rp 1.000.000, - ($ 71.4 USD) per month .____ So I made this proposal, I hope the lender willing to provide loan to me, so that I can meet customer needs my stall. __Hormat Saya__Ipah Siti Hanipah
Show original Bahasa Indonesia
About Me
Nama saya Ipah siti hanipah, saya lahir pada tanggal 04 April 1964. Saya ibu dari 3 orang anak, saya tinggal di garut, di tengah pemukiman yang cukup padat penduduk. Saya hanya seorang ibu rumah tangga, disamping mengurus rumah tangga saya juga buka warung di rumah. Saya berjualan makanan kecil, dan kebutuhan praktis sehari seperti sabun, sampo, pasta gigi dan sebagainya. Saya sudah berjualan sekitar satu tahun, suami saya hanya seorang buruh pekerja. Tempat tinggal yang saya tempati bersama suami dan anak – anak masih merupakan rumah peninggalan orang tua. Kondisi ekonomi keluarga bisa disebut hanya terbatas cukup untuk sehari hari saja, terkadang juga kurang.
My Business
Sudah sekitar setahun yang lalu saya berjualan di warung, atau usaha warung. Itu saya lakukan untuk membantu suami mencari pendapatan untuk keluarga. Warung saya menjual bermacam – macam produk, mulai dari beras, sayuran, bahan lauk pauk, minyak goreng, bumbu masak dan bahan masak lainnya. Di warung saya juga menjual makanan kecil untuk anak – anak, ada makanan kering seperti chiki,makanan kecil kemasan, ada juga makanan basah seperti kue, gorengan dan lain-lain. Warung saya memang masih kecil , barang belum banyak stoknya, tapi kalau macam barangnya sudah cukup banyak. Saya biasa belanja barang ke pasar tiap dua hari sekali, atau paling telat 3 hari sekali, saya biasa pergi belanja pada pagi hari, setelah sholat subuh saat matahari masih belum terang, dan pulang belanja dari pasar sekitar jam 9 pagi. Selama setahun ini, puji syukur warung saya berjalan cukup lancar, pelanggan dari tetangga sekitar terus ada. Tetapi ada satu hal yang sering jadi bahan pemikiran saya, yaitu pelanggan warung saya sering menanyakan apakah saya menjual pulsa, dan mereka banyak yang menyarankan saya untuk menjual pulsa hp dan pulsa listrik. Karena tempat tinggal saya berada di pemukiman padat penduduk, akses jalan hanya berupa jalan gang yang hanya cukup untuk masuk kendaraan roda dua, oleh karena itu di sekitar rumah saya belum ada yang berjualan pulsa. Tetangga dan masyarakat sekitar harus pergi keluar komplek ke akses jalan besar atau jalan utama untuk membeli pulsa hp / listrik ke konter. Kebanyakan konter pulsa ada di jalan besar yang letaknya di luar komplek. Dan satu hal lagi yang sering pelanggan tanyakan di warung saya adalah buah-buahan, mereka berharap di warung saya bias menjual buah-buahan, sehingga mereka tidak perlu lagi pergi ke lain warung untuk membeli buah setelah mereka belanja bahan sayuran di warung saya.
Loan Proposal
Dengan adanya program pinjaman zidisha ini, saya ingin mengajukan pinjaman untuk tambahan modal warung saya. Dari uraian usaha saya di atas, mengenai permintaan pelanggan agar di warung saya menyediakan pulsa dan buah-buahan, saya sungguh ingin mewujudkannya. Tapi untuk bisa mewujudkan hal itu saya terkendala dengan modal tambahannya. Untuk itu pengajuan pinjaman saya di zidisha ini akan saya pergunakan untuk modal / stok berjualan pulsa dan modal berjualan buah-buahan. Saya berencana Rp 1.500.000 ($ 107 USD) untuk modal berjualan pulsa dengan rincian Rp 1.200.000 ($85,7 USD) untuk deposit pulsa dan Rp 300.000 ($21,4USD) untuk etalase kecil dari kaca untuk menyimpan kartu perdana. Selanjutnya sisa Rp 1.000.000 ($71,4 USD) untuk modal berjualan buah – buahan dengan rincian Rp 300.000 ($21,4 USD) untuk membeli 3 keranjang plastic sebagai tempat buah dan Rp 700.000,-($50 USD) untuk membeli stok buah-buahan, mulai buah semangka, pepaya, jambu, jeruk, melon, mangga dan lain-lain. Total tambahan modal menjadi Rp. 2.500.000,-($178,57USD) , ini sesuai dengan dana yang akan saya terima dari pinjaman zidisha jika proposal saya terdanai. Dari pengajuan pinjaman Rp 2.700.000,- dikurangi biaya pendaftaran Rp 200.000,-($14,2USD) yaitu Rp 2.500.000,-($178,57 USD)
Dengan pinjaman tersebut saya yakin bisa meningkatkan pendapatan saya sampai 30%. Dari hasil menjual pulsa dan buah saya memperkirakan bisa mendapatkan keuntungan Rp 700.000,- ($ 50 USD) sampai Rp 1.000.000,- ($ 71,4 USD) tiap bulan.
