Entrepreneur
Name
Samuel
Member since
February 2015
On-time repayments
217 installments • 12%
About Me
I was born in Nyeri in 1988, Went to Githakwa primary school and Kiriti secondary school in 2008 respectively. I later studied finance at the University of Nairobi and Proffessional Banking at the Kenya Institute of Bankers. My hobbies are swimming, listening to Gospel music and reading novels. I am 25 years old, I ventured into business in 2013. i am also currently employed as an accountant at Kiu Construction Company. I ventured into business due to the passion i had for it, my business has grown fast for the past years due to their strategic locations and improved customer relations. I came to like where i located the businesses due to high demand for money transfer services in the areas. I have a wife and one child who is currently one year old.
My Business
My businesses are located at Nairobi west at a place called Kahawa west and Maziwa stage opposite Jacaranda Gardens, Kahawa West is a 20 minutes drive from the Nairobi CBD. I operates M-Pesa agencies and a cooperative bank agency, I also deal in selling of phone accessories at my outlets, My business mostly targets the local people in the areas of Kahawa west and Maziwa stage where i operates the shops. I live at Githurai 44 uncle sams .The source of income for my business is now from the retained profits that the businesses generates, other times i inject some more capital from my savings and my salary from where i am currently working. My businesses has grown for the past two years an is well established, the competition is high but due to the strategic location of the business it has been able to attract many customers. i chose this kind of business since it is related to my career choice, as a banker and a financial specialist i would be comfortable in dealing with money related business. I use the business profits to grow my business, for family sustenance and saving. Both the businesses generates profits at average of KES 50,000 per month when i apply the e-float and cash totaling to KES 100,000 per month. the costs involved are labour of KES 6,000 and rent of KES 4,000.
Loan Proposal
I want to increase my cash float in my mpesa and equity agents shop to be able to capture more transactions. The shop has also electricals and phone accesories, so i will add some stocks to increase revenue.
The loan will be used as follows;
Mpesa float: 391.97 usd
Equity bank agent float: 391.97 usd
Electricals: 14.7 usd
Phone accesories: 14.7 usd
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$210.00
Date disbursed
Dec 31, 2015
Repayment status
Late
Projected term
42 months
Other loans
Lenders
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$53.30
Amount remaining
$167.44
Expected completion
Jul 15, 2019
Status
Repaying late
Installment amount
