Entrepreneur
Name
Emily
Member since
January 2015
On-time repayments
203 installments • 28%
About Me
My name is Emily, married with two children. I finished my O levels in 2009 and I could not go further to college since I lacked fees for the same. I then resolved to do some small business of buying and selling of cereals before I got married.
Though this business was once in a while I managed to survive with the profits I made for my upkeep.
My Business
I restarted my business of buying maize and beans late 2013 because I realized that my customers had started looking for my goods. Buying of maize on season especially November - December is usually favourable since the farmers are selling at a lower prices compared to the other months of the year. Since my county is favourable for maize and beans I found out that dealing with these two commodities will not give me a lot of stress. Note that I need not to go far, I just buy at my home and customers just bring their produce to my door step.
I stock my maize and beans until the time when the prices have hiked up. For beans I usually wait until April when farmers will be looking for seeds, (initial price of 90kgs is at Ksh. 4500 while the price I sell is Ksh. 6500 i.e a profit of Ksh. 2000)
At times I sell them to nearby secondary schools for consumption, I don't incur any transport because they come for them. For the maize the initial price is Ksh. 2000 and I sell a bag(90kg) at Ksh. 3,000 thus a profit of Ksh. 1000.
The challenge which I face is the finance to buy more cereals because at times I receive a lot of bags but cash do normally limit my buying.
My profits I make from my business are usually used to reinvest in it, and also meet the other needs like paying school fees for my first born daughter.
Loan Proposal
Upon getting money from Zidisha team ,I will expand on cultivation of potatoes ,cabbage and onions on my small farm thus satisfying the needs of my regular customers next door. It is in this concept that I would be able to feed cloth and educate my two children who are now in nursery school nearby
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$90.00
Date disbursed
Oct 13, 2016
Repayment status
On Time
Projected term
47 months
Other loans
Lenders
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Summary
Amount repaid
$89.88
Amount remaining
$0.00
Date repaid
Feb 12, 2020
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 24, 2016 | $5.04 | Nov 18, 2016 | $5.04 |
| Oct 31, 2016 | $0.00 | ||
| Nov 7, 2016 | $0.00 | ||
| Nov 14, 2016 | $0.00 | ||
| Nov 21, 2016 | $2.02 | Nov 22, 2016 | $2.02 |
| Nov 28, 2016 | $1.64 | Dec 1, 2016 | $1.64 |
| Dec 5, 2016 | $0.00 | ||
| Dec 12, 2016 | $0.00 | ||
| Dec 19, 2016 | $0.00 | ||
| Dec 26, 2016 | $0.00 | ||
| Jan 2, 2017 | $0.00 | ||
| Jan 9, 2017 | $1.51 | Feb 26, 2017 | $1.51 |
| Jan 16, 2017 | $1.51 | Feb 26, 2017 | $1.51 |
| Jan 23, 2017 | $1.51 | Feb 26, 2017 | $1.51 |
| Jan 30, 2017 | $1.51 | Feb 26, 2017 | $1.51 |
| Feb 6, 2017 | $1.51 | Feb 26, 2017 | $1.51 |
| Feb 13, 2017 | $1.51 | Feb 26, 2017 | $1.51 |
| Feb 20, 2017 | $1.01 | Feb 26, 2017 | $1.01 |
| Feb 27, 2017 | $0.00 | ||
| Mar 6, 2017 | $0.00 | ||
| Mar 13, 2017 | $0.00 | ||
| Mar 20, 2017 | $0.00 | ||
| Mar 27, 2017 | $0.00 | ||
| Apr 3, 2017 | $0.00 | ||
| Apr 10, 2017 | $1.51 | Apr 25, 2017 | $1.51 |
| Apr 17, 2017 | $1.51 | Apr 25, 2017 | $1.51 |
| Apr 24, 2017 | $1.51 | Apr 25, 2017 | $1.51 |
