Move my stationary business from homebased and open a shop

Justus

Ongata Rongai, Kenya

100% repaid

Entrepreneur

Name

Justus

Member since

November 2013

On-time repayments

297 installments  •  37%

About Me

I am very very happy for you LENDERS for funding my second loan, may God almighty shower you with his blessings and bless you until your store is full,God loves a cheerful giver,there is a phrase which says "give without remembering and receive without forgetting"thanks for touching my life in a big way.
Thanks for your support

My Business

I started selling stationary ,and i found it has big profit marging ,now i am selling the stationary in a crazy manner ,i walk from shop to shop,and through this i have estamplise
d a customer base,the customers just calls me and i deliver.Thanks for your support

Loan Proposal

Since i have money to lend a store to sell my stationary , the loan i will use to buy the following items
1. pencils worth 100 USD
2.PENS worth 15 USD
3.Secondhand textbooks worth 30 USD
4.exercise books and new text books worth 50 USD
On selling these products i will make a gross profit of ksh 100 dollars . I will reinvest 75% of the profit and continue making huge profits which will anable me to expand my business more and more

Show original English  

About Me

Name:Justus Mutinda,Born 1972,Religion:Christian,Proffession :accountant.Wife name:Sara Koki,Daughter :Hope Musangi.Iam an outgoing person ,i like socializing,reading motivational books,meeting and making new friends, i live in Ongata Rongai .I have done some network marketing for examle DIPEK,GNLD ,OIRFRAME,I am currentl working with Bowmans enterprises limited as an accountant,i worked For Nafrom kenya ltd as an accountant from January 2008- June 2013worked with New kilimo hardware as an accountant in 2008,
usually before i start a task i tell myself (you are a champion and you can make it )self talk,whatever i do i usually think win!win!win!and i get what i tell myself. My dad was a business man and i liked what he did ,at my tender age he encouraged me to be a business person . He would tell be that profits are better than wages .
I am from kamba community and we are long distance traders .At my tender age i liked looking after my fathers cattle.
at my free time i like watching motivational DVD,reading motivational books , listening to gospel music ,get engaged in communal activities and socializing .i also likes travelling

My Business

I will repay my loan using profits from sales of cookies and stationery which has a big margin ,this will enable me to expand the business ,i.e. buy more stationery and make more profit and expand my business, There is also a small shamba and enough water i will plant short season vegetables for domestic use and .
commercial purposes.if i am given a bigger loan i will expand my business,my stationary and cookies business is picking up and now i have a bigger market and atleast i have data base of customers.

Loan Proposal

Since i have money to lend a store to sell my stationary , the loan i will use to buy the following items
1. pencils worth 100 USD
2.PENS worth 15 USD
3.Secondhand textbooks worth 30 USD
4.exercise books and new text books worth 50 USD
On selling these products i will make a gross profit of ksh 100 dollars . I will reinvest 75% of the profit and continue making huge profits which will anable me to expand my business more and more

Feedback

3

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jun 18, 2016

Repayment status

On Time

Projected term

42 months

Lenders

A

anonymus

Moon, United States

sebastienrosa

Quebec, Canada

E

Elisa

Espoo, Finland

mojobob

Hayward, United States

Paul Buchheit

Mountain View, United States

TyWee

Manila, Philippines

Loungin

United States

Rose Rodent

Scotland, United Kingdom

R

rzb

Germany

A

Andrei

United States

N

Nino

Switzerland

Eugen Stamm

Zurich, Switzerland

Y

YTSJ

London, United Kingdom

EthicalHost

Toronto, Canada

K

Kenny

United States

GA

Giovanni and Yelena

New York, Ny, United States

RG

Ryan Gough

United States

A

Anonymous

United States

A

Anonymous

United States

A

Anonymous

United States

R

Rolf

Rotterdam, Netherlands

Ask Justus a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Justus    Jul 4, 2023

    I want to be back on business after a long silence .

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  • Justus    May 26, 2022

    cost of doing business very high, living costs too high and business too low

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  • Justus    Feb 28, 2021

    Business is too slow

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  • Justus    Mar 20, 2020

    slow business

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  • Justus    Jan 27, 2020

    Thanks for funding my project

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  • Justus    Nov 8, 2019

    slow business

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  • Justus    Oct 2, 2019

    Business slow

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  • Justus    Jul 3, 2019

    slow business

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  • Justus    May 20, 2019

    HI LENDERS, Well i am grateful for the continuous financial support ,the current loan i got from you i added stock of $110, THIS purchase gave me a profit of $154 which i used to pay school fees for my daughter who is in form 2.my family is doing better since i started getting funds from you .I am trying my best to give them the best.
    last holiday i took my family to Nairobi national park where they had good time and they were able to see the big five cats .LION,CHEETAH,LEOPARD,
    THANKS.

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  • Justus    May 20, 2019

    low business volume

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  • Justus    May 20, 2019

    low business

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  • Moses    May 14, 2019

    Justus said that he had some problems personal problems that's why he could not make the payment as scheduled but then he promised to catch up with the repayment schedule and clear the loan

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  • Justus    Mar 31, 2019

    hi lenders ; I thank you for your sincere financial support. May almighty God bless you all

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  • Justus    Mar 13, 2019

    businesse is slow but within the next one month it will improve. Thanks

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  • Moses    Feb 21, 2019

    I talked to Justus Mutindavia the phone and he agreed to clear the arrears.

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  • Justus    Jan 28, 2019

    ksh11094
    bought pencils and cookies worth ksh 11094

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  • Justus    Jan 23, 2019

    I will buy cookies and pencils worth 200 USD and make a profit of 270 USD per month and i will pay my expenses without stress and increase my stocks

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  • Justus    Jan 2, 2019

    I bought cookies and pencils worthy ksh 20000;out of the sale I made a profit of ksh 8000;I reinvested ksh 4000;and used the rest to pay my bills.Today am able to take my child to best schools

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  • Justus    Nov 13, 2018

    i purchased pencils WORTH 15000K.E.S and over the time i make weekly profits of 6000K.E.S
    I make profits which took care of my daughters school fees and my family upkeep.
    Due to good flow of money i was able to cater for all my family commitments.
    i have taken my family to Nairobi national park to see the wild animals especially that of the cat family

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  • Justus    Dec 20, 2017

    slow busioness

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