Entrepreneur
Name
Samson
Member since
May 2014
On-time repayments
198 installments • 15%
About Me
My Name is Samson Kiriago. I am from an average family. I earn a living through vegetable farming and CPA training/Coaching.
With full Certified Public Accountants(CPA) qualification and a B.Sc in Agricultural Economics & Resource Management, I started as a trainer at Kisii College of Accountancy, where I trained for 2 years. Over this period I found it difficult to depend on my monthly earnings which were Kes. 10,000 then. As an entrepreneur I decided to look for a way of getting extra income by identifying only the working group that I could teach from the comfort of their homes over the weekends and some evenings , which earned me more income, this is how I started working on my own. Through determination, I learnt a hard way to get clients/in a town that is flooded by several commercial colleges. I saved some amount that for the two years which I used to buy a quarter piece of land in the outskirts of Kitale town, along Kitale Kapenguria Road next opposite Chematich Primary School; 3 kilometers from Maili Saba centre a junction joining Saiwa Swamp in Kitale.
My Business
I relocated to Kitale town in January 2013 for two reasons; to do farming and try to convince the working class in big companies who had to travel to Eldoret over the Weekends for CPA classes. I decided therefore to jointly do farming and private training. It will be of interest to note that Kitale is the Kenya’s grain basket, where maize farming is done on large production scales. It was not viable for me therefore to do maize farming on a quarter piece of a land, and I decided to do vegetable farming, basically; Sukuma wiki, spinach and indigenous vegetables such as Saga and Cow peas (Ken Kunde). Running both businesses have been a challenge especially when am supposed to meet my daily expenses. My market for the vegetables is the medium sized hotels/cafes in town. Getting students in Kitale on the other hand has been easier than other towns, but again the population of CPA students is lower than that of Kisii town. I acknowledge that the major portion of my income and livelihood is from training I charge Kes. 7,500 per subject and in one semester I have average 6-7 students, making an average of 15,000 a month, where Kes 5,000 goes to farming. I get an average of Kes 12, 000 from vegetables per season of 4 months. In Kitale it rains around March to September, and then rains disappear, I have plans to have constant water supply at the firm and do cabbage production. Preferred Hybrid varieties of cabbage take four (4) months to maturity. This means I will do two seasons a year, an acre holds 24,000 heads of cabbage, on a quarter piece of land will have 5,000 heads, which when sold @ Kes 15 brings in Kes 75,000 as sales revenue. I intend to get an affordable loan which I will spend on digging a well on the my farm and some install a pump and pipes irrigate the area on dry seasons and ensure constant production throughout the year, because cabbage needs constant water supply.
Loan Proposal
Dear lenders,
Once again thank you all for the previous loan, I am now requesting for a loan of KES 17,914 to buy a laptop for CPA classes.
We are now approaching the CPA exams and I feel I need a laptop since most of my revision materials are in soft soft form. If I get a laptop I will be able to prepare my revision classes in time and move faster to cover the the course outline in time.
I will be able to repay this amount within the agreed time from the amounts I raise from both vegetable sales and CPA classes .