| May 1, 2017 | $0.00 | ||
| May 8, 2017 | $0.00 | ||
| May 15, 2017 | $0.00 | ||
| May 22, 2017 | $1.01 | Jun 22, 2017 | $1.00 |
| Jun 22, 2017 | $0.01 | ||
| May 29, 2017 | $1.01 | Jun 22, 2017 | $0.99 |
| Jun 22, 2017 | $0.02 | ||
| Jun 5, 2017 | $1.01 | Jun 22, 2017 | $0.98 |
| Jun 22, 2017 | $0.03 | ||
| Jun 12, 2017 | $1.01 | Jun 22, 2017 | $0.97 |
| Jul 6, 2017 | $0.04 | ||
| Jun 19, 2017 | $1.01 | Jul 6, 2017 | $1.01 |
| Jun 26, 2017 | $1.01 | Jul 6, 2017 | $1.01 |
| Jul 3, 2017 | $1.01 | Jul 6, 2017 | $0.97 |
| Aug 8, 2017 | $0.04 | ||
| Jul 10, 2017 | $1.01 | Aug 8, 2017 | $0.90 |
| Aug 8, 2017 | $0.11 | ||
| Jul 17, 2017 | $0.89 | Aug 8, 2017 | $0.89 |
| Jul 24, 2017 | $0.00 | ||
| Jul 31, 2017 | $0.00 | ||
| Aug 7, 2017 | $0.00 | ||
| Aug 14, 2017 | $0.00 | ||
| Aug 21, 2017 | $0.00 | ||
| Aug 28, 2017 | $0.00 | ||
| Sep 4, 2017 | $0.00 | ||
| Sep 11, 2017 | $1.01 | Dec 26, 2017 | $1.01 |
| Sep 18, 2017 | $0.00 | ||
| Sep 25, 2017 | $0.00 | ||
| Oct 2, 2017 | $0.00 | ||
| Oct 9, 2017 | $0.00 | ||
| Oct 16, 2017 | $0.00 | ||
| Oct 23, 2017 | $0.00 | ||
| Oct 30, 2017 | $0.00 | ||
| Nov 6, 2017 | $0.00 | ||
| Nov 13, 2017 | $0.00 | ||
| Nov 20, 2017 | $0.00 | ||
| Nov 27, 2017 | $0.00 | ||
| Dec 4, 2017 | $0.00 | ||
| Dec 11, 2017 | $0.00 | ||
| Dec 18, 2017 | $0.00 | ||
| Dec 25, 2017 | $0.00 | ||
| Jan 1, 2018 | $1.01 | Oct 23, 2018 | $1.01 |
| Jan 8, 2018 | $1.01 | Oct 23, 2018 | $1.01 |
| Jan 15, 2018 | $1.01 | Oct 23, 2018 | $1.01 |
| Jan 22, 2018 | $1.01 | Oct 23, 2018 | $1.01 |
| Jan 29, 2018 | $1.01 | Oct 23, 2018 | $1.01 |
| Feb 5, 2018 | $1.01 | Oct 23, 2018 | $1.01 |
| Feb 12, 2018 | $1.01 | Oct 23, 2018 | $1.01 |
| Feb 19, 2018 | $1.01 | Oct 24, 2018 | $1.01 |
| Feb 26, 2018 | $0.00 | ||
| Mar 5, 2018 | $0.00 | ||
| Mar 12, 2018 | $0.00 | ||
| Mar 19, 2018 | $0.00 | ||
| Mar 26, 2018 | $0.00 | ||
| Apr 2, 2018 | $0.00 | ||
| Apr 9, 2018 | $0.00 | ||
| Apr 16, 2018 | $0.00 | ||
| Apr 23, 2018 | $0.00 | ||
| Apr 30, 2018 | $0.00 | ||
| May 7, 2018 | $0.00 | ||
| May 14, 2018 | $0.00 | ||
| May 21, 2018 | $0.00 | ||
| May 28, 2018 | $0.00 | ||
| Jun 4, 2018 | $0.00 | ||
| Jun 11, 2018 | $0.00 | ||
| Jun 18, 2018 | $0.00 | ||
| Jun 25, 2018 | $0.00 | ||
| Jul 2, 2018 | $0.00 | ||
| Jul 9, 2018 | $0.00 | ||
| Jul 16, 2018 | $0.00 | ||
| Jul 23, 2018 | $0.00 | ||
| Jul 30, 2018 | $0.00 | ||
| Aug 6, 2018 | $0.00 | ||
| Aug 13, 2018 | $0.00 | ||
| Aug 20, 2018 | $0.00 | ||
| Aug 27, 2018 | $0.00 | ||
| Sep 3, 2018 | $0.00 | ||
| Sep 10, 2018 | $0.00 | ||
| Sep 17, 2018 | $0.00 | ||
| Sep 24, 2018 | $0.00 | ||
| Oct 1, 2018 | $0.00 | ||
| Oct 8, 2018 | $0.00 | ||
| Oct 15, 2018 | $0.00 | ||
| Oct 22, 2018 | $0.00 | ||
| Oct 29, 2018 | $0.50 | Oct 30, 2018 | $0.50 |
| Nov 5, 2018 | $0.50 | Nov 6, 2018 | $0.50 |
| Nov 12, 2018 | $0.50 | Nov 6, 2018 | $0.50 |
| Nov 19, 2018 | $0.50 | Nov 24, 2018 | $0.50 |
| Nov 26, 2018 | $1.01 | Nov 24, 2018 | $1.01 |
| Dec 3, 2018 | $1.01 | Dec 8, 2018 | $1.01 |
| Dec 10, 2018 | $1.01 | Dec 8, 2018 | $1.01 |
| Dec 17, 2018 | $0.00 | ||
| Dec 24, 2018 | $0.00 | ||
| Dec 31, 2018 | $0.00 | ||
| Jan 7, 2019 | $0.00 | ||
| Jan 14, 2019 | $0.00 | ||
| Jan 21, 2019 | $0.00 | ||
| Jan 28, 2019 | $0.00 | ||
| Feb 4, 2019 | $0.00 | ||
| Feb 11, 2019 | $0.00 | ||
| Feb 18, 2019 | $0.00 | ||
| Feb 25, 2019 | $0.00 | ||
| Mar 4, 2019 | $0.00 | ||
| Mar 11, 2019 | $0.50 | Mar 10, 2019 | $0.50 |
| Mar 18, 2019 | $0.50 | Mar 17, 2019 | $0.50 |
