Motocycles transport

Joshphat

O. Rongai, Kenya

100% repaid

Entrepreneur

Name

Joshphat

Member since

September 2015

On-time repayments

54 installments  •  91%

About Me

I am an healthy and a God fearing Man,Educated from Primary level.'O' Level and went to a religious study of Bible. I am also a Pastor and a Family Man.Throughout my Childhood,Education and Family life has been a weeping journey that sometimes my parents could afford living on a 1 USD a day.Being and brought up along side my Brothers and Sisters,My parents used to do Casual Jobs to bring food to the table for us.
When i became mature and independent,i started to be productive and there i started doing business of Keeping livestock back in my Rural home,this could see me providing a living both to my children and My parents as well as our siblings.The production of Milk was in Surplus and we could sell in a nearby market and get cash to meet other expenses.From that time i have been a Business person and an active Christian Who Believe in God and Hard work.However,I have been all along challenged by Financial Problems every time.The uniqueness of the place and the cultures of the many places i have lived and interacted with people is that the culture dictates the virtue of honesty,handwork as well as giving back to the community or Society.My children wish to have a firm foundation from their father as they pursue their careers.They want to see a successful father in all matters of their life.My hobby is preaching and teaching the word of God,This is what i do most of my time wish i had known Zidisha Loans by then,i would have Grown my business to another level.
Thank you.

My Business

Well,My business is in Transport field.As a driver,i offer transport using Motorcycles which i have two that i have created a job for one young man by employing him.The services of transport are on high demand everyday as it offers transport to more interior parts of an estate and unlike the vehicles.Most of my costs that i incur are common starting with Tyre's,where the rough roads makes it uneasy to use a Tyre for long without wearing out,other cost are buying tubes ,oil,and frequent general mechanical problems that are costly in maintenance and time waste.I usually make good income out of the business that is mainly dominated by young men.
Mostly much of my revenue goes towards educating my younger children,feeding them as well as Helping my parents to put food on their table.I also Give back to the society by Donating food stuffs and Clothes to many Orphans and destitute children in our community.
I will be at a position to grow my business by Joining Zidisha Loans.
Thank you.

Loan Proposal

First of all i thank you for this Great opportunity.
Now given the amount of money,this will be a great chance to make an overall change in the way i will do my Business of Motorcycle transportation.
I will first Buy complete 2 new tyres for a total of USD 42.00,in addition i will buy 4 tubes for USD 21.00 ,he remainder will go towards buying new reflectors and paying for the service.
This will increase my profit predominantly.Issues of breakages and high cost of maintenance has been my highest in terms of expenses.Now that i will be able to afford a high quality Spare parts My income will go high and offer better services to my customers.My love to give donation to orphans will be increase and occasional.I expect my Profit to shoot from the current USD 70.00 to USD 150.0 per week.
Than you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Oct 20, 2015

Repayment status

On Time

Projected term

2 months

Lenders

PG

Paul Graham

United States

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