Thank You.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$207.00
Date disbursed
Apr 7, 2015
Repayment status
Late
Projected term
67 months
Other loans
Lenders
Newport, United States
Middletown, United States
Singapore, Singapore
Philadelphia, United States
World Peace, United States
Toronto, Canada
Palo Alto, United States
Oslo, Norway
South Bend, United States
Lahr, Germany
[email protected], United States
Brussel, Belgium
United States
South Africa
Canada
United States
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Summary
Amount repaid
$37.50
Amount remaining
$181.00
Expected completion
Oct 18, 2020
Status
Repaying late
Installment amount
$182.11
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 19, 2015 | $10.92 | Apr 19, 2015 | $3.11 |
| Apr 23, 2015 | $7.81 | ||
| Apr 26, 2015 | $0.02 | Apr 23, 2015 | $0.02 |
| May 3, 2015 | $3.22 | May 3, 2015 | $3.22 |
| May 10, 2015 | $3.22 | May 3, 2015 | $2.11 |
| May 11, 2015 | $1.11 | ||
| May 17, 2015 | $1.00 | May 11, 2015 | $1.00 |
| May 24, 2015 | $0.00 | ||
| May 31, 2015 | $0.00 | ||
| Jun 7, 2015 | $2.22 | Jun 3, 2015 | $2.22 |
| Jun 14, 2015 | $2.22 | Jun 3, 2015 | $2.22 |
| Jun 21, 2015 | $2.22 | Jun 3, 2015 | $2.22 |
| Jun 28, 2015 | $2.22 | Jun 29, 2015 | $2.22 |
| Jul 5, 2015 | $2.22 | Jul 6, 2015 | $2.22 |
| Jul 12, 2015 | $0.56 | Jul 6, 2015 | $0.56 |
| Jul 19, 2015 | $0.00 | ||
| Jul 26, 2015 | $1.11 | Aug 5, 2015 | $1.11 |
| Aug 2, 2015 | $1.11 | Aug 5, 2015 | $1.11 |
| Aug 9, 2015 | $1.11 | Aug 5, 2015 | $0.56 |
| Oct 18, 2018 | $0.56 | ||
| Aug 16, 2015 | $0.22 | Oct 18, 2018 | $0.22 |
| Aug 23, 2015 | $0.00 | ||
| Aug 30, 2015 | $0.00 | ||
| Sep 6, 2015 | $0.00 | ||
| Sep 13, 2015 | $0.00 | ||
| Sep 20, 2015 | $0.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $0.00 | ||
| Oct 11, 2015 | $0.00 | ||
| Oct 18, 2015 | $0.00 | ||
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $0.00 | ||
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $0.00 | ||
| Feb 28, 2016 | $0.00 | ||
| Mar 6, 2016 | $0.00 | ||
| Mar 13, 2016 | $0.00 | ||
| Mar 20, 2016 | $0.00 | ||
| Mar 27, 2016 | $0.00 | ||
| Apr 3, 2016 | $0.00 | ||
| Apr 10, 2016 | $0.00 | ||
| Apr 17, 2016 | $0.00 | ||
| Apr 24, 2016 | $0.00 | ||
| May 1, 2016 | $0.00 | ||
| May 8, 2016 | $0.00 | ||
| May 15, 2016 | $0.00 | ||
| May 22, 2016 | $0.00 | ||
| May 29, 2016 | $0.00 | ||
| Jun 5, 2016 | $0.00 | ||
| Jun 12, 2016 | $0.00 | ||
| Jun 19, 2016 | $0.00 | ||
| Jun 26, 2016 | $0.00 | ||
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $0.00 | ||
| Aug 7, 2016 | $0.00 | ||
| Aug 14, 2016 | $0.00 | ||
| Aug 21, 2016 | $0.00 | ||
| Aug 28, 2016 | $0.00 | ||
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $0.00 | ||
| Sep 18, 2016 | $0.00 | ||
| Sep 25, 2016 | $0.00 | ||
| Oct 2, 2016 | $0.00 | ||
| Oct 9, 2016 | $0.00 | ||