Demikian proposal ini saya buat, semoga para pemberi pinjaman sudi untuk memberikan pinjaman kepada saya, sehingga saya dapat memenuhi kebutuhan pelanggan warung saya.
Hormat saya
Ipah Siti Hanipah
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Oct 17, 2015
Repayment status
Late
Projected term
32 months
Lenders
Austin, United States
United States
Taiwan
United States
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$26.08
Amount remaining
$183.92
Expected completion
Jun 17, 2018
Status
Repaying late
Installment amount
$1.46
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 25, 2015 | $3.64 | Nov 9, 2015 | $3.64 |
| Nov 1, 2015 | $3.64 | Nov 15, 2015 | $3.64 |
| Nov 8, 2015 | $3.64 | Nov 15, 2015 | $3.64 |
| Nov 15, 2015 | $3.64 | Nov 15, 2015 | $3.64 |
| Nov 22, 2015 | $1.46 | Nov 22, 2015 | $1.46 |
| Nov 29, 2015 | $1.46 | Nov 30, 2015 | $1.46 |
| Dec 6, 2015 | $1.46 | Dec 7, 2015 | $1.46 |
| Dec 13, 2015 | $1.46 | Dec 13, 2015 | $1.46 |
| Dec 20, 2015 | $1.46 | Dec 20, 2015 | $1.46 |
| Dec 27, 2015 | $1.46 | Jan 27, 2016 | $1.46 |
| Jan 3, 2016 | $1.46 | Feb 5, 2016 | $1.32 |
| Feb 28, 2016 | $0.14 | ||
| Jan 10, 2016 | $1.46 | Feb 28, 2016 | $1.32 |
| Jan 17, 2016 | $1.46 | ||
| Jan 24, 2016 | $1.46 | ||
| Jan 31, 2016 | $1.46 | ||
| Feb 7, 2016 | $1.46 | ||
| Feb 14, 2016 | $1.46 | ||
| Feb 21, 2016 | $1.46 | ||
| Feb 28, 2016 | $1.46 | ||
| Mar 6, 2016 | $1.46 | ||
| Mar 13, 2016 | $1.46 | ||
| Mar 20, 2016 | $1.46 | ||
| Mar 27, 2016 | $1.46 | ||
| Apr 3, 2016 | $1.46 | ||
| Apr 10, 2016 | $1.46 | ||
| Apr 17, 2016 | $1.46 | ||
| Apr 24, 2016 | $1.46 | ||
| May 1, 2016 | $1.46 | ||
| May 8, 2016 | $1.46 | ||
| May 15, 2016 | $1.46 | ||
| May 22, 2016 | $1.46 | ||
| May 29, 2016 | $1.46 | ||
| Jun 5, 2016 | $1.46 | ||
| Jun 12, 2016 | $1.46 | ||
| Jun 19, 2016 | $1.46 | ||
| Jun 26, 2016 | $1.46 | ||
| Jul 3, 2016 | $1.46 | ||
| Jul 10, 2016 | $1.46 | ||
| Jul 17, 2016 | $1.46 | ||
| Jul 24, 2016 | $1.46 | ||
| Jul 31, 2016 | $1.46 | ||
| Aug 7, 2016 | $1.46 | ||
| Aug 14, 2016 | $1.46 | ||
| Aug 21, 2016 | $1.46 | ||
| Aug 28, 2016 | $1.46 | ||
| Sep 4, 2016 | $1.46 | ||
| Sep 11, 2016 | $1.46 | ||
| Sep 18, 2016 | $1.46 | ||
| Sep 25, 2016 | $1.46 | ||
| Oct 2, 2016 | $1.46 | ||
| Oct 9, 2016 | $1.46 | ||
| Oct 16, 2016 | $1.46 | ||
| Oct 23, 2016 | $1.46 | ||
| Oct 30, 2016 | $1.46 | ||
| Nov 6, 2016 | $1.46 | ||
