Name
Philip
Member since
February 2020
On-time repayments
67 installments • 37%
I was born and raised in Turbo from a humble and a God-fearing family.I hold a Degree in Finance from Moi University.I overcame hardship through learning to be self dependent through looking for other avenues of earning income and i managed to achieve this through being self employed; starting my own business.
I started my business through my personal savings.
The unique thing about my culture is the love of unity and togetherness.My hobby is reading novels and making new friends.
My business is deals with making wood furniture for households, schools,offices,hotels,restaurant and hospitals.I started my business in 2014 when i was still in the University.These goods are in huge demand because institutions and individuals cannot do without them and are part and parcel of their daily lifes and operations.
I chose this kind of business because of its feasibility and sustainability economically.The typical costs in a month (in dollars) include costs of timber 1000 dollars ,electricity 100 dolars,labour 300 dollars,business permit 20dollars,logistics 100 dollars and miscellaneous cost of an average of 100 dollars.My gross revenue has been averaging 3200 dollars per month.
I use the profits to pay school fees for my siblings,their upkeep and also reinvesting in my business.
I will use this loan to add timber stock for my business.This will enable me make more furniture to serve the current orders and make more items readily available for my clients.
i currently have huge orders and most of my customers have made deposits.I am therefore certain that these items in order will be paid for .I also have other sources of income .
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$431.00
Date disbursed
May 22, 2020
Repayment status
Late
Projected term
14 months
Other loans
Amount repaid
$344.90
Amount remaining
$86.72
Expected completion
Aug 15, 2021
Status
Repaying late
Installment amount
$11.12
Expected Payments | Actual Payments | ||
---|---|---|---|
May 31, 2020 | $0.00 | ||
Jun 7, 2020 | $0.00 | ||
Jun 14, 2020 | $1.98 | Jun 17, 2020 | $1.98 |
Jun 21, 2020 | $0.00 | ||
Jun 28, 2020 | $0.00 | ||
Jul 5, 2020 | $0.00 | ||
Jul 12, 2020 | $0.00 | ||
Jul 19, 2020 | $9.86 | Jul 14, 2020 | $9.86 |
Jul 26, 2020 | $9.86 | Jul 28, 2020 | $9.86 |
Aug 2, 2020 | $9.86 | Aug 13, 2020 | $9.86 |
Aug 9, 2020 | $9.86 | Sep 12, 2020 | $9.86 |
Aug 16, 2020 | $2.96 | Sep 23, 2020 | $2.96 |
Aug 23, 2020 | $0.00 | ||
Aug 30, 2020 | $0.00 | ||
Sep 6, 2020 | $0.00 | ||
Sep 13, 2020 | $0.00 | ||
Sep 20, 2020 | $0.00 | ||
Sep 27, 2020 | $9.86 | Sep 27, 2020 | $9.86 |
Oct 4, 2020 | $9.86 | Oct 6, 2020 | $9.86 |
Oct 11, 2020 | $9.86 | Oct 9, 2020 | $9.86 |
Oct 18, 2020 | $9.86 | Oct 31, 2020 | $9.86 |
Oct 25, 2020 | $9.86 | Nov 6, 2020 | $9.86 |
Nov 1, 2020 | $0.00 | ||
Nov 8, 2020 | $4.93 | Nov 24, 2020 | $4.93 |
Nov 15, 2020 | $0.00 | ||
Nov 22, 2020 | $0.00 | ||
Nov 29, 2020 | $4.94 | Dec 1, 2020 | $4.94 |
Dec 6, 2020 | $4.94 | Dec 17, 2020 | $4.94 |
Dec 13, 2020 | $4.94 | Jan 13, 2021 | $4.94 |
Dec 20, 2020 | $4.94 | Jan 20, 2021 | $4.94 |
Dec 27, 2020 | $4.94 | Feb 1, 2021 | $2.96 |
Feb 1, 2021 | $1.98 | ||
Jan 3, 2021 | $11.83 | Feb 8, 2021 | $11.83 |
Jan 10, 2021 | $0.00 | ||
Jan 17, 2021 | $0.00 | ||
Jan 24, 2021 | $0.00 | ||
Jan 31, 2021 | $0.00 | ||
Feb 7, 2021 | $11.12 | Feb 11, 2021 | $11.12 |
Feb 14, 2021 | $11.12 | Feb 14, 2021 | $11.12 |
Feb 21, 2021 | $11.12 | Feb 23, 2021 | $11.12 |
Feb 28, 2021 | $11.12 | Mar 1, 2021 | $11.12 |
Mar 7, 2021 | $11.12 | Mar 9, 2021 | $11.12 |
Mar 14, 2021 | $11.12 | Mar 16, 2021 | $11.12 |
Mar 21, 2021 | $11.12 | Mar 23, 2021 | $11.12 |
Mar 28, 2021 | $0.00 | ||
Apr 4, 2021 | $11.12 | Apr 8, 2021 | $11.12 |
Apr 11, 2021 | $11.12 | Apr 29, 2021 | $11.12 |
Apr 18, 2021 | $11.12 | May 10, 2021 | $11.12 |
Apr 25, 2021 | $11.12 | Jun 16, 2021 | $11.12 |
May 2, 2021 | $11.12 | Jun 16, 2021 | $11.12 |
May 9, 2021 | $11.12 | Jul 4, 2021 | $11.12 |
May 16, 2021 | $11.12 | Aug 7, 2021 | $11.12 |
May 23, 2021 | $11.12 | Aug 7, 2021 | $0.02 |
Aug 25, 2021 | $11.10 | ||
May 30, 2021 | $11.12 | Aug 25, 2021 | $0.02 |
Oct 7, 2021 | $11.10 | ||
Jun 6, 2021 | $11.12 | Oct 7, 2021 | $0.02 |
Dec 12, 2021 | $3.94 | ||
Dec 18, 2021 | $1.97 | ||
Jan 6, 2022 | $1.97 | ||
Jan 13, 2022 | $1.97 | ||
Jan 14, 2022 | $1.24 | ||
Jun 13, 2021 | $11.12 | Jan 14, 2022 | $0.73 |
Feb 19, 2022 | $1.97 | ||
Mar 2, 2022 | $1.97 | ||
Mar 10, 2022 | $0.99 | ||
Jun 11, 2022 | $1.97 | ||
Jun 29, 2022 | $1.97 | ||
Jul 2, 2022 | $1.52 | ||
Jun 20, 2021 | $11.12 | Jul 2, 2022 | $3.41 |
Oct 6, 2022 | $4.93 | ||
Jul 6, 2023 | $1.33 | ||
Jun 27, 2021 | $11.12 | ||
Jul 4, 2021 | $11.12 | ||
Jul 11, 2021 | $11.12 | ||
Jul 18, 2021 | $11.12 | ||
Jul 25, 2021 | $11.12 | ||
Aug 1, 2021 | $11.12 | ||
Aug 8, 2021 | $11.12 | ||
Aug 15, 2021 | $7.46 |
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