| Oct 16, 2016 | $0.00 | ||
| Oct 23, 2016 | $0.00 | ||
| Oct 30, 2016 | $0.00 | ||
| Nov 6, 2016 | $0.00 | ||
| Nov 13, 2016 | $0.00 | ||
| Nov 20, 2016 | $0.00 | ||
| Nov 27, 2016 | $0.00 | ||
| Dec 4, 2016 | $0.00 | ||
| Dec 11, 2016 | $0.00 | ||
| Dec 18, 2016 | $0.00 | ||
| Dec 25, 2016 | $0.00 | ||
| Jan 1, 2017 | $0.00 | ||
| Jan 8, 2017 | $0.00 | ||
| Jan 15, 2017 | $0.00 | ||
| Jan 22, 2017 | $0.00 | ||
| Jan 29, 2017 | $0.00 | ||
| Feb 5, 2017 | $0.00 | ||
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $0.00 | ||
| Mar 5, 2017 | $0.00 | ||
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $0.00 | ||
| Mar 26, 2017 | $0.00 | ||
| Apr 2, 2017 | $0.00 | ||
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $0.00 | ||
| May 7, 2017 | $0.00 | ||
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $0.00 | ||
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $0.00 | ||
| Jun 18, 2017 | $0.00 | ||
| Jun 25, 2017 | $0.00 | ||
| Jul 2, 2017 | $0.00 | ||
| Jul 9, 2017 | $0.00 | ||
| Jul 16, 2017 | $0.00 | ||
| Jul 23, 2017 | $0.00 | ||
| Jul 30, 2017 | $0.00 | ||
| Aug 6, 2017 | $0.00 | ||
| Aug 13, 2017 | $0.00 | ||
| Aug 20, 2017 | $0.00 | ||
| Aug 27, 2017 | $0.00 | ||
| Sep 3, 2017 | $0.00 | ||
| Sep 10, 2017 | $0.00 | ||
| Sep 17, 2017 | $0.00 | ||
| Sep 24, 2017 | $0.00 | ||
| Oct 1, 2017 | $0.00 | ||
| Oct 8, 2017 | $0.00 | ||
| Oct 15, 2017 | $0.00 | ||
| Oct 22, 2017 | $0.00 | ||
| Oct 29, 2017 | $0.00 | ||
| Nov 5, 2017 | $0.00 | ||
| Nov 12, 2017 | $0.00 | ||
| Nov 19, 2017 | $0.00 | ||
| Nov 26, 2017 | $0.00 | ||
| Dec 3, 2017 | $0.00 | ||
| Dec 10, 2017 | $0.00 | ||
| Dec 17, 2017 | $0.00 | ||
| Dec 24, 2017 | $0.00 | ||
| Dec 31, 2017 | $0.00 | ||
| Jan 7, 2018 | $0.00 | ||
| Jan 14, 2018 | $0.00 | ||
| Jan 21, 2018 | $0.00 | ||
| Jan 28, 2018 | $0.00 | ||
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $0.00 | ||
| May 20, 2018 | $0.00 | ||
| May 27, 2018 | $0.00 | ||
| Jun 3, 2018 | $0.00 | ||
| Jun 10, 2018 | $0.00 | ||
| Jun 17, 2018 | $0.00 | ||
| Jun 24, 2018 | $0.00 | ||
| Jul 1, 2018 | $0.00 | ||
| Jul 8, 2018 | $0.00 | ||
| Jul 15, 2018 | $0.00 | ||
| Jul 22, 2018 | $0.00 | ||
| Jul 29, 2018 | $0.00 | ||
| Aug 5, 2018 | $0.00 | ||
| Aug 12, 2018 | $0.00 | ||
| Aug 19, 2018 | $0.00 | ||
| Aug 26, 2018 | $0.00 | ||
| Sep 2, 2018 | $0.00 | ||
| Sep 9, 2018 | $0.00 | ||
| Sep 16, 2018 | $0.00 | ||
| Sep 23, 2018 | $0.00 | ||
| Sep 30, 2018 | $0.00 | ||
| Oct 7, 2018 | $0.00 | ||
| Oct 14, 2018 | $0.00 | ||
| Oct 21, 2018 | $0.56 | Oct 19, 2018 | $0.56 |
| Oct 28, 2018 | $0.56 | Oct 26, 2018 | $0.56 |
| Nov 4, 2018 | $0.56 | Oct 26, 2018 | $0.39 |
| Nov 5, 2018 | $0.17 | ||
| Nov 11, 2018 | $0.56 | Nov 5, 2018 | $0.56 |
| Nov 18, 2018 | $0.56 | Nov 5, 2018 | $0.39 |
| Dec 19, 2018 | $0.17 | ||
| Nov 25, 2018 | $0.00 | ||
