Easier client transactions (M-Pesa) for my graphic design business

Ceciliah Nyanyuki

Buruburu, Kenya

100% repaid

Entrepreneur

Name

Ceciliah Nyanyuki

Location

Buruburu, Kenya

On-time repayments

179 weekly installments  •  87%

About Me

Hello good people,I am Ceciliah Bhoke. Having completed O Level education, I joined a fine art institution to study Graphics Design. I am 25 years old. I am talented in graphic designing, painting and screen printing and as much as I don’t have a lot but I offer my skills in mentorship programmes to my fellow youths. I train them to design business cards, brochures, diaries, complimentary slips and burial programmes, also wedding cards.
I started as a freelance graphics designer appealing slowly while in college so as to support my siblings since i am the first born in a family of six and we have been brought up by my mom only. Through my business i have been able to support my siblings financially for their school fees and upkeep, thus i have been able to train them on the business.
I will be able to pay the loan offered to me from my design business.

My Business

I design creatively inspiring visuals for graphic design. I work from home and sometimes i am forced to go to the cyber cafe in town to use their facilities. and I produce quality thus I always get referrals. The design work rewards me with $ 250 monthly which i use for home improvement and part of the money i use for upkeep and food. I also support my siblings and above all, i pay a tenth of it as tithe to my local church.
I realized I get so much work sometimes that it is overwhelming that I have to outsource from designers with facilities to do it.
At the moment, I am mentoring my two siblings who have finished their O Levels and they have positive attitude towards graphic design.
I really enjoy doing graphics and since I have trained and mentored my brothers , I am sure my sales will tremendously increase thus I will be able to service the loan.
With the loan, I will buy more equipments i.e
A laptop worth $ 150 which i can use to design more work as it is portable and it aint as a desktop when there is no power it will mean that i will not be able to deliver the artworks on time.

Loan Proposal

Loan Proposal
Purpose of this proposal is to request for a loan of $1690 which I need the money to provide me with funding for expanding my current business.
I am a sole proprietor operating under a business name Ceciliah Bhoke ( Id no. 27614609).
That has strived in its five years of operation. However, most of our business is limted to take out due to lack of table space, more MPSA FLOAT for the Mpesa, additional stock, Since opening in April of 2012, I have consistently increased revenues & expanded clientele.
This success is due to the quality of products and location since these factors will contribute positively to other business, I anticipate the success to continue. In addition, the added convenience of money transfer services will help increase business profits.
All this will be done at the current shop since Bkad Centre is a Branding / Stationery and printing shop located in Makadara Constituency Burubur Phase IV just opposite BIFA College and Nairobi CBD Area along KCB Bank River Road Branch.
Very soon one of the storefront next door to our current location will be free and available in three months time.
My primary focus is service and delivery and the ability to keep fast moving items in stock.
Also being in business for five years I have vast experience in the business and I know exactly what the clients need.
Few customers take discounts, our average customers is a small / medium sized retailer.
Some of our customers includes :- Parastatals, Learning Institutions eg Buruburu Institute of Fine Arts and many more.
Proposed Budget of expense we oversee in regards to the expansion.
1. MPESA Float - 169,000/=
I will pay back the loan monthly from my continuing net profits, also from liquidation of inventory and receivables.
The advertising and distribution costs has been low since most advertising is at the retail level and by word of mouth.
The total number of employees as of date of application is Nine. Four Females and Five male.
Our main source of supply includes:- Text Book Centre, Lino Staioners, Laxima Bookshop, Ngariama Stationers.

Feedback

3

None

None

  • Michiel Rauws    Jul 22, 2016

    Ceciliah runs a very important business, enabling others to get connected and start earning money online!

    Can't wait to support her next step.

    Log in to reply • Share
  • Wendy Emlyn    Feb 20, 2016

    Ceciliah has made regular payments and cleared her loan on time

    Log in to reply • Share
  • Carla    Jul 14, 2015

    This proposal has great potential. Ceciliah has proven she can turn her skills into business in order to support her siblings.

