Mpesa business

Caroline

Ruiru, Kenya

100% repaid

Entrepreneur

Name

Caroline

Member since

April 2016

On-time repayments

158 installments  •  66%

About Me

My name is Caroline Wanjiku Njoroge. I am 29 years old and I come from Kerugoya in Kirinyaga County but I live in Ruiru Kiambu County. I am married and I have a daughter 5years old and a son 1 year old. I work as an editor in a publishing firm in Nairobi and I also buy vikoys from a company in Ruiru and send to my mother in Kerugoya to sell for me. I started with only 5 vikoys and was making a good profit and so I added to ten and the profit is amazing. In our place that is Kerugoya there is a lot of cold so they need those vikoys to protect themselves from the cold. I also have an mpesa business in Ruiru. My hobbies are cooking, swimming, investing and spending time with my family.

My Business

I sell vikoys in our home area. I get them from a company in Ruiru called spinners and spinners limited at a cheaper price which enables me to transport to Kerugoya. My mother is willing to help me sell them because our home area is very cold and so they are in demand there. The business is doing well and I also added blankets, baby shawls and maasai shukas. My mpesa shop is also doing very well. The profits I get from my businesses helps me in my family's upkeep because I have a daughter and a son. I also help my husband in repaying a loan that he took to pay for his school fees and also I still educate my younger brother. They have taken me to another level in life.

Loan Proposal

I want to add float to my working balance in my mpesa. The place where my shop is located needs alot of money owing to the demand of people to deposit and withdraw large amounts of money. I need this loan to be able to owe to their needs and to also build confidence with them.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$99.00

Date disbursed

Oct 21, 2017

Repayment status

On Time

Projected term

25 months

Lenders

Cadwah

Barcelona, Spain

PG

Paul Graham

United States

VC

Victor Chong

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Caroline    Nov 10, 2019

    I added vikoy stock to provide variety to my customers, I also added float amount for the Mpesa business. The return have been great and I have had more vikoy clients and the Mpesa business is able to handle much more transactions increasing by Ksh. 500 on the Vikoy business and 1200 on Mpesa business. The increased earning have been used to speed the paying process for the last loan, upkeep for the family and paying for my brother's school fees.

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  • Caroline    Nov 9, 2019

    Hello lenders, the loan I have completed really helped me. I have become a very big supplier of the vikoys even to women groups at home together with blankets. The profits I have been getting have also helped me in my family's upkeep. Thank you so much and may God bless you for trusting in me.

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  • Caroline    Nov 5, 2019

    I would like to finish up my loan and take another one to boost my business

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  • Caroline    Sep 3, 2019

    Right now am not able to pay the amount due a difficulty am going through but once am settled I will increase the installment amount.

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  • Caroline    Jun 26, 2019

    Hello lenders thank you for your loan. It has been helpful, hope to take another one soon after I finish repaying to boost my business. Thanks and God bless you.

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  • Caroline    May 5, 2019

    I am financially unstable right now and I still want to increase my credit limit.

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  • Caroline    Mar 25, 2019

    I have been having issues financially and I have not been paying for quite sometime. Right now I can pay in small amounts to get to where I am supposed to be.

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  • Lilian    Mar 9, 2019

    Caroline has some financial issue but promised to reduce the amount of loan to be repaid had she finds ways to clear her loan

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  • Caroline    Dec 15, 2018

    I have been having financial problems in the most part of this year. I want to start repaying in small bits.

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  • Lilian    Nov 20, 2018

    Hallo lenders. Caroline has some financial issues but promise to pay soon .. thank you once again for your patience

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  • Caroline    Oct 20, 2018

    I have a financial crisis at this moment.

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  • Caroline    Jul 29, 2018

    I am financially unstable at this time.

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  • Caroline    Jul 7, 2018

    I had financial problems but now am okay and the amount due is too much to pay at once.

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  • Lilian    Mar 18, 2018

    She says she has financial challenges but I have advised her to rescheduled her payment to an amount tht she will manade to pay weekly with easy and she has promised to do so next week
    Thankyou for your patience

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  • Caroline    Jan 4, 2018

    I have some financial problems for now.

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  • Caroline    Dec 14, 2017

    I want to finish my current loan sooner.

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  • Caroline    Nov 15, 2017

    The amount am paying per week is high at this time and I have some financial constrains please.

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  • Caroline    Oct 23, 2017

    Hello lenders,I received the loan of 8433 and I added to my working float in my mpesa business. The loan has really helped me and I want to thank you for trusting in me. God bless you.

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  • Caroline    Oct 19, 2017

    Hello lenders, this loan will really help me because I will add to my working float in my mpesa shop. Thank you so much for your help and God bless you abundantly.

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  • Caroline    Oct 16, 2017

    The loan has really helped me in my business...I have also been able to clear the loan with no difficulties because my business is doing well. Thankyou, I hope to get another one soon.

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