| Dec 2, 2018 | $0.00 | ||
| Dec 9, 2018 | $0.00 | ||
| Dec 16, 2018 | $0.00 | ||
| Dec 23, 2018 | $0.00 | ||
| Dec 30, 2018 | $0.00 | ||
| Jan 6, 2019 | $0.00 | ||
| Jan 13, 2019 | $0.00 | ||
| Jan 20, 2019 | $0.00 | ||
| Jan 27, 2019 | $0.00 | ||
| Feb 3, 2019 | $0.00 | ||
| Feb 10, 2019 | $0.00 | ||
| Feb 17, 2019 | $0.00 | ||
| Feb 24, 2019 | $0.00 | ||
| Mar 3, 2019 | $0.00 | ||
| Mar 10, 2019 | $0.00 | ||
| Mar 17, 2019 | $0.00 | ||
| Mar 24, 2019 | $0.00 | ||
| Mar 31, 2019 | $0.00 | ||
| Apr 7, 2019 | $0.00 | ||
| Apr 14, 2019 | $0.00 | ||
| Apr 21, 2019 | $0.00 | ||
| Apr 28, 2019 | $0.00 | ||
| May 5, 2019 | $0.00 | ||
| May 12, 2019 | $0.00 | ||
| May 19, 2019 | $0.00 | ||
| May 26, 2019 | $0.00 | ||
| Jun 2, 2019 | $0.00 | ||
| Jun 9, 2019 | $0.00 | ||
| Jun 16, 2019 | $0.00 | ||
| Jun 23, 2019 | $0.00 | ||
| Jun 30, 2019 | $0.00 | ||
| Jul 7, 2019 | $0.00 | ||
| Jul 14, 2019 | $0.00 | ||
| Jul 21, 2019 | $0.00 | ||
| Jul 28, 2019 | $0.00 | ||
| Aug 4, 2019 | $0.00 | ||
| Aug 11, 2019 | $0.00 | ||
| Aug 18, 2019 | $0.00 | ||
| Aug 25, 2019 | $0.00 | ||
| Sep 1, 2019 | $0.00 | ||
| Sep 8, 2019 | $0.00 | ||
| Sep 15, 2019 | $0.00 | ||
| Sep 22, 2019 | $0.00 | ||
| Sep 29, 2019 | $0.00 | ||
| Oct 6, 2019 | $0.00 | ||
| Oct 13, 2019 | $0.00 | ||
| Oct 20, 2019 | $0.00 | ||
| Oct 27, 2019 | $0.00 | ||
| Nov 3, 2019 | $0.00 | ||
| Nov 10, 2019 | $0.00 | ||
| Nov 17, 2019 | $0.00 | ||
| Nov 24, 2019 | $0.00 | ||
| Dec 1, 2019 | $0.00 | ||
| Dec 8, 2019 | $0.00 | ||
| Dec 15, 2019 | $0.00 | ||
| Dec 22, 2019 | $0.00 | ||
| Dec 29, 2019 | $0.00 | ||
| Jan 5, 2020 | $0.00 | ||
| Jan 12, 2020 | $0.00 | ||
| Jan 19, 2020 | $0.00 | ||
| Jan 26, 2020 | $0.00 | ||
| Feb 2, 2020 | $0.00 | ||
| Feb 9, 2020 | $0.00 | ||
| Feb 16, 2020 | $0.00 | ||
| Feb 23, 2020 | $0.00 | ||
| Mar 1, 2020 | $0.00 | ||
| Mar 8, 2020 | $0.00 | ||
| Mar 15, 2020 | $0.00 | ||
| Mar 22, 2020 | $0.00 | ||
| Mar 29, 2020 | $0.00 | ||
| Apr 5, 2020 | $0.00 | ||
| Apr 12, 2020 | $0.00 | ||
| Apr 19, 2020 | $0.00 | ||
| Apr 26, 2020 | $0.00 | ||
| May 3, 2020 | $0.00 | ||
| May 10, 2020 | $0.00 | ||
| May 17, 2020 | $0.00 | ||
| May 24, 2020 | $0.00 | ||
| May 31, 2020 | $0.00 | ||
| Jun 7, 2020 | $0.00 | ||
| Jun 14, 2020 | $0.00 | ||
| Jun 21, 2020 | $0.00 | ||
| Jun 28, 2020 | $0.00 | ||
| Jul 5, 2020 | $0.00 | ||
| Jul 12, 2020 | $0.00 | ||
| Jul 19, 2020 | $0.00 | ||
| Jul 26, 2020 | $0.00 | ||
| Aug 2, 2020 | $0.00 | ||
| Aug 9, 2020 | $0.00 | ||
| Aug 16, 2020 | $0.00 | ||
| Aug 23, 2020 | $0.00 | ||
| Aug 30, 2020 | $0.00 | ||
| Sep 6, 2020 | $0.00 | ||
| Sep 13, 2020 | $0.00 | ||
| Sep 20, 2020 | $0.00 | ||
| Sep 27, 2020 | $0.00 | ||
| Oct 4, 2020 | $0.00 | ||
| Oct 11, 2020 | $0.00 | ||
| Oct 18, 2020 | $182.11 | Dec 19, 2018 | $1.11 |
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