Marion

Kiamunyeki, Kenya

Funds disbursed

$0 to go

100% funded of $100 goal

0

days left

Follow Marion How it Works

Entrepreneur

Name

Marion

Member since

September 2013

On-time repayments

6 installments  •  0%

About Me

I am marion wangari wangeci from nakuru county rift-valley province in the town of nakuru kiamunyeki village where I do the porridge selling business and so far the business has been flourishing very well since the county is full of activities and the activities are flourishing very fast and as such the business is associated very well .i love my job because thats what gives me my daily meals and also thats what pays my bills .my business is very well liked since people are very much in need.

My Business

My business despite doing well I still am willing to expand my business and even start selling chapatis besides the porridge that I do sell,i know people will love the business more especially the fundis that I do supply them with porridge at their construction sites and as such I don really need help.i will make sure to start using the funds wisely so that I dont make bad use of the funds.i promise to pay back the full amount in total without any failure as a sign of appreciation towards the friends who will have lent me the cash.

Loan Proposal

My business despite doing well I still am willing to expand my business and even start selling chapatis besides the porridge that I do sell,i know people will love the business more especially the fundis that I do supply them with porridge at their construction sites and as such I don really need help.i will make sure to start using the funds wisely so that I dont make bad use of the funds.i promise to pay back the full amount in total without any failure as a sign of appreciation towards the friends who will have lent me the cash.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Sep 16, 2013

Repayment status

Late

Projected term

6 months

Lenders

Scott Walker

Canmore, Canada

G

Goodwill

Oakland, United States

Salam

Perth, Australia

GS

Gary Sinard

Franklin, TN, United States

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  • mewesten    Feb 22, 2014

    Nice facebook page, "lewy"! hahaha!

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  • Salam    Feb 17, 2014

    Hey Marion!

    What the hell? Where are you? You owe money lady - pay it! I'm not lending one more dollar until this scammer AND the person who vouched for them are dealt with by Zidisha!

    It only takes one bad experience to turn people off this site and all the good they can do in the world.

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    • Eric    Feb 17, 2014

      Hi salam it's too bad out of ten good borrowers one is bad.This person looks like a scammer but it's good some of us "VMs" are working hard to follow up and bring people back to payment

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      • mewesten    Feb 17, 2014

        Eric, thanks for your efforts for Zidisha.

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      • Salam    Feb 17, 2014

        Unfortunately I've not heard anything from anyone. The FAQ states that efforts are made but no one has passed on any information about these "efforts" to me. I've given loans to two people so far on this site. One was repaid in full and on time and I have lent to that person again. I'd like to be able to lend more (but my money is tied up with this lady) but not if scammers use this site and nothing is done about it. If things are being done about it, please keep lenders up to date so we at least know about some progress.

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    • mewesten    Feb 22, 2014

      he gone, baby!

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  • Salam    Dec 17, 2013

    Well, with two repayments missed I guess this one was a scammer. One positive experience, one bad with Zidisha. I won't be lending again.

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    • mewesten    Dec 18, 2013

      Salam, maybe it's too early to say it's dead, but you may be right. Yesterday I wrote 20+ last ditch emails to borrowers who seem to have disappeared without making a single payment or explanation. The overall Zidisha non-performing loan rate appears to be about 25%.

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      • Salam    Dec 23, 2013

        I've not seen any of this "follow up" they claim in the FAQ.

        I mean, if they were having problems - just let us know. I'm sure people would be very understanding. I don't do this for profit. I charge 0% interest because I wanted to help people and now because of one selfish scammer - dozens of others won't have my help in the future.

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        • mewesten    Dec 23, 2013

          Hi again Salam, I understand completely. Follow-up is done by wonderful volunteers, and yes, it's not enough to follow up on the thieves and those with problems. To the best of my knowledge losses due to non-payment run about 20-25%, which makes it 75% lending and 25% charity. If you stay on with Zidisha join the Member Forum (link at top) and create an account to continue such discussions as this. Happy Holiday wishes to you in beautiful Perth.

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  • Salam    Nov 29, 2013

    I hope you are doing okay.

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  • Salam    Sep 14, 2013

    Good luck with your business Marion. Thank you for allowing me to help improve your life. I wish I could try one of your chapatis myself.

    Work hard and be successful :)

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