| Mar 25, 2019 | $0.50 | Mar 28, 2019 | $0.50 |
| Apr 1, 2019 | $0.50 | Mar 28, 2019 | $0.50 |
| Apr 8, 2019 | $0.50 | May 7, 2019 | $0.50 |
| Apr 15, 2019 | $1.01 | May 14, 2019 | $1.01 |
| Apr 22, 2019 | $0.00 | ||
| Apr 29, 2019 | $0.00 | ||
| May 6, 2019 | $0.00 | ||
| May 13, 2019 | $0.00 | ||
| May 20, 2019 | $0.00 | ||
| May 27, 2019 | $0.00 | ||
| Jun 3, 2019 | $0.00 | ||
| Jun 10, 2019 | $0.00 | ||
| Jun 17, 2019 | $0.50 | Jun 16, 2019 | $0.50 |
| Jun 24, 2019 | $0.50 | Jun 16, 2019 | $0.50 |
| Jul 1, 2019 | $0.50 | Jun 16, 2019 | $0.50 |
| Jul 8, 2019 | $0.50 | Jul 9, 2019 | $0.50 |
| Jul 15, 2019 | $0.50 | Jul 9, 2019 | $0.50 |
| Jul 22, 2019 | $1.01 | Jul 9, 2019 | $1.01 |
| Jul 29, 2019 | $1.01 | Jul 11, 2019 | $1.01 |
| Aug 5, 2019 | $1.01 | Jul 11, 2019 | $1.01 |
| Aug 12, 2019 | $1.01 | Aug 6, 2019 | $1.01 |
| Aug 19, 2019 | $1.01 | Aug 6, 2019 | $1.01 |
| Aug 26, 2019 | $1.01 | Aug 6, 2019 | $1.01 |
| Sep 2, 2019 | $1.01 | Aug 6, 2019 | $1.01 |
| Sep 9, 2019 | $1.01 | Sep 19, 2019 | $1.01 |
| Sep 16, 2019 | $1.01 | Sep 19, 2019 | $1.01 |
| Sep 23, 2019 | $0.00 | ||
| Sep 30, 2019 | $0.00 | ||
| Oct 7, 2019 | $0.00 | ||
| Oct 14, 2019 | $0.00 | ||
| Oct 21, 2019 | $0.00 | ||
| Oct 28, 2019 | $0.00 | ||
| Nov 4, 2019 | $0.00 | ||
| Nov 11, 2019 | $0.00 | ||
| Nov 18, 2019 | $0.00 | ||
| Nov 25, 2019 | $0.00 | ||
| Dec 2, 2019 | $0.50 | Feb 8, 2020 | $0.50 |
| Dec 9, 2019 | $0.50 | Feb 8, 2020 | $0.50 |
| Dec 16, 2019 | $0.00 | ||
| Dec 23, 2019 | $0.00 | ||
| Dec 30, 2019 | $0.00 | ||
| Jan 6, 2020 | $0.00 | ||
| Jan 13, 2020 | $0.00 | ||
| Jan 20, 2020 | $0.00 | ||
| Jan 27, 2020 | $0.00 | ||
| Feb 3, 2020 | $0.00 | ||
| Feb 10, 2020 | $0.50 | Feb 12, 2020 | $0.50 |
| Feb 17, 2020 | $0.50 | Feb 12, 2020 | $0.50 |
| Feb 24, 2020 | $0.50 | Feb 12, 2020 | $0.50 |
| Mar 2, 2020 | $0.50 | Feb 12, 2020 | $0.50 |
| Mar 9, 2020 | $0.50 | Feb 12, 2020 | $0.50 |
| Mar 16, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Mar 23, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Mar 30, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Apr 6, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Apr 13, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Apr 20, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Apr 27, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| May 4, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| May 11, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| May 18, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| May 25, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Jun 1, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Jun 8, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Jun 15, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Jun 22, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Jun 29, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Jul 6, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Jul 13, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Jul 20, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Jul 27, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Aug 3, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Aug 10, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Aug 17, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Aug 24, 2020 | $1.01 | Feb 12, 2020 | $1.01 |
| Aug 31, 2020 | $0.64 | Feb 12, 2020 | $0.64 |
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