Tatang
Tegalbesar Jember, Indonesia
9% repaid
Name
Tatang
Member since
January 2015
On-time repayments
82 installments • 7%
I was born in the town of Jember and I am 44 years old. I grew up in Jember and I obtained my elementary and high school education there. Once I finished high school, I learned to work in urban transport, ranging from among sub-lines, to inter-district, then working in Lin transport for transport in the city.
After I got married, my wife and I tried to find additional revenue. My wife teaches at various schools, while I seriously develop business stalls on the side of the roadway Panjaitan. Trade business here quite profitable if there is a good selection of merchandise. This is why I hope to enhance my business.
I have run a business trade stall in Jalan Raya Panjaitan since 2008. It is quite crowded and busy here because a lot of customers and buyers pass my stall every day from morning till night.
The needs I serve are providing snacks, candy, cigarettes, mineral water, energy drinks, and retail gasoline. I am not always able to fulfill my customer's requests for variations of products and sometimes I run out of stock. With an increase in capital from a loan, I hope to increase my stock of merchandise so that I can offer a more complete variety of options to my customers. If this happens, I expect sales and profits to be increased 2 to 3 times that of what I make now, which is still around Rp 600 thousand in sales per day, or a gain of 100 to 120 USD per day.
I need more capital for additional items to be sold because the needs of my customers and buyers are beginning to increase and I need to make sure I do not run out. For that I needed some extra inventory such as snacks, mineral water and beverages, and retail gasoline fuel. To increase the speed and ease of transactions I also will get a phone-based credit transaction machine. Because I am in a very strategic position on the edge of the provincial highway that goes into towns, I get a lot of traffic from neighborhoods where there are government and private employees, public transport drivers, as well as the schools nearby. My business, SMAN, is very popular in Jember.
Show original Bahasa Indonesia
Saya terlahir di kota Jember. Sekarang saya sudah berumur 44 tahun. Saya dibesarkan di Jember mulai dari pendidikan dasar hingga SMA. Setelah selesai SMA saya belajar bekerja di transportasi kota, mulai dari jalur antar kecamatan, hingga antar kabupaten, kemudian bekerja di angkutan Lin atau angkutan dalam kota.
Setelah menikah, saya dan isteri berusaha mencari tambahan penghasilan. Isteri saya mengajar di berbagai sekolah. Sedangkan saya serius mengembangkan usaha kios di pinggir jalan Raya Panjaitan. Usaha dagang disini cukup mendatangkan keuntungan apabila barang dagangan makin lengkap. Untuk itu saya makin menyempurnakan bisnis ini.
Saya menjalankan usaha kios dagang di Jalan Raya Panjaitan sejak 2008 lalu. Disini cukup ramai karena banyak pelanggan dan pembeli kios saya berlalu lalalng setiap hari mulai pagi jam 6 hingga malam pukul 24.00.
Kebutuhan yang saya layani, antara lain snack, permen, rokok, minuman mineral, minuman energi, serta eceran bensin.
Itulah produk yang paling banyak laku atau terjual.
Makin banyaknya variasi produk dan permintaan pembeli yang belum tercukupi harus dibarengi dengan penambahan barang dagangan. Itu membutuhkan modal. Apabila barang dagangan saya makin lengkap. Maka, omzet penjualan dan keuntungan bisa meningkat 2 sampai 3 kali lipat dari sekarang, yang masih berkisar Rp 600 ribu omzet perhari, atau keuntungan 100 sampai 120 ribu IDR perhari.
Modal untuk tambahan barang yang akan dijual dan dibutuhkan para pelanggan dan pembeli saya mulai meningkat. Apalagi kalau stok tidak pernah terlambat. Untuk itu saya membutuhkan beberapa tambahan stok barang antara lain snack, minuman mineral dan minuman penyegar, bbm bensin eceran. Untuk melanjutkan atau peningkatan omzet akan saya sediakan pula saldo untuk penjualan pulsa elektronik all operator. Karena posisi kis saya sangat strategis di pinggir jalan raya propinsi dan masuk wilayah kota. Lingkungan sekitar adalah karyawan pemerintah dan swasta, sopir angkutan umum, serta lingkungan sekolah SMAN favorit di Jember.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 5, 2015
Repayment status
Late
Projected term
19 months
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