$5.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 11, 2016 | $5.00 | Jan 12, 2016 | $5.00 |
| Jan 18, 2016 | $5.00 | Jan 12, 2016 | $0.30 |
| Feb 1, 2016 | $4.70 | ||
| Jan 25, 2016 | $5.00 | Feb 1, 2016 | $5.00 |
| Feb 1, 2016 | $5.00 | Feb 1, 2016 | $5.00 |
| Feb 8, 2016 | $5.00 | Feb 1, 2016 | $0.30 |
| Mar 1, 2016 | $4.70 | ||
| Feb 15, 2016 | $5.00 | Mar 1, 2016 | $5.00 |
| Feb 22, 2016 | $5.00 | Mar 1, 2016 | $0.30 |
| Apr 28, 2016 | $4.70 | ||
| Feb 29, 2016 | $0.30 | Apr 28, 2016 | $0.30 |
| Mar 7, 2016 | $0.00 | ||
| Mar 14, 2016 | $0.00 | ||
| Mar 21, 2016 | $0.00 | ||
| Mar 28, 2016 | $0.00 | ||
| Apr 4, 2016 | $0.00 | ||
| Apr 11, 2016 | $0.00 | ||
| Apr 18, 2016 | $0.00 | ||
| Apr 25, 2016 | $0.00 | ||
| May 2, 2016 | $0.00 | ||
| May 9, 2016 | $0.00 | ||
| May 16, 2016 | $0.00 | ||
| May 23, 2016 | $0.00 | ||
| May 30, 2016 | $0.00 | ||
| Jun 6, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jun 13, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jun 20, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jun 27, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jul 4, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jul 11, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jul 18, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jul 25, 2016 | $1.00 | Jul 11, 2016 | $1.00 |
| Aug 1, 2016 | $0.00 | ||
| Aug 8, 2016 | $0.00 | ||
| Aug 15, 2016 | $0.00 | ||
| Aug 22, 2016 | $0.00 | ||
| Aug 29, 2016 | $0.00 | ||
| Sep 5, 2016 | $0.00 | ||
| Sep 12, 2016 | $0.00 | ||
| Sep 19, 2016 | $0.00 | ||
| Sep 26, 2016 | $0.00 | ||
| Oct 3, 2016 | $0.00 | ||
| Oct 10, 2016 | $0.00 | ||
| Oct 17, 2016 | $0.00 | ||
| Oct 24, 2016 | $0.00 | ||
| Oct 31, 2016 | $0.00 | ||
| Nov 7, 2016 | $0.00 | ||
| Nov 14, 2016 | $0.00 | ||
| Nov 21, 2016 | $0.00 | ||
| Nov 28, 2016 | $0.00 | ||
| Dec 5, 2016 | $0.00 | ||
| Dec 12, 2016 | $0.00 | ||
| Dec 19, 2016 | $0.00 | ||
| Dec 26, 2016 | $0.00 | ||
| Jan 2, 2017 | $0.00 | ||
| Jan 9, 2017 | $0.00 | ||
| Jan 16, 2017 | $0.00 | ||
| Jan 23, 2017 | $0.00 | ||
| Jan 30, 2017 | $0.00 | ||
| Feb 6, 2017 | $0.00 | ||
| Feb 13, 2017 | $0.00 | ||
| Feb 20, 2017 | $0.00 | ||
| Feb 27, 2017 | $0.00 | ||
| Mar 6, 2017 | $0.00 | ||
| Mar 13, 2017 | $0.00 | ||
| Mar 20, 2017 | $0.00 | ||
| Mar 27, 2017 | $0.00 | ||
| Apr 3, 2017 | $0.00 | ||
| Apr 10, 2017 | $0.00 | ||
| Apr 17, 2017 | $0.00 | ||
| Apr 24, 2017 | $0.00 | ||
| May 1, 2017 | $0.00 | ||
| May 8, 2017 | $0.00 | ||
| May 15, 2017 | $0.00 | ||
| May 22, 2017 | $0.00 | ||
| May 29, 2017 | $0.00 | ||
| Jun 5, 2017 | $0.00 | ||
| Jun 12, 2017 | $0.00 | ||
| Jun 19, 2017 | $0.00 | ||
| Jun 26, 2017 | $0.00 | ||
| Jul 3, 2017 | $0.00 | ||
| Jul 10, 2017 | $0.00 | ||
| Jul 17, 2017 | $0.00 | ||
| Jul 24, 2017 | $0.00 | ||
| Jul 31, 2017 | $0.00 | ||
| Aug 7, 2017 | $0.00 | ||
| Aug 14, 2017 | $0.00 | ||
