Entrepreneur
Name
Maggy
Member since
April 2014
On-time repayments
130 installments • 4%
About Me
I am margaret thinwa, a kenyan citizen living with my family members in juja which is located along the nairobi thika road. I work as a cyber attendant in my cyber which i started off in 2013. My business has kicked well off so far. and i make monthly earnings of about $50 excluding power bills of $5, rent $40, stationery $5, internet charges $10. After working out on my accounts i do my savings to help me purchase the necessary equipments which are needed in times when there is a lot of work. Currently i have three computers for my business and would like to purchase more computers to cater for the needs of my increasing number of customers. I spend my leisure time doing technological research in regard to advanced businesses in the world and what they require. My hobbies are reading, travelling, socializing and sharing ideas of experience.
My Business
My source of income is generated from my cyber business and other part time jobs that i get which require me to repair computers for different clients within juja. My customers prefer my business because of my good customer relations that i have with them and the one on one interraction that i offer them. They also prefer my business because of the conducive environment offered by business through its ample location and the quality services that i offer my clients. My business is profitable because i have invested a lot of confidence in my clients who are assured of quality through my cyber. Thus am assured of the clients coming for my services. I face risks such as power shortages which leads to a lot of losses and if i got a generator for my business i could be in a better position of dealing with this. My monthly money circulation in my business is as: i make monthly earnings of about $50 excluding power bills of $5, rent $40, stationery $5, internet charges $10. The profit generated serves as my business mantainance costs and future expansion savings. Thus i am in a position of committing about $12 for my loan repayment. I will pay without fail.
Loan Proposal
The loan will help me purchase a Epson printer for my business which will help me print photos, documents for my clients. The loan will help me top up with the little i have so that i can buy the machine. I request that you help lend me the money so that it can help me transform the lives of people in my society. Thank you all. When using the current old generation printer, there are jobs that i cannot take especially the photo and scanning jobs, this usually makes me lose money and confidence in my clients.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Apr 23, 2014
Repayment status
Late
Projected term
30 months
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