| Nov 13, 2016 | $1.46 | ||
| Nov 20, 2016 | $1.46 | ||
| Nov 27, 2016 | $1.46 | ||
| Dec 4, 2016 | $1.46 | ||
| Dec 11, 2016 | $1.46 | ||
| Dec 18, 2016 | $1.46 | ||
| Dec 25, 2016 | $1.46 | ||
| Jan 1, 2017 | $1.46 | ||
| Jan 8, 2017 | $1.46 | ||
| Jan 15, 2017 | $1.46 | ||
| Jan 22, 2017 | $1.46 | ||
| Jan 29, 2017 | $1.46 | ||
| Feb 5, 2017 | $1.46 | ||
| Feb 12, 2017 | $1.46 | ||
| Feb 19, 2017 | $1.46 | ||
| Feb 26, 2017 | $1.46 | ||
| Mar 5, 2017 | $1.46 | ||
| Mar 12, 2017 | $1.46 | ||
| Mar 19, 2017 | $1.46 | ||
| Mar 26, 2017 | $1.46 | ||
| Apr 2, 2017 | $1.46 | ||
| Apr 9, 2017 | $1.46 | ||
| Apr 16, 2017 | $1.46 | ||
| Apr 23, 2017 | $1.46 | ||
| Apr 30, 2017 | $1.46 | ||
| May 7, 2017 | $1.46 | ||
| May 14, 2017 | $1.46 | ||
| May 21, 2017 | $1.46 | ||
| May 28, 2017 | $1.46 | ||
| Jun 4, 2017 | $1.46 | ||
| Jun 11, 2017 | $1.46 | ||
| Jun 18, 2017 | $1.46 | ||
| Jun 25, 2017 | $1.46 | ||
| Jul 2, 2017 | $1.46 | ||
| Jul 9, 2017 | $1.46 | ||
| Jul 16, 2017 | $1.46 | ||
| Jul 23, 2017 | $1.46 | ||
| Jul 30, 2017 | $1.46 | ||
| Aug 6, 2017 | $1.46 | ||
| Aug 13, 2017 | $1.46 | ||
| Aug 20, 2017 | $1.46 | ||
| Aug 27, 2017 | $1.46 | ||
| Sep 3, 2017 | $1.46 | ||
| Sep 10, 2017 | $1.46 | ||
| Sep 17, 2017 | $1.46 | ||
| Sep 24, 2017 | $1.46 | ||
| Oct 1, 2017 | $1.46 | ||
| Oct 8, 2017 | $1.46 | ||
| Oct 15, 2017 | $1.46 | ||
| Oct 22, 2017 | $1.46 | ||
| Oct 29, 2017 | $1.46 | ||
| Nov 5, 2017 | $1.46 | ||
| Nov 12, 2017 | $1.46 | ||
| Nov 19, 2017 | $1.46 | ||
| Nov 26, 2017 | $1.46 | ||
| Dec 3, 2017 | $1.46 | ||
| Dec 10, 2017 | $1.46 | ||
| Dec 17, 2017 | $1.46 | ||
| Dec 24, 2017 | $1.46 | ||
| Dec 31, 2017 | $1.46 | ||
| Jan 7, 2018 | $1.46 | ||
| Jan 14, 2018 | $1.46 | ||
| Jan 21, 2018 | $1.46 | ||
| Jan 28, 2018 | $1.46 | ||
| Feb 4, 2018 | $1.46 | ||
| Feb 11, 2018 | $1.46 | ||
| Feb 18, 2018 | $1.46 | ||
| Feb 25, 2018 | $1.46 | ||
| Mar 4, 2018 | $1.46 | ||
| Mar 11, 2018 | $1.46 | ||
| Mar 18, 2018 | $1.46 | ||
| Mar 25, 2018 | $1.46 | ||
| Apr 1, 2018 | $1.46 | ||
| Apr 8, 2018 | $1.46 | ||
| Apr 15, 2018 | $1.46 | ||
| Apr 22, 2018 | $1.46 | ||
| Apr 29, 2018 | $1.46 | ||
| May 6, 2018 | $1.46 | ||
| May 13, 2018 | $1.46 | ||
| May 20, 2018 | $1.46 | ||
| May 27, 2018 | $1.46 | ||
| Jun 3, 2018 | $1.46 | ||
| Jun 10, 2018 | $1.46 | ||
| Jun 17, 2018 | $0.24 | ||
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