| Aug 21, 2017 | $0.00 | ||
| Aug 28, 2017 | $0.00 | ||
| Sep 4, 2017 | $0.00 | ||
| Sep 11, 2017 | $0.00 | ||
| Sep 18, 2017 | $0.00 | ||
| Sep 25, 2017 | $0.00 | ||
| Oct 2, 2017 | $0.00 | ||
| Oct 9, 2017 | $0.00 | ||
| Oct 16, 2017 | $0.00 | ||
| Oct 23, 2017 | $0.00 | ||
| Oct 30, 2017 | $0.00 | ||
| Nov 6, 2017 | $0.00 | ||
| Nov 13, 2017 | $0.00 | ||
| Nov 20, 2017 | $0.00 | ||
| Nov 27, 2017 | $0.00 | ||
| Dec 4, 2017 | $0.00 | ||
| Dec 11, 2017 | $0.00 | ||
| Dec 18, 2017 | $0.00 | ||
| Dec 25, 2017 | $0.00 | ||
| Jan 1, 2018 | $0.00 | ||
| Jan 8, 2018 | $0.00 | ||
| Jan 15, 2018 | $0.00 | ||
| Jan 22, 2018 | $0.00 | ||
| Jan 29, 2018 | $0.00 | ||
| Feb 5, 2018 | $0.00 | ||
| Feb 12, 2018 | $0.00 | ||
| Feb 19, 2018 | $0.00 | ||
| Feb 26, 2018 | $0.00 | ||
| Mar 5, 2018 | $0.00 | ||
| Mar 12, 2018 | $0.00 | ||
| Mar 19, 2018 | $0.00 | ||
| Mar 26, 2018 | $0.00 | ||
| Apr 2, 2018 | $0.00 | ||
| Apr 9, 2018 | $0.00 | ||
| Apr 16, 2018 | $0.00 | ||
| Apr 23, 2018 | $0.00 | ||
| Apr 30, 2018 | $0.00 | ||
| May 7, 2018 | $0.00 | ||
| May 14, 2018 | $0.00 | ||
| May 21, 2018 | $0.00 | ||
| May 28, 2018 | $0.00 | ||
| Jun 4, 2018 | $0.00 | ||
| Jun 11, 2018 | $0.00 | ||
| Jun 18, 2018 | $0.00 | ||
| Jun 25, 2018 | $0.00 | ||
| Jul 2, 2018 | $0.00 | ||
| Jul 9, 2018 | $0.00 | ||
| Jul 16, 2018 | $0.00 | ||
| Jul 23, 2018 | $0.00 | ||
| Jul 30, 2018 | $0.00 | ||
| Aug 6, 2018 | $0.00 | ||
| Aug 13, 2018 | $0.00 | ||
| Aug 20, 2018 | $0.00 | ||
| Aug 27, 2018 | $0.00 | ||
| Sep 3, 2018 | $0.00 | ||
| Sep 10, 2018 | $0.00 | ||
| Sep 17, 2018 | $0.00 | ||
| Sep 24, 2018 | $0.00 | ||
| Oct 1, 2018 | $0.00 | ||
| Oct 8, 2018 | $0.00 | ||
| Oct 15, 2018 | $0.00 | ||
| Oct 22, 2018 | $0.00 | ||
| Oct 29, 2018 | $0.00 | ||
| Nov 5, 2018 | $0.00 | ||
| Nov 12, 2018 | $0.00 | ||
| Nov 19, 2018 | $5.00 | Jan 3, 2019 | $3.00 |
| Nov 26, 2018 | $5.00 | ||
| Dec 3, 2018 | $5.00 | ||
| Dec 10, 2018 | $5.00 | ||
| Dec 17, 2018 | $5.00 | ||
| Dec 24, 2018 | $5.00 | ||
| Dec 31, 2018 | $5.00 | ||
| Jan 7, 2019 | $5.00 | ||
| Jan 14, 2019 | $5.00 | ||
| Jan 21, 2019 | $5.00 | ||
| Jan 28, 2019 | $5.00 | ||
| Feb 4, 2019 | $5.00 | ||
| Feb 11, 2019 | $5.00 | ||
| Feb 18, 2019 | $5.00 | ||
| Feb 25, 2019 | $5.00 | ||
| Mar 4, 2019 | $5.00 | ||
| Mar 11, 2019 | $5.00 | ||
| Mar 18, 2019 | $5.00 | ||
| Mar 25, 2019 | $5.00 | ||
| Apr 1, 2019 | $5.00 | ||
| Apr 8, 2019 | $5.00 | ||
| Apr 15, 2019 | $5.00 | ||
| Apr 22, 2019 | $5.00 | ||
| Apr 29, 2019 | $5.00 | ||
| May 6, 2019 | $5.00 | ||
| May 13, 2019 | $5.00 | ||
| May 20, 2019 | $5.00 | ||
| May 27, 2019 | $5.00 | ||
| Jun 3, 2019 | $5.00 | ||
| Jun 10, 2019 | $5.00 | ||
| Jun 17, 2019 | $5.00 | ||
| Jun 24, 2019 | $5.00 | ||
| Jul 1, 2019 | $5.00 | ||
| Jul 8, 2019 | $5.00 | ||
| Jul 15, 2019 | $0.44 | ||
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