Motorbike for grocery delivery service

Samuel Okoth

Nakuru, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Samuel Okoth

Member since

March 2016

On-time repayments

265 installments • 83%

About Me

Samuel Okoth Oliech is my name. I was born in Yala within the jurisdiction of Siaya County in the Republic of Kenya. I am married to Anastacia Atieno and God has blessed us with three children, two boys and a girl. They are lively and lovely children, the first born is Gabriel, then Phoebe who is the only daughter followed by Reagan the last born as of now. As their parents, we aspire to bring them up in the fear and admonition of the Lord, for we are saved and sanctified by the precious blood of the Lamb. We do acknowledge the big role we have to do to see that they are provided with education, shelter, food and clothing, besides being brought up in a completely different environment, lifestyle and unprofitable cultural beliefs which were part of our lifestyle when we grew up.
Back to my personal life, I am a third born in a family of six children, five boys and one girl. I completed my basic education in the year 1991, and thereafter joined Alambo Lakeside College for my secondary education for a period of two years after which I dropped out of school due to lack of school fees. My parents could not afford to pay for my school fees because of poverty. As a result of this, I had to drop out of school and find ways to help my Mum in sustaining and bringing up my younger siblings. I started and engaged myself in farming vegetables to help sustain myself and assist my mum with the household budget. In the year 1998, my cousin wired my way to a free sponsorship program funded by World Bank in conjunction with the Kenyan government for the needy and the less fortunate in the society. So, I miraculously joined Kenya Industrial Training Institute for an automotive engineering course which I successfully completed two years later. Since then, I have been the sole bread winner not only to our extended family but also to my mother-in-law who is also a widow and to my sister who also lost her husband in 2007 leaving her behind with four children under her care.

My Business

Following continual financial constraints on my part, and the financial obligations I have to meet every month, we engaged each other as a family on how to overcome this challenge of accumulating debts by the end of every month. The only way was to supplement my income. We decided to open a small business to start with. After this meeting, we were so determined and optimistic that by the end of every month, we were putting aside a considerable amount of money by denying ourselves many basic necessities for us to achieve our goal. This culture of savings went on for six months, and finally our vision of starting a retail shop came to fruition in April 2012. I can testify that our business took off very fast and today it is viable and with a high potential growth. True to its inception goals and objectives, today we use the proceeds to help pay for school fees for our three children, paying rent, and supporting our mothers who are all widows with no one to rely upon except their God. On receiving my first loan, I upgraded my stock, and brought in more new consumable brands which were out of my reach financially. I want to thank you in advance, Zidisha. May God bless you mightily as you put my financial request into your humble consideration.

Loan Proposal

This loan will help me purchase a motor-bike for my retail shopping, I have been using public transport, but most of the times I have been experiencing some losses due to mishandling of commodities by vehicle attendants, and because they are not always ready to compensate for the losses, we just swallow the bitter pill and carry on. This has been a challenge to our small business because at times you count losses which can be avoided to an extent of going an etra mile. And this is the reason as to why I am requesting this very loan. Transportation cost will be cut and I will be shopping at my own convenient time instead of rushing all the times to catch the vehicles as they have their appointed times for boarding. Secondly, I will be handling my own properties with utmost care because am the one knowing the contents in my luggage. And finally, time will be saved because, no body will dictate my start of the journey as it happens with public transport.

Show original English

About Me

Samuel Okoth Oliech are my names, I was born in Yala within the jurisdiction of Siaya county in the republic of Kenya. I am married to Anastacia Atieno whom God has blessed us with three children, two boys and a girl. They are lively and lovely children, the first born is Gabriel, then Phoebe who is the only daughter followed by Reagan the last born as for now. As their parents, we aspire to bring them up in the fear and admonition of the Lord, for we are saved and sanctified by the precious blood of the Lamb. We do acknowledge the big role we have to do to see that they are provided with education, shelter, food and clothing, besides being brought up in a completely different environment, lifestyle and unprofitable cultural beliefs which were part of our lifestyle when we grew up.
Back to my personal life, I am a third born in a family of six children, five boys and one girl. I completed my basic education in the year 1991, and thereafter joined Alambo Lakeside College for my secondary education for a period of two years of which I dropped out of school due to lack of school fees. My parents would not afford to pay for my school fees because of poverty and as a result of this, I had to drop out of school and find ways how I could help my Mum into sustaining and bringing up my younger siblings, so I started and engaged myself in farming vegetables to help sustain myself and times assist my mum with the household budget. . In the year 1998, my cousin wired my way to a free sponsorship program funded by World Bank in conjunction with the Kenyan government to needy and the less fortunate in the society. So I miraculously joined Kenya Industrial Training Institute for an automotive engineering course which I successfully completed two years later. . Since then, I have been the sole bread winner not only to our extended family but also to my mother-in-law who is also a widow and my sister whom also lost her husband in 2007 leaving her behind with four children under her care.

My Business

First and foremost, it is my pleasure to convey my gratitude to zidisha team for this wonderful initiative. It has really been a blessing to many and to me in particular, since the time I joined in April 2016, I can count so many blessings attached to it, from my retail shop, buying a motorbike and purchasing a sewing machine, I can testify that I am a beneficiary of this life changing organization. Proceeds from these businesses have helped me purchase a piece of property which I have started developing & I very optimistic that with zidisha's continued lending I'll relocate to my own piece of land in the near future.