    Moreover because she offer her design skills online she is able to earn higher wages then she would normally get in Kenya.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,669.59

Date disbursed

Aug 16, 2017

Repayment status

On Time

Projected term

388 months

Cost to entrepreneur

Service fee: $74.87

Lenders

Daniel

Brussels, Belgium

A

agwong

California, United States

T

Tmann

Los Angeles, United States

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

J

johan

Oslo, Norway

Elinor

Maple Lake, MN, United States

Spyque

Saint James, United States

K

Krokslatt

Mölndal, Sweden

cyrus0302

San Francisco, United States

E

erozlum

Istanbul, Turkey

D

drjofleming

UK, United Kingdom

J

Jdoyle

Kitchener, Canada

S

soren

Göteborg, Sweden

Vanamo

Helsinki, Finland

AndreaBravi

London, UK, Canada

F

Fiodal

Helsinki, Finland

artnking

College Place, United States

Kjartan

Oslo, Norway

J

jrtregurtha

Ridgefield, United States

G

gt2016c

Birchgrove, Australia

N

noah695

Salt Lake City, United States

Tjitser

The Hague, Netherlands

A

AJCortens

Boise, ID, United States

L

ldron7

Utah, United States

T

tloureiro

Pfungstadt, Germany

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

J

JakeA

Wellington, New Zealand

E

ericcamden

Berkeley, United States

J

Jessica

Patagonia, Argentina

R

rmacaw

Australia

Y

Yasha

Beer Sheva, Israel

Jeff and Marcie

Portland, OR, United States

HansLindgren

St. Julians, Malta

beverly

Vancouver, Canada

J

jasonbronowitz

Tempe, United States

C

chrisherron

Chicago, United States

F

fisaire

Ithaca, United States

A

anonymous123

United States

ksevik

Oslo, Norway

G

graememoss

Amsterdam, Netherlands

Darrylb

Heber City, United States

JesseEXPRESS

Arlington, United States

A

Alexandre

Sherbrooke, Canada

Myrar

Aarau, Switzerland

T

tomdeneire

Eke, Belgium

B

bgj21

Cambridge, United Kingdom

G

glomardor

Leonardtown, United States

T

TerrenceM

Wollongong, Australia

J

jzidi

Los Angeles, United States

K

Kevincleary

Omaha, United States

S

samuk

Nottingham, United Kingdom

Jouni

Finland

J

JoeSolar

Virginia, United States

pentatonicscale

Niiza-shi, Japan

G

Goodwill

Oakland, United States

mauroandmichelle

Montreal, Canada

mtnsailor

Harrisonburg, United States

danielytao

Boston, United States

S

Sergio

Boise, United States

R

Rking

Eugene, United States

O

Oktober

North Kingstown, United States

Christopher

Copenhagen, Denmark

T

tjgiving

Oakland, United States

H

Hotaru

Melbourne, Australia

Bhayl

Stavanger, Norway

P

PetrusR

balmoral, Australia

Y

Yevrahs

Dallas, Texas, United States

Ingela

Falun, Sweden

trackpal

Brighton, United Kingdom

E

erogers

Vancouver, Canada

Sunnyside

Stafford, United Kingdom

M

mkellerman

Shanghai, China

T

Tui1974

nuenen, Netherlands

R

Rearden

STAVANGER, Norway

Maxey

Amstelveen, Netherlands

A

Andy

Berlin, United States

panamaman

Philadelphia, United States

chadgibbs

Loveliest Village, United States

hugomesser

Blokker, Netherlands

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

MDILLENB

Aschaffenburg, Germany

A

Andrew22

Hopewell PA, United States

K

KnutG

Bergen, Norway

Bobrm2k3

Charleston, United States

M

Morgue

Brighton, United Kingdom

calvero

Bergen, Norway

J

JohnH

Livonia, Michigan, United States

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

marcmesich

Kaohsiung, Taiwan

A

AegeusOceanus

Seattle, United States

numbat

Perth, Australia

ruediger00

Montreal, Canada

Zal0m0n

Atlantis!!!! x), Mauritania

S

ScottEastman

Green Bay, United States

Rena121

Sydney, Australia

gseletko

South Perth, Australia

F

Forfex

Zurich, Switzerland

L

Leonora

TÄBY, Sweden

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

Inspire

Calgary, Canada

stever

Cape Coral, United States

JonB

London, United Kingdom

P

phoebius

Cambridge, United Kingdom

D

Dutch_lender

Leiderdorp, Netherlands

P

Pillango

Frankfurt, Germany

L

Lolababalola

Ames, United States

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

ibc123

Seattle, United States

H

harrymore

Townsville, Australia

xtrahardware

Cazenovia, United States

MrCane

Montevideo, Uruguay

stanbogdanov

Sofia, Bulgaria

lizandsteve

guelph, Canada

E

E

Marin county, United States

NedRyerson

Munroe Falls, United States

S

samthewill

Winterthur, Switzerland

O

ormung13

Christchurch, New Zealand

mikeice

Kohler, United States

R

ricka736

Wellington, New Zealand

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

A

akshu71

Ottawa, Canada

T

Texikan

Fort Worth, United States

sderickson

Berkeley, CA, United States

M

Malibu

Westwood, United States

M

microlender

United States

D

drorm

United States

C

chrishol

United States

R

roozbeh

United States

C

ColoradoEmac

United States

DavidHS

United Kingdom

Paul Buchheit

Mountain View, United States

D

DanielH

United States

D

DandS

United States

lyalljellyman

Wellington, New Zealand

M

mkrsko

Slovakia

Landerson

Edinburgh, United Kingdom

M

maverick

United States

joshuacollinson

Vienna, Austria

C

cathyu2crazy

United States

smastermind

Jerusalem, Israel

J

jbhernan

United States

johnhudson

Washington, DC, United States

GMc50

Australia

chriseyre

Fremont, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

P

Panda6689

United States

TyWee

Manila, Philippines

T

tmarkus

Netherlands

L

luckiestmonkey

United States

B

bscent

Hong Kong

A

AlphaAres

Azerbaijan

Vesa

Helsinki, Finland

V

vbud

United States

W

wesbh89

United States

T

timnj

United States

D

Desteli

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

J

jdelaporte

United States

Loungin

United States

S

sarahb

United States

T

Tim47

United States

K

Keith

Luxembourg

Otto Barten

Amsterdam, Netherlands

D

dh1423

United States

SV

sven vdk

Twickenham, United Kingdom

TheGoodData

London, United Kingdom

B

beegkitty

United States

I

ident

Horsholm, Denmark

K

Kebrenagast

New York, United States

C

Crainster

Chapel Hill, United States

SuperMario28

Cudahy, United States

T

Tony1

Australia

S

Symoneous

Netherlands

J

JeremyR

United States

GaloLending

United States

Voscke

Utrecht, Netherlands

A

andreab

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Haim Si

Mexico, Mexico

Matthias

Frankfurt Am Main, Germany

E

Erich

Zurich, Switzerland

UN

Uwe Neumann

Frankfurt Germany, Denmark

Gab

Singapore

Jeroen Decock

Gent, Belgium

BM

Brian Mickel

United States

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

Jamie

Dublin, Ireland

Greg Howard

Reno, Nv, United States

MD

Miles Dodge

CORVALLIS, United States

Lukas Petereit

Frankfurt, Germany

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Jake Badger

Roskilde, Denmark

H

Hakon

Drammen, Norway

Dean Cress

United States

Lou Kaucic

Sanbornton, NH, United States

KO

Kevin OBrien

Denver, CO USA, United States

E

erica

antwerpen, Belgium

A

AHansen

Georgia, United States

T

thedan33

Czech Republic

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

HS

Harry Shulman

United States

JC

JD Conley

United States

KD

Kent Don

United States

BS

Bruno Silva

United States

Mouhamed

United States

MG

Meron Gribetz

United States

Paul

Seattle, United States

C

cota

United States

JD

Jeff DePree

United States

ME

Manaal Eisa

Washington DC, United States

V

vincent

Switzerland

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

PG

Paul Graham

United States

K

Kevin

Australia

Cyrus Santiago

Calapan City, Philippines

N

Nick

Greater London, United Kingdom

G

Grant

Germany

P

patricio

Yorba Linda, Ca, United States

LD

Laura Dobroth

United States

N

Nick

United States

G

Grace

Australia

Aran Dunlop

United States

Kyle Holohan

United States

Taylor

Memphis, United States

Heidy

N J, United States

R

Roanna

Alberta, Canada, Canada

MT

Marco Tietz

United States

SH

Steven Huntington

London, United Kingdom

UK

Uday Kolluri

New York, Singapore

Thomas

Sweden, Sweden

Strong

Netherlands

L

LK

United States

Y

YTSJ

London, United Kingdom

Tam Thao Nathan

United States

Max B

Saint Louis, United States

D

Dermo

Dublin, Ireland

metab

Estados Unidos, Hong Kong

N

Noah

United States

KE

Karen Epolito

Syracuse, NY, United States

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

DK

Danny Kelly

United States

RC

Rudi Chen

United States

A

anniewynkoop

United States

KK

karl kerksiek

United States

B

Boris

Bern, Switzerland

Carla

United States

MB

Mark Blatter

United States

KT

Kate Turner

United States

L

LuZi44

Basel, Switzerland

JB

John Brown

United States

BW

Betty Waweru

United States

K

Kenny

United States

KirstenAlana

Los Angeles, United States

Myria

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

RB

Ruth Brown

United States

United States

Kevin

United States

B

Brett

Australia

T

Tom

Switzerland

Bill Ballew

Kansas City, Missouri, United States

Zack Stein

United States

V

Vasil

Belarus

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

E

Elle

New York, United States

JA

Joe and Deb Rinella

Kansas City Metro, United States

SA

Shar Alamdari

Los Angeles, United States

Ryan Keller

Hong Kong, Hong Kong

Raymond Murphy

Carson Valley, NV, United States

I

ibaer

Germany

K

Katharina

Germany, Germany

Craig Newmark

United States

The Zinc Team

San Francisco, United States

RR

Rory Rohloff

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

chessplayer

Berlin, Germany

JB

James Brooks

United Kingdom

JA

Joshua Axtell

United States

MC

Mike Collura

United States

Katie

United States

NM

Nitya Marepally

San Ramon, CA, United States

JV

Jose Vidal

New York, United States

BE

Bob Ewing

United States

JD

JASON DORSETT

United States

V

VJ

Canberra, Australia

RG

Ryan Gough

United States

BP

Bill Piper

United States

Ellen

Michigan, United States

Karin

Germany

Christie Young

Boston, Ma, United States

Dave Magnan

Québec, Canada

K

Kyle

Durban, United Kingdom

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Haroon S

United States

DW

David Westmoreland

Colorado Springs, Colorado, United States

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

E

ericb321

Republic of Korea

GS

Gary Sinard

Franklin, TN, United States

ED

Eunan Doherty

donegal ireland, Ireland

EC

Edward Conrads

San Francisco, United States

Menno

Adelaide, Australia

MH

Meika Harris

United States

MS

Merel S

Netherlands

M

Mack

Harbor, Oregon, United States

JF

J Fister

United States

John Sercel

Florence, United States

Brandon Wright

Salt Lake City, Ut, United States

A

Andrew

United States

GC

Gabriel Collins

United Kingdom

France

NB

Nolan Beal

United States

Christian

Vienna, Austria

R

RMIM

United States

A

Aaron

United States

SS

Sarah sewall

United States

Mike

Indianapolis, United States

Chris

Nganmarriyanga, Australia

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

D

darienfo

United States

CA

Carles Alcolea

Barcelona, Spain

Paul Buchheit

Mountain View, United States

E

Eric

Canada

Bryce Bow

Bloomington, In, United States

A

Aiden

United Kingdom

A

Anonymous

United States

DM

Darin MacRae

United States

John Barnett

United States

BS

Brooke Schreier Ganz

Mill Valley, California, United States

Sean Richards

Wilmette, United States

Nethanel Kohen

NYC, United States

B

Bartl

United States

CN

Craig Newmark

United States

JR

John Rhee

United States

HB

Hugo Boss

United Kingdom

SL

Sam Lute

United States

MR

Mary Reardon

United States

CL

Cathey Leach

United States

TW

Tom Wiegand

United States

MM

Mark Moran

United Kingdom

RM

Roddy Murray

United Kingdom

MW

Matt Winkler

United States, Canada

SS

Sam Smith

United States

MP

Michael Poley

United States

Kelsey Lesko

San Francisco, United States

Darren Jeppson

Denver, Colorado, United States

H

Haley

United States

LM

Laquelle Mari

United States

JL

James Little

United Kingdom

Greg DeKoenigsberg

Durham NC, United States

LM

Lee Montecucco

Washington State, United States

Siddharth Shankar

Sydney, Australia, Australia

MB

MW Brown

United Kingdom

RM

Richard Marston

United Kingdom

WM

Will Martin

United States

X

x

Germany

R

Richard

